State credit union · Nashville, Tennessee · NCUA charter #67982

Old Hickory

Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

90
Health / 100
$342.0M
Total assets
21,797
Members
10.3%
Net-worth ratio

Old Hickory scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $342.0M; members 21,797; net-worth ratio 10.27%; health rank #1,145 of 4,374; healthier than 73rd of scored peers.

NCUA Call Report stamp band

NCUA 5300 Call Report Masthead

#1,145 of 4,374 health · 2025Q4

Old Hickory · health 90/100 · $342.0M · 2025Q4

Old Hickory in the assets neighbourhood

SAG-AFTRA$342.9MUnited Financial$342.9MOld Hickory (this)$342.0MCLOVERBELT$342.0MOcean State$341.8MClass Act$341.6M
Nearest other-state credit unions by total assets (NCUA 5300)

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

Old Hickory vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); Old Hickory sits in 90-94 with 747 others.

90 Top 27% higher than 73% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Peer-gap read for Old Hickory

  • Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +0.73 pp (72.93% vs 72.20%).
  • Net Worth Ratio trails the peer set - 10.27% here, 12.11% peer average (-1.84 pp).

Old Hickory: in-state Call Report ranks

  • Health composite ranks #39 of 127 among scored Tennessee credit unions.
  • Tennessee assets place: #22 of 127.
  • Tennessee membership ordinal: #23 of 127.
  • One place up in Tennessee, CLINCHFIELD (#38) ties at 90/100; one place down, B. M. H. (#40) scores 89/100, 1 point lower.

Quarter path for Old Hickory

Old Hickory: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

320,000,000330,000,000340,000,000350,000,000 2023Q42024Q42025Q42026Q1 326,833,249 346,017,996 ▲ +5.9%
  • Assets moved +1.2% from $342.0M (2025Q4) to $346.0M (2026Q1).
  • Net-worth ratio shifted +0.07 pp (10.20% → 10.27%).
Net worth ratio vs. NCUA well-capitalized threshold 68.5%

10.27% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).

How the 90/100 score is built

Old Hickory gives up 10 points in total. Member Growth costs the most, 5.1 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 19.9 pts
  • Return on Assets 15.0 pts
  • Member Growth 9.9 pts
  • Loan-to-Share Ratio 15.2 pts

Financial Health Metrics

Metric Value vs peer
Net Worth Ratio 10.27% -1.84 pp
Delinquency Rate 1.01% +0.12 pp
Return on Assets 0.73% +0.11 pp
Member Growth 0.73% -
Loan-to-Share Ratio 72.93% +0.73 pp

Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.

Old Hickory filing history

Quarter Assets Members
2026Q1 $346.0M -
2025Q4 $342.0M 21,797
2024Q4 $333.6M 21,638
2023Q4 $326.8M 21,884

Credit Union Details

Charter Number
67982
Type
State
Field of Membership
Other
Peer Group
$100M–$500M
State
Tennessee
City
Nashville
Data Quarter
2025Q4

Branch Locations (7)

Old Hickory operates 7 offices across 7 cities, per its most recent NCUA branch filing.

Office City
Headquarters (Main Office) Nashville, TN
Conference Dr Goodlettsville, TN
Greenbrier Greenbrier, TN
Hendersonville Hendersonville, TN
Lebanon Lebanon, TN
Montchanin Old Hickory, TN
Portland Portland, TN

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Tennessee

More federally-insured credit unions based in Tennessee, ordered by peer group match and asset size.

Compare Old Hickory vs US COMMUNITY

Other-state peers near Old Hickory

Using this data

  • Old Hickory ranks #1,145 of 4,374 nationally on financial health and #39 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • US Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with US Community

Frequently Asked Questions

Is Old Hickory financially healthy?

On its 2025Q4 NCUA 5300 filing, Old Hickory scores 90/100 (Excellent), with a 10.27% net worth ratio and 1.01% of loans delinquent. It ranks #1,145 of 4,374 nationally on health and #39 of 127 in Tennessee.

How does Old Hickory compare to other credit unions?

Old Hickory scores 90/100, higher than 73% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (72.93% vs 72.20%). Its widest shortfall is net worth ratio (10.27% vs 12.11%).

How can I join Old Hickory?

Membership eligibility for Old Hickory depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Old Hickory directly for current membership requirements and application steps.

Is my money safe at Old Hickory?

Old Hickory is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Old Hickory's net worth ratio of 10.27% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for Old Hickory. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.