Federal credit union · NEWTON, Mississippi · NCUA charter #24905
Community Partners
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $5.0M
- Total assets
- 2,135
- Members
- 9.4%
- Net-worth ratio
Community Partners scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.0M; members 2,135; net-worth ratio 9.41%; health rank #1,515 of 4,374; healthier than 65th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,515 of 4,374 health · 2025Q4Community Partners · health 88/100 · $5.0M · 2025Q4
Call Report peers
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Community Partners vs every NCUA-scored credit union
Community Partners sits in the busiest band, 85-89, alongside 857 other credit unions.
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Community Partners
- Largest favorable gap: Loan-to-Share Ratio at 66.26% vs peer 63.60% (+2.66 pp).
- Net Worth Ratio trails the peer set - 9.41% here, 19.06% peer average (-9.65 pp).
Community Partners in Mississippi
- In Mississippi, health place is #22 of 55 on the same NCUA-ratio sort used nationally.
- Assets rank #46 of 55 inside Mississippi ($5.0M reported).
- Membership ranks #31 of 55 among Mississippi CUs with a reported count (2,135 members).
- One place up in Mississippi, Camp Shelby (#21) ties at 88/100; one place down, Mississippi National Guard (#23) ties at 88/100.
How Community Partners's 5300 filing moved
Community Partners: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.8% from $5.0M (2025Q4) to $5.2M (2026Q1).
- Net-worth ratio shifted -0.55 pp (9.96% → 9.41%).
9.41% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 88/100 score is built
Community Partners gives up 12 points in total. Return on Assets costs the most, 6 of its 15; Delinquency Rate scores full marks.
- Net Worth Ratio 28.5 pts
- Delinquency Rate 25.0 pts
- Return on Assets 9.0 pts
- Member Growth 10.8 pts
- Loan-to-Share Ratio 14.7 pts
Community Partners vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.41% | -9.65 pp |
| Delinquency Rate | 0.32% | -1.49 pp |
| Return on Assets | 0.10% | -0.35 pp |
| Member Growth | 1.52% | - |
| Loan-to-Share Ratio | 66.26% | +2.66 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Call Report history - Community Partners
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.2M | - |
| 2025Q4 | $5.0M | 2,135 |
| 2024Q4 | $5.2M | 2,103 |
| 2023Q4 | $5.3M | 2,087 |
Credit Union Details
- Charter Number
- 24905
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Mississippi
- City
- NEWTON
- Data Quarter
- 2025Q4
Branch Location
Community Partners operates a single office in NEWTON, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| COMMUNITY PARTNERS FEDERAL CREDIT UNION (Main Office) | NEWTON, MS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Mississippi
Other federally-insured credit unions in Mississippi, closest first by peer group and asset size.
Cross-state Call Report peers for Community Partners
Similar health score
Using this data
- Community Partners ranks #1,515 of 4,374 nationally on financial health and #22 of 55 in MS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Water's Edge is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Water's Edge
Frequently Asked Questions
Is Community Partners financially healthy?
On its 2025Q4 NCUA 5300 filing, Community Partners scores 88/100 (Excellent), with a 9.41% net worth ratio and 0.32% of loans delinquent. It ranks #1,515 of 4,374 nationally on health and #22 of 55 in Mississippi.
How does Community Partners compare to other credit unions?
Community Partners scores 88/100, higher than 65% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (66.26% vs 63.60%). Its widest shortfall is net worth ratio (9.41% vs 19.06%).
How can I join Community Partners?
Community Partners operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Community Partners directly for the exact boundaries and application steps.
Is my money safe at Community Partners?
Community Partners is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Community Partners's net worth ratio of 9.41% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.