Federal credit union · JACKSON, Mississippi · NCUA charter #5780
Treasury Employees
Health score 45/100, grade F (Below Average) - from the NCUA 5300 Call Report, 2025Q4.
- 45
- Health / 100
- $9.6M
- Total assets
- 447
- Members
- 9.5%
- Net-worth ratio
Treasury Employees scores 45/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $9.6M; members 447; net-worth ratio 9.47%; health rank #4,315 of 4,374; healthier than 1st of scored peers.
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NCUA 5300 Call Report Masthead
#4,315 of 4,374 health · 2025Q4Treasury Employees · health 45/100 · $9.6M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Treasury Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Treasury Employees sits in 45-49 with 39 others.
45 1st percentile higher than 1% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Treasury Employees diverges from peer averages
- Loan-to-Share Ratio trails the peer set - 24.95% here, 63.60% peer average (-38.65 pp).
Treasury Employees: in-state Call Report ranks
- Health composite ranks #52 of 55 among scored Mississippi credit unions.
- Mississippi assets place: #40 of 55.
- Member book place in Mississippi: #50 of 55.
- One place up in Mississippi, Issaquena County (#51) scores 49/100, 4 points higher; one place down, Mississippi College Employees (#53) scores 40/100, 5 points lower.
How Treasury Employees's 5300 filing moved
Treasury Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.5% from $9.6M (2025Q4) to $9.8M (2026Q1).
- Net-worth ratio shifted -0.12 pp (9.59% → 9.47%).
At 9.47%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 45/100 score is built
Treasury Employees gives up 55 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio loses the least, 1.3.
- Net Worth Ratio 28.7 pts
- Delinquency Rate 0.0 pts
- Return on Assets 0.0 pts
- Member Growth 7.8 pts
- Loan-to-Share Ratio 8.5 pts
Treasury Employees vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.47% | -9.59 pp |
| Delinquency Rate | 10.18% | +8.37 pp |
| Return on Assets | -0.57% | -1.02 pp |
| Member Growth | -0.67% | - |
| Loan-to-Share Ratio | 24.95% | -38.65 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Call Report history - Treasury Employees
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $9.8M | - |
| 2025Q4 | $9.6M | 447 |
| 2024Q4 | $10.2M | 450 |
| 2023Q4 | $10.3M | 460 |
Credit Union Details
- Charter Number
- 5780
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $2M–$10M
- State
- Mississippi
- City
- JACKSON
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Treasury Employees, spread across 2 cities.
| Office | City |
|---|---|
| Treasury Emp Fed C U (Main Office) | JACKSON, MS |
| Main Office | Jackson, MS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Mississippi
Other federally-insured credit unions in Mississippi, closest first by peer group and asset size.
Treasury Employees nationwide neighbourhoods
Using this data
- Treasury Employees ranks #4,315 of 4,374 nationally on financial health and #52 of 55 in MS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- DELTA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with DELTA
Frequently Asked Questions
Is Treasury Employees financially healthy?
Treasury Employees has a financial health score of 45/100 (Below Average) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,315 of 4,374 nationally on health and #52 of 55 in Mississippi. Its net worth ratio is 9.47% and its delinquency rate 10.18%.
How does Treasury Employees compare to other credit unions?
Treasury Employees scores 45/100, higher than 1% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (24.95% vs 63.60%).
How can I join Treasury Employees?
Treasury Employees serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Treasury Employees directly for the current list of qualifying groups.
Is my money safe at Treasury Employees?
Treasury Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Treasury Employees's net worth ratio of 9.47% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.