State credit union · Wausau, Wisconsin · NCUA charter #66844
CLOVERBELT
Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 90
- Health / 100
- $342.0M
- Total assets
- 16,282
- Members
- 12.3%
- Net-worth ratio
CLOVERBELT scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $342.0M; members 16,282; net-worth ratio 12.29%; health rank #1,107 of 4,374; healthier than 73rd of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,107 of 4,374 health · 2025Q4CLOVERBELT · health 90/100 · $342.0M · 2025Q4
Call Report peers
CLOVERBELT in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
CLOVERBELT vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); CLOVERBELT sits in 90-94 with 747 others.
90 Top 27% higher than 73% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
CLOVERBELT: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 91.35% vs peer 72.20% (+19.15 pp).
- Return on Assets trails the peer set - 0.32% here, 0.62% peer average (-0.30 pp).
CLOVERBELT: in-state Call Report ranks
- Health composite ranks #40 of 100 among scored Wisconsin credit unions.
- By total assets, CLOVERBELT is #28 of 100 in Wisconsin.
- Member book place in Wisconsin: #30 of 100.
- One place up in Wisconsin, Racine Municipal Employees (#39) ties at 90/100; one place down, BROKAW (#41) ties at 90/100.
Quarter path for CLOVERBELT
CLOVERBELT: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.3% from $342.0M (2025Q4) to $349.8M (2026Q1).
- Net-worth ratio shifted -0.09 pp (12.38% → 12.29%).
12.29% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 90/100 score is built
CLOVERBELT gives up 10 points in total. Member Growth costs the most, 6.3 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 12.3 pts
- Member Growth 8.7 pts
- Loan-to-Share Ratio 14.0 pts
CLOVERBELT vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.29% | +0.18 pp |
| Delinquency Rate | 0.13% | -0.77 pp |
| Return on Assets | 0.32% | -0.30 pp |
| Member Growth | -0.19% | - |
| Loan-to-Share Ratio | 91.35% | +19.15 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
CLOVERBELT filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $349.8M | - |
| 2025Q4 | $342.0M | 16,282 |
| 2024Q4 | $317.6M | 16,313 |
| 2023Q4 | $314.9M | 16,651 |
Credit Union Details
- Charter Number
- 66844
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Wisconsin
- City
- Wausau
- Data Quarter
- 2025Q4
Branch Locations (4)
Per its most recent NCUA branch filing, CLOVERBELT runs 4 offices in 3 different cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Wausau, WI |
| Mosinee Office | Mosinee, WI |
| Westside Office | Wausau, WI |
| Southside Office | Weston, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
A look at other Wisconsin credit unions, ranked by how closely their peer group and asset size match this one.
CLOVERBELT nationwide neighbourhoods
Similar total assets
Using this data
- CLOVERBELT ranks #1,107 of 4,374 nationally on financial health and #40 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- UNITEDONE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with UNITEDONE
Frequently Asked Questions
Is CLOVERBELT financially healthy?
CLOVERBELT has a financial health score of 90/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,107 of 4,374 nationally on health and #40 of 100 in Wisconsin. Its net worth ratio is 12.29% and its delinquency rate 0.13%.
How does CLOVERBELT compare to other credit unions?
CLOVERBELT scores 90/100, higher than 73% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (91.35% vs 72.20%). Its widest shortfall is return on assets (0.32% vs 0.62%).
How can I join CLOVERBELT?
Membership eligibility for CLOVERBELT depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact CLOVERBELT directly for current membership requirements and application steps.
Is my money safe at CLOVERBELT?
CLOVERBELT is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. CLOVERBELT's net worth ratio of 12.29% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.