State credit union · Pembroke Pines, Florida · NCUA charter #68445
Power Financial
Health score 74/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 74
- Health / 100
- $977.0M
- Total assets
- 34,274
- Members
- 14.7%
- Net-worth ratio
Power Financial scores 74/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $977.0M; members 34,274; net-worth ratio 14.66%; health rank #3,324 of 4,374; healthier than 23rd of scored peers.
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NCUA 5300 Call Report Masthead
#3,324 of 4,374 health · 2025Q4Power Financial · health 74/100 · $977.0M · 2025Q4
Call Report peers
Power Financial in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Power Financial vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Power Financial sits in 70-74 with 317 others.
74 23rd percentile higher than 23% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Power Financial diverges from peer averages
- Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +4.97 pp (88.87% vs 83.90%).
- Largest lag: Delinquency Rate at 3.57% vs peer 0.87% (+2.69 pp).
Power Financial: in-state Call Report ranks
- Health composite ranks #94 of 109 among scored Florida credit unions.
- Florida assets place: #30 of 109.
- Member book place in Florida: #37 of 109.
- One place up in Florida, Broward Healthcare (#93) scores 76/100, 2 points higher; one place down, Okaloosa County Teachers (#95) ties at 74/100.
How Power Financial's 5300 filing moved
Power Financial: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +6.7% from $977.0M (2025Q4) to $1.04B (2026Q1).
- Net-worth ratio shifted -0.30 pp (14.96% → 14.66%).
At 14.66%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 74/100 score is built
Power Financial gives up 26 points in total. Delinquency Rate costs the most, 22.3 of its 25; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 2.7 pts
- Return on Assets 15.0 pts
- Member Growth 11.5 pts
- Loan-to-Share Ratio 14.8 pts
Power Financial health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.66% | +3.48 pp |
| Delinquency Rate | 3.57% | +2.69 pp |
| Return on Assets | 1.14% | +0.64 pp |
| Member Growth | 2.07% | - |
| Loan-to-Share Ratio | 88.87% | +4.97 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.04B | - |
| 2025Q4 | $977.0M | 34,274 |
| 2024Q4 | $869.4M | 33,579 |
| 2023Q4 | $878.5M | 33,442 |
Credit Union Details
- Charter Number
- 68445
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Florida
- City
- Pembroke Pines
- Data Quarter
- 2025Q4
Branch Locations (7)
The NCUA branch filing lists 7 physical offices for Power Financial, spread across 7 cities.
| Office | City |
|---|---|
| Main Headquarters/Sheridan Branch (Main Office) | Pembroke Pines, FL |
| Delray Beach Branch | Delray Beach, FL |
| Florida City Branch | Florida City, FL |
| Juno Branch | Juno Beach, FL |
| Kendall Town & Country Branch | Kendall, FL |
| North Shore Branch | Miami, FL |
| Plantation Branch | Plantation, FL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Florida
A look at other Florida credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Power Financial
Similar total assets
Similar health score
Using this data
- Power Financial ranks #3,324 of 4,374 nationally on financial health and #94 of 109 in FL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Tropical Financial is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Tropical Financial
Frequently Asked Questions
Is Power Financial financially healthy?
On its 2025Q4 NCUA 5300 filing, Power Financial scores 74/100 (Very Good), with a 14.66% net worth ratio and 3.57% of loans delinquent. It ranks #3,324 of 4,374 nationally on health and #94 of 109 in Florida.
How does Power Financial compare to other credit unions?
Power Financial scores 74/100, higher than 23% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (88.87% vs 83.90%). Its widest shortfall is delinquency rate (3.57% vs 0.87%).
How can I join Power Financial?
Membership eligibility for Power Financial depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Power Financial directly for current membership requirements and application steps.
Is my money safe at Power Financial?
Power Financial is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Power Financial's net worth ratio of 14.66% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.