State credit union · VANCOUVER, Washington · NCUA charter #68186
Columbia Community
Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 90
- Health / 100
- $2.56B
- Total assets
- 121,571
- Members
- 13.0%
- Net-worth ratio
Columbia Community scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.56B; members 121,571; net-worth ratio 12.99%; health rank #1,095 of 4,374; healthier than 73rd of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,095 of 4,374 health · 2025Q4Columbia Community · health 90/100 · $2.56B · 2025Q4
- MEM 90/100
- RANK 13.0%
- PHOTO 1.02%
- BOOK 0.88%
- CHARTER $2.56B
- NCUSIF 121,571
- CAMELS #1,095/4,374
- HEALTH Austin Telco
- NW 68186
Call Report peers
Columbia Community in the assets neighbourhood
Columbia Community's $2.56B assets sit next to Austin Telco ($2.55B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Columbia Community vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
90 Top 27% higher than 73% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Columbia Community - Share Insurance Coverage
Charter #68186's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Peer-gap read for Columbia Community
- Largest favorable gap: Loan-to-Share Ratio at 93.10% vs peer 83.90% (+9.20 pp).
- Delinquency Rate trails the peer set - 1.02% here, 0.87% peer average (+0.15 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Columbia Community: in-state Call Report ranks
- Health composite ranks #21 of 75 among scored Washington credit unions.
- Assets rank #11 of 75 inside Washington ($2.56B reported).
- Member book place in Washington: #11 of 75.
In-state ordinals use the live credit_unions table for WA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Columbia Community Call Report trajectory
Columbia Community: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.3% from $2.56B (2025Q4) to $2.59B (2026Q1).
- Net-worth ratio shifted +0.17 pp (12.82% → 12.99%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
12.99% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 90/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 90.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.8 pts
- Return on Assets 15.0 pts
- Member Growth 12.0 pts
- Loan-to-Share Ratio 13.2 pts
Call Report ratios for Columbia Community
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.99% | +1.81 pp |
| Delinquency Rate | 1.02% | +0.15 pp |
| Return on Assets | 0.88% | +0.37 pp |
| Member Growth | 2.50% | - |
| Loan-to-Share Ratio | 93.10% | +9.20 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Columbia Community quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.59B | - |
| 2025Q4 | $2.56B | 121,571 |
| 2024Q4 | $2.45B | 118,602 |
| 2023Q4 | $2.34B | 114,262 |
Credit Union Details
- Charter Number
- 68186
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Washington
- City
- VANCOUVER
- Data Quarter
- 2025Q4
Branch Locations (16)
Per its most recent NCUA branch filing, Columbia Community runs 16 offices in 5 different cities across 2 states.
| Office | City |
|---|---|
| Operations Center (Main Office) | Vancouver, WA |
| Battle Ground Branch | Battle Ground, WA |
| Scotton Landing Branch | Battle Ground, WA |
| Buckman Branch | Portland, OR |
| Portland Commercial Center | Portland, OR |
| Ridgefield at Discovery Ridge Branch | Ridgefield, WA |
| Downtown Vancouver Branch | Vancouver, WA |
| Grand Central Branch | Vancouver, WA |
| Hazel Dell Branch | Vancouver, WA |
| Cascade Park Branch | Vancouver, WA |
| Orchards Branch | Vancouver, WA |
| Salmon Creek Branch | Vancouver, WA |
| Fourth Plain Branch | Vancouver, WA |
| EastRidge / 117th Branch | Vancouver, WA |
| Riverstone Branch | Vancouver, WA |
| Washougal Branch | Washougal, WA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Washington
A look at other Washington credit unions, ranked by how closely their peer group and asset size match this one.
Columbia Community nationwide neighbourhoods
Two NCUA Call Report peer sets for Columbia Community, both outside Washington so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($2.56B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (90/100 here).
Using this data
- Columbia Community ranks #1,095 of 4,374 nationally on financial health and #21 of 75 in WA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- KITSAP is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with KITSAP
- Rates and health both vary by institution, not just by state -- see how Washington credit unions compare overall before assuming this one is typical. Washington state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Columbia Community financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Columbia Community carries a financial health score of 90/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #1,095 of 4,374; by total assets it ranks #205 of 4,374 nationally (same basis as /rankings/largest); and #11 of 75 within Washington. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 12.99% net worth ratio and a 1.02% delinquency rate.
How does Columbia Community compare to other credit unions?
On PlainCU's health composite, Columbia Community lands at 90/100, compared to a peer group average for Over $500M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Columbia Community?
Membership eligibility for Columbia Community depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Columbia Community directly for current membership requirements and application steps.
Is my money safe at Columbia Community?
Federal credit unions like Columbia Community are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Columbia Community's net worth ratio of 12.99% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Columbia Community offer compared to banks?
Credit unions like Columbia Community are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Columbia Community directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.