Federal credit union · New York, New York · NCUA charter #23958
New York University
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $72.8M
- Total assets
- 10,815
- Members
- 18.8%
- Net-worth ratio
New York University scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $72.8M; members 10,815; net-worth ratio 18.76%; health rank #575 of 4,374; healthier than 84th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#575 of 4,374 health · 2025Q4New York University · health 93/100 · $72.8M · 2025Q4
- NW 93/100
- DELQ 18.8%
- ROA 0.96%
- ASSETS 1.24%
- MEM $72.8M
- RANK 10,815
- PHOTO #575/4,374
- BOOK Idaho United
- CHARTER 23958
Call Report peers
New York University in the assets neighbourhood
New York University's $72.8M assets sit next to Idaho United ($72.9M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
New York University vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
New York University - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #23958, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Where New York University diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 88.96% vs peer 62.60% (+26.36 pp).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
New York University: in-state Call Report ranks
- New York health ordinal: #29 of 272.
- By total assets, New York University is #106 of 272 in New York.
- Membership ranks #68 of 272 among New York CUs with a reported count (10,815 members).
In-state ordinals use the live credit_unions table for NY only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
New York University: 2025Q4 → 2026Q1
New York University: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +4.2% from $72.8M (2025Q4) to $75.9M (2026Q1).
- Net-worth ratio shifted -0.56 pp (19.32% → 18.76%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 18.76% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 93/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 93.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.4 pts
- Return on Assets 15.0 pts
- Member Growth 12.1 pts
- Loan-to-Share Ratio 15.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.76% | +5.14 pp |
| Delinquency Rate | 0.96% | -0.01 pp |
| Return on Assets | 1.24% | +0.59 pp |
| Member Growth | 2.56% | - |
| Loan-to-Share Ratio | 88.96% | +26.36 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $75.9M | - |
| 2025Q4 | $72.8M | 10,815 |
| 2024Q4 | $71.4M | 10,545 |
| 2023Q4 | $70.9M | 9,317 |
Credit Union Details
- Charter Number
- 23958
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- New York
- City
- New York
- Data Quarter
- 2025Q4
Branch Locations (2)
New York University operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Credit Union (Main Office) | New York, NY |
| MINEOLA BRANCH | MINEOLA, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
A look at other New York credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for New York University
New York University's nationwide photo peers by assets and by health score, excluding New York charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($72.8M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (93/100 here).
Using this data
- New York University ranks #575 of 4,374 nationally on financial health and #29 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- New York Times Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with New York Times Employees
- Rates and health both vary by institution, not just by state -- see how New York credit unions compare overall before assuming this one is typical. New York state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is New York University financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, New York University carries a financial health score of 93/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #575 of 4,374; by total assets it ranks #2,102 of 4,374 nationally (same basis as /rankings/largest); and #106 of 272 within New York. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 18.76% net worth ratio and a 0.96% delinquency rate.
How does New York University compare to other credit unions?
Five weighted metrics from NCUA filings produce New York University's 93/100 score on PlainCU's health composite, compared to a peer group average for $50M–$100M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join New York University?
New York University operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact New York University directly for the exact boundaries and application steps.
Is my money safe at New York University?
Federal credit unions like New York University are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. New York University's net worth ratio of 18.76% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does New York University offer compared to banks?
Credit unions like New York University are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact New York University directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.