State credit union · Long Beach, California · NCUA charter #67921

Long Beach Firemen S

Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

90
Health / 100
$203.4M
Total assets
3,251
Members
28.6%
Net-worth ratio
A Letter grade on the five-factor composite

Long Beach Firemen S scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $203.4M; members 3,251; net-worth ratio 28.65%; health rank #1,026 of 4,374; healthier than 73rd of scored peers.

5300 filing masthead

NCUA 5300 Call Report Masthead

#1,026 of 4,374 health · 2025Q4

Long Beach Firemen S · health 90/100 · $203.4M · 2025Q4

  • CAMELS 90/100
  • HEALTH 28.6%
  • NW 0.44%
  • DELQ 1.55%
  • ROA $203.4M
  • ASSETS 3,251
  • MEM #1,026/4,374
  • RANK Fire Police City County
  • PHOTO 67921

Long Beach Firemen S in the assets neighbourhood

BLUESTONE$204.2MLong Beach Firemen S (this)$203.4MFire Police City County$203.1MU. S. Employees O. C.$202.8MSTATEWIDE$202.4MDuke University$202.3M
Nearest other-state credit unions by total assets (NCUA 5300)

Long Beach Firemen S's $203.4M assets sit next to Fire Police City County ($203.1M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

Long Beach Firemen S vs every NCUA-scored credit union

Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing

90 Top 27% higher than 73% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Long Beach Firemen S - Share Insurance Coverage

Read from the 2025Q4 NCUA Call Report for charter #67921: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.

NCUSIF coverage gauge for Long Beach Firemen S Share insurance under NCUSIF covers up to $250,000 per share owner. Long Beach Firemen S holds approximately $145.5M in member shares. Composite CAMELS rating bracket 1 (Strong). Risk-based capital ratio 28.6 percent. Share Insurance Coverage Federal NCUSIF - $250K per share owner 1 2 3 4 5 CAMELS 1 · Strong RBC ratio 28.6% · $145.5M member shares Insured · backed by full faith and credit of the United States
Source: NCUA 5300 Call Report 2025Q4 - share insurance under Title II of the Federal Credit Union Act

Long Beach Firemen S: Call Report deltas vs peers

  • Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +22.96 pp (95.16% vs 72.20%).

Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.

Long Beach Firemen S in California

  • Health composite ranks #64 of 243 among scored California credit unions.
  • By total assets, Long Beach Firemen S is #121 of 243 in California.
  • California membership ordinal: #178 of 243.

In-state ordinals use the live credit_unions table for CA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.

Quarter path for Long Beach Firemen S

Long Beach Firemen S: total assets by quarter

4 Call Report filings on this page's own vintage chain

202,000,000204,000,000206,000,000208,000,000210,000,000212,000,000 2023Q42024Q42025Q42026Q1 209,922,960 204,273,146 ▼ -2.7%
  • Assets moved +0.4% from $203.4M (2025Q4) to $204.3M (2026Q1).
  • Net-worth ratio shifted +0.26 pp (28.39% → 28.65%).

Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.

Net worth ratio vs. NCUA well-capitalized threshold 100.0%

28.65% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).

How the 90/100 score is built

Each segment is a pillar's weighted contribution to the composite; widths sum to 90.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 25.0 pts
  • Return on Assets 15.0 pts
  • Member Growth 7.2 pts
  • Loan-to-Share Ratio 12.8 pts

Long Beach Firemen S vs peer ratios

Metric Value vs peer
Net Worth Ratio 28.65% +16.54 pp
Delinquency Rate 0.44% -0.46 pp
Return on Assets 1.55% +0.93 pp
Member Growth -1.00% -
Loan-to-Share Ratio 95.16% +22.96 pp

Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).

Call Report history - Long Beach Firemen S

Quarter Assets Members
2026Q1 $204.3M -
2025Q4 $203.4M 3,251
2024Q4 $205.0M 3,284
2023Q4 $209.9M 3,311

Credit Union Details

Charter Number
67921
Type
State
Field of Membership
Other
Peer Group
$100M–$500M
State
California
City
Long Beach
Data Quarter
2025Q4

Branch Location

The NCUA branch filing lists a single physical office for Long Beach Firemen S.

Office City
Long Beach Firemen's Credit Union (Main Office) Long Beach, CA

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in California

More federally-insured credit unions based in California, ordered by peer group match and asset size.

Compare Long Beach Firemen S vs MERCO

Long Beach Firemen S nationwide neighbourhoods

Two NCUA Call Report peer sets for Long Beach Firemen S, both outside California so the neighborhoods are not state containment (the Nearby list above stays in-state).

Similar health score

Nearest other-state credit unions by five-factor health composite (90/100 here).

Using this data

  • Long Beach Firemen S ranks #1,026 of 4,374 nationally on financial health and #64 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • MERCO is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with MERCO
  • Rates and health both vary by institution, not just by state -- see how California credit unions compare overall before assuming this one is typical. California state overview

National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.

Frequently Asked Questions

Is Long Beach Firemen S financially healthy?

Based on NCUA 5300 Call Report data as of Q4 2025, Long Beach Firemen S carries a financial health score of 90/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #1,026 of 4,374; by total assets it ranks #1,264 of 4,374 nationally (same basis as /rankings/largest); and #121 of 243 within California. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 28.65% net worth ratio and a 0.44% delinquency rate.

How does Long Beach Firemen S compare to other credit unions?

Five weighted metrics from NCUA filings produce Long Beach Firemen S's 90/100 score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).

What is a credit union health score?

A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.

How can I join Long Beach Firemen S?

Membership eligibility for Long Beach Firemen S depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Long Beach Firemen S directly for current membership requirements and application steps.

Is my money safe at Long Beach Firemen S?

Federal credit unions like Long Beach Firemen S are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Long Beach Firemen S's net worth ratio of 28.65% exceeds the 7% threshold NCUA considers "well capitalized."

What rates does Long Beach Firemen S offer compared to banks?

Credit unions like Long Beach Firemen S are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Long Beach Firemen S directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.

Data sourced from the NCUA 5300 Call Report (2025Q4) for Long Beach Firemen S. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.