State credit union · VANCOUVER, Washington · NCUA charter #68186
Columbia Community
Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 90
- Health / 100
- $2.56B
- Total assets
- 121,571
- Members
- 13.0%
- Net-worth ratio
Columbia Community scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.56B; members 121,571; net-worth ratio 12.99%; health rank #1,095 of 4,374; healthier than 73rd of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,095 of 4,374 health · 2025Q4Columbia Community · health 90/100 · $2.56B · 2025Q4
Call Report peers
Columbia Community in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Columbia Community vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Columbia Community sits in 90-94 with 747 others.
90 Top 27% higher than 73% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Columbia Community
- Largest favorable gap: Loan-to-Share Ratio at 93.10% vs peer 83.90% (+9.20 pp).
- Delinquency Rate trails the peer set - 1.02% here, 0.87% peer average (+0.15 pp).
Columbia Community: in-state Call Report ranks
- Health composite ranks #21 of 75 among scored Washington credit unions.
- Assets rank #11 of 75 inside Washington ($2.56B reported).
- Member book place in Washington: #11 of 75.
- One place up in Washington, PEAK (#20) scores 91/100, 1 point higher; one place down, Lower Columbia Longshoremen (#22) ties at 90/100.
Columbia Community Call Report trajectory
Columbia Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.3% from $2.56B (2025Q4) to $2.59B (2026Q1).
- Net-worth ratio shifted +0.17 pp (12.82% → 12.99%).
12.99% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 90/100 score is built
Columbia Community gives up 10 points in total. Delinquency Rate costs the most, 5.2 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.8 pts
- Return on Assets 15.0 pts
- Member Growth 12.0 pts
- Loan-to-Share Ratio 13.2 pts
Call Report ratios for Columbia Community
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.99% | +1.81 pp |
| Delinquency Rate | 1.02% | +0.15 pp |
| Return on Assets | 0.88% | +0.37 pp |
| Member Growth | 2.50% | - |
| Loan-to-Share Ratio | 93.10% | +9.20 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Columbia Community quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.59B | - |
| 2025Q4 | $2.56B | 121,571 |
| 2024Q4 | $2.45B | 118,602 |
| 2023Q4 | $2.34B | 114,262 |
Credit Union Details
- Charter Number
- 68186
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Washington
- City
- VANCOUVER
- Data Quarter
- 2025Q4
Branch Locations (16)
Per its most recent NCUA branch filing, Columbia Community runs 16 offices in 5 different cities across 2 states.
| Office | City |
|---|---|
| Operations Center (Main Office) | Vancouver, WA |
| Battle Ground Branch | Battle Ground, WA |
| Scotton Landing Branch | Battle Ground, WA |
| Buckman Branch | Portland, OR |
| Portland Commercial Center | Portland, OR |
| Ridgefield at Discovery Ridge Branch | Ridgefield, WA |
| Downtown Vancouver Branch | Vancouver, WA |
| Grand Central Branch | Vancouver, WA |
| Hazel Dell Branch | Vancouver, WA |
| Cascade Park Branch | Vancouver, WA |
| Orchards Branch | Vancouver, WA |
| Salmon Creek Branch | Vancouver, WA |
| Fourth Plain Branch | Vancouver, WA |
| EastRidge / 117th Branch | Vancouver, WA |
| Riverstone Branch | Vancouver, WA |
| Washougal Branch | Washougal, WA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Washington
A look at other Washington credit unions, ranked by how closely their peer group and asset size match this one.
Columbia Community nationwide neighbourhoods
Using this data
- Columbia Community ranks #1,095 of 4,374 nationally on financial health and #21 of 75 in WA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- KITSAP is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with KITSAP
Frequently Asked Questions
Is Columbia Community financially healthy?
Columbia Community has a financial health score of 90/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,095 of 4,374 nationally on health and #21 of 75 in Washington. Its net worth ratio is 12.99% and its delinquency rate 1.02%.
How does Columbia Community compare to other credit unions?
Columbia Community scores 90/100, higher than 73% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (93.10% vs 83.90%). Its widest shortfall is delinquency rate (1.02% vs 0.87%).
How can I join Columbia Community?
Membership eligibility for Columbia Community depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Columbia Community directly for current membership requirements and application steps.
Is my money safe at Columbia Community?
Columbia Community is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Columbia Community's net worth ratio of 12.99% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.