State credit union · Nashville, Tennessee · NCUA charter #67982
Old Hickory
Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 90
- Health / 100
- $342.0M
- Total assets
- 21,797
- Members
- 10.3%
- Net-worth ratio
Old Hickory scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $342.0M; members 21,797; net-worth ratio 10.27%; health rank #1,145 of 4,374; healthier than 73rd of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,145 of 4,374 health · 2025Q4Old Hickory · health 90/100 · $342.0M · 2025Q4
- HEALTH 90/100
- NW 10.3%
- DELQ 1.01%
- ROA 0.73%
- ASSETS $342.0M
- MEM 21,797
- RANK #1,145/4,374
- PHOTO CLOVERBELT
- BOOK 67982
Call Report peers
Old Hickory in the assets neighbourhood
Old Hickory's $342.0M assets sit next to CLOVERBELT ($342.0M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Old Hickory vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
90 Top 27% higher than 73% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Old Hickory - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #67982 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Peer-gap read for Old Hickory
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +0.73 pp (72.93% vs 72.20%).
- Net Worth Ratio trails the peer set - 10.27% here, 12.11% peer average (-1.84 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Old Hickory: in-state Call Report ranks
- Health composite ranks #39 of 127 among scored Tennessee credit unions.
- Tennessee assets place: #22 of 127.
- Tennessee membership ordinal: #23 of 127.
In-state ordinals use the live credit_unions table for TN only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Old Hickory
Old Hickory: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.2% from $342.0M (2025Q4) to $346.0M (2026Q1).
- Net-worth ratio shifted +0.07 pp (10.20% → 10.27%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
10.27% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 90/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 90.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.9 pts
- Return on Assets 15.0 pts
- Member Growth 9.9 pts
- Loan-to-Share Ratio 15.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.27% | -1.84 pp |
| Delinquency Rate | 1.01% | +0.12 pp |
| Return on Assets | 0.73% | +0.11 pp |
| Member Growth | 0.73% | - |
| Loan-to-Share Ratio | 72.93% | +0.73 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Old Hickory filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $346.0M | - |
| 2025Q4 | $342.0M | 21,797 |
| 2024Q4 | $333.6M | 21,638 |
| 2023Q4 | $326.8M | 21,884 |
Credit Union Details
- Charter Number
- 67982
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Tennessee
- City
- Nashville
- Data Quarter
- 2025Q4
Branch Locations (7)
Old Hickory operates 7 offices across 7 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Headquarters (Main Office) | Nashville, TN |
| Conference Dr | Goodlettsville, TN |
| Greenbrier | Greenbrier, TN |
| Hendersonville | Hendersonville, TN |
| Lebanon | Lebanon, TN |
| Montchanin | Old Hickory, TN |
| Portland | Portland, TN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Tennessee
More federally-insured credit unions based in Tennessee, ordered by peer group match and asset size.
Other-state peers near Old Hickory
Cross-state asset and health neighbours for Old Hickory - kept outside Tennessee; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($342.0M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (90/100 here).
Using this data
- Old Hickory ranks #1,145 of 4,374 nationally on financial health and #39 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- US Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with US Community
- Rates and health both vary by institution, not just by state -- see how Tennessee credit unions compare overall before assuming this one is typical. Tennessee state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Old Hickory financially healthy?
Old Hickory scores 90/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,145 of 4,374; by total assets it ranks #955 of 4,374 nationally (same basis as /rankings/largest); and #22 of 127 within Tennessee. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 10.27% net worth ratio and a 1.01% delinquency rate.
How does Old Hickory compare to other credit unions?
PlainCU's health composite puts Old Hickory at 90/100, compared to a peer group average for $100M–$500M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Old Hickory?
Membership eligibility for Old Hickory depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Old Hickory directly for current membership requirements and application steps.
Is my money safe at Old Hickory?
Federal credit unions like Old Hickory are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Old Hickory's net worth ratio of 10.27% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Old Hickory offer compared to banks?
Credit unions like Old Hickory are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Old Hickory directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.