State credit union · Kaukauna, Wisconsin · NCUA charter #66851
UNISON
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $384.2M
- Total assets
- 18,895
- Members
- 9.7%
- Net-worth ratio
UNISON scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $384.2M; members 18,895; net-worth ratio 9.68%; health rank #843 of 4,374; healthier than 80th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#843 of 4,374 health · 2025Q4UNISON · health 92/100 · $384.2M · 2025Q4
Call Report peers
UNISON in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
UNISON vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); UNISON sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for UNISON
- Delinquency Rate leads the peer set - 0.40% here, 0.89% peer average (-0.49 pp).
- Net Worth Ratio trails the peer set - 9.68% here, 12.11% peer average (-2.43 pp).
UNISON in Wisconsin
- Wisconsin health ordinal: #33 of 100.
- Wisconsin assets place: #25 of 100.
- Membership ranks #28 of 100 among Wisconsin CUs with a reported count (18,895 members).
- One place up in Wisconsin, LANDMARK (#32) ties at 92/100; one place down, Holy Redeemer Community of Se Wis. (#34) scores 91/100, 1 point lower.
How UNISON's 5300 filing moved
UNISON: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.2% from $384.2M (2025Q4) to $388.9M (2026Q1).
- Net-worth ratio shifted -0.03 pp (9.71% → 9.68%).
At 9.68%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 92/100 score is built
UNISON gives up 8 points in total. Member Growth costs the most, 7.6 of its 15; Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 29.2 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 7.4 pts
- Loan-to-Share Ratio 15.4 pts
UNISON health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.68% | -2.43 pp |
| Delinquency Rate | 0.40% | -0.49 pp |
| Return on Assets | 0.82% | +0.20 pp |
| Member Growth | -0.90% | - |
| Loan-to-Share Ratio | 70.08% | -2.12 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $388.9M | - |
| 2025Q4 | $384.2M | 18,895 |
| 2024Q4 | $338.9M | 19,066 |
| 2023Q4 | $322.7M | 18,867 |
Credit Union Details
- Charter Number
- 66851
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Wisconsin
- City
- Kaukauna
- Data Quarter
- 2025Q4
Branch Locations (6)
Per its most recent NCUA branch filing, UNISON runs 6 offices in 5 different cities.
| Office | City |
|---|---|
| South Office (Main Office) | Kaukauna, WI |
| De Pere | De Pere, WI |
| Grand Chute | Grand Chute, WI |
| North | Kaukauna, WI |
| Little Chute | Little Chute, WI |
| Wrightstown | Wrightstown, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
A look at other Wisconsin credit unions, ranked by how closely their peer group and asset size match this one.
UNISON nationwide neighbourhoods
Using this data
- UNISON ranks #843 of 4,374 nationally on financial health and #33 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Park City is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Park City
Frequently Asked Questions
Is UNISON financially healthy?
On its 2025Q4 NCUA 5300 filing, UNISON scores 92/100 (Excellent), with a 9.68% net worth ratio and 0.40% of loans delinquent. It ranks #843 of 4,374 nationally on health and #33 of 100 in Wisconsin.
How does UNISON compare to other credit unions?
UNISON scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is delinquency rate (0.40% vs 0.89%). Its widest shortfall is net worth ratio (9.68% vs 12.11%).
How can I join UNISON?
Membership eligibility for UNISON depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact UNISON directly for current membership requirements and application steps.
Is my money safe at UNISON?
UNISON is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. UNISON's net worth ratio of 9.68% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.