Federal credit union · New York, New York · NCUA charter #23958
New York University
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $72.8M
- Total assets
- 10,815
- Members
- 18.8%
- Net-worth ratio
New York University scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $72.8M; members 10,815; net-worth ratio 18.76%; health rank #575 of 4,374; healthier than 84th of scored peers.
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NCUA 5300 Call Report Masthead
#575 of 4,374 health · 2025Q4New York University · health 93/100 · $72.8M · 2025Q4
Call Report peers
New York University in the assets neighbourhood
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New York University vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); New York University sits in 90-94 with 747 others.
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where New York University diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 88.96% vs peer 62.60% (+26.36 pp).
New York University: in-state Call Report ranks
- New York health ordinal: #29 of 272.
- By total assets, New York University is #106 of 272 in New York.
- Membership ranks #68 of 272 among New York CUs with a reported count (10,815 members).
- One place up in New York, Mid-Hudson Valley (#28) scores 94/100, 1 point higher; one place down, Financial Trust (#30) ties at 93/100.
New York University: 2025Q4 → 2026Q1
New York University: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.2% from $72.8M (2025Q4) to $75.9M (2026Q1).
- Net-worth ratio shifted -0.56 pp (19.32% → 18.76%).
This credit union's 18.76% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 93/100 score is built
New York University gives up 7 points in total. Delinquency Rate costs the most, 4.6 of its 25; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.4 pts
- Return on Assets 15.0 pts
- Member Growth 12.1 pts
- Loan-to-Share Ratio 15.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.76% | +5.14 pp |
| Delinquency Rate | 0.96% | -0.01 pp |
| Return on Assets | 1.24% | +0.59 pp |
| Member Growth | 2.56% | - |
| Loan-to-Share Ratio | 88.96% | +26.36 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $75.9M | - |
| 2025Q4 | $72.8M | 10,815 |
| 2024Q4 | $71.4M | 10,545 |
| 2023Q4 | $70.9M | 9,317 |
Credit Union Details
- Charter Number
- 23958
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- New York
- City
- New York
- Data Quarter
- 2025Q4
Branch Locations (2)
New York University operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Credit Union (Main Office) | New York, NY |
| MINEOLA BRANCH | MINEOLA, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
A look at other New York credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for New York University
Using this data
- New York University ranks #575 of 4,374 nationally on financial health and #29 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- New York Times Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with New York Times Employees
Frequently Asked Questions
Is New York University financially healthy?
New York University has a financial health score of 93/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #575 of 4,374 nationally on health and #29 of 272 in New York. Its net worth ratio is 18.76% and its delinquency rate 0.96%.
How does New York University compare to other credit unions?
New York University scores 93/100, higher than 84% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (88.96% vs 62.60%).
How can I join New York University?
New York University operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact New York University directly for the exact boundaries and application steps.
Is my money safe at New York University?
New York University is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. New York University's net worth ratio of 18.76% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.