Federal credit union · NEWTON, Mississippi · NCUA charter #24905
Community Partners
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $5.0M
- Total assets
- 2,135
- Members
- 9.4%
- Net-worth ratio
Community Partners scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.0M; members 2,135; net-worth ratio 9.41%; health rank #1,515 of 4,374; healthier than 65th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,515 of 4,374 health · 2025Q4Community Partners · health 88/100 · $5.0M · 2025Q4
- ROA 88/100
- ASSETS 9.4%
- MEM 0.32%
- RANK 0.10%
- PHOTO $5.0M
- BOOK 2,135
- CHARTER #1,515/4,374
- NCUSIF n/a
- CAMELS 24905
Call Report peers
Community Partners carries $5.0M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Community Partners vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Community Partners - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #24905, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Peer-gap read for Community Partners
- Largest favorable gap: Loan-to-Share Ratio at 66.26% vs peer 63.60% (+2.66 pp).
- Net Worth Ratio trails the peer set - 9.41% here, 19.06% peer average (-9.65 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Community Partners in Mississippi
- In Mississippi, health place is #22 of 55 on the same NCUA-ratio sort used nationally.
- Assets rank #46 of 55 inside Mississippi ($5.0M reported).
- Membership ranks #31 of 55 among Mississippi CUs with a reported count (2,135 members).
In-state ordinals use the live credit_unions table for MS only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Community Partners's 5300 filing moved
Community Partners: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.8% from $5.0M (2025Q4) to $5.2M (2026Q1).
- Net-worth ratio shifted -0.55 pp (9.96% → 9.41%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
9.41% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 88/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 88.
- Net Worth Ratio 28.5 pts
- Delinquency Rate 25.0 pts
- Return on Assets 9.0 pts
- Member Growth 10.8 pts
- Loan-to-Share Ratio 14.7 pts
Community Partners vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.41% | -9.65 pp |
| Delinquency Rate | 0.32% | -1.49 pp |
| Return on Assets | 0.10% | -0.35 pp |
| Member Growth | 1.52% | - |
| Loan-to-Share Ratio | 66.26% | +2.66 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Call Report history - Community Partners
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.2M | - |
| 2025Q4 | $5.0M | 2,135 |
| 2024Q4 | $5.2M | 2,103 |
| 2023Q4 | $5.3M | 2,087 |
Credit Union Details
- Charter Number
- 24905
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Mississippi
- City
- NEWTON
- Data Quarter
- 2025Q4
Branch Location
Community Partners operates a single office in NEWTON, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| COMMUNITY PARTNERS FEDERAL CREDIT UNION (Main Office) | NEWTON, MS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Mississippi
Other federally-insured credit unions in Mississippi, closest first by peer group and asset size.
Cross-state Call Report peers for Community Partners
Community Partners's nationwide photo peers by assets and by health score, excluding Mississippi charters.
Similar health score
Nearest other-state credit unions by five-factor health composite (88/100 here).
Using this data
- Community Partners ranks #1,515 of 4,374 nationally on financial health and #22 of 55 in MS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Water's Edge is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Water's Edge
- Rates and health both vary by institution, not just by state -- see how Mississippi credit unions compare overall before assuming this one is typical. Mississippi state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Community Partners financially healthy?
Community Partners scores 88/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,515 of 4,374; by total assets it ranks #3,887 of 4,374 nationally (same basis as /rankings/largest); and #46 of 55 within Mississippi. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 9.41% net worth ratio and a 0.32% delinquency rate.
How does Community Partners compare to other credit unions?
On PlainCU's health composite, Community Partners lands at 88/100, compared to a peer group average for $2M–$10M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Community Partners?
Community Partners operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Community Partners directly for the exact boundaries and application steps.
Is my money safe at Community Partners?
Federal credit unions like Community Partners are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Community Partners's net worth ratio of 9.41% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Community Partners offer compared to banks?
Credit unions like Community Partners are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Community Partners directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.