Federal credit union · Little Rock, Arkansas · NCUA charter #12813
Baptist Health
Health score 66/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 66
- Health / 100
- $46.0M
- Total assets
- 7,139
- Members
- 23.0%
- Net-worth ratio
Baptist Health scores 66/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $46.0M; members 7,139; net-worth ratio 23.03%; health rank #3,803 of 4,374; healthier than 12th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,803 of 4,374 health · 2025Q4Baptist Health · health 66/100 · $46.0M · 2025Q4
Call Report peers
Baptist Health in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Baptist Health vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Baptist Health sits in 65-69 with 275 others.
66 12th percentile higher than 12% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Baptist Health vs $10M–$50M peers
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +24.32 pp (84.12% vs 59.80%).
- Delinquency Rate trails the peer set - 2.52% here, 1.15% peer average (+1.37 pp).
Where Baptist Health sits in Arkansas
- Arkansas health ordinal: #44 of 48.
- Arkansas assets place: #17 of 48.
- Membership ranks #10 of 48 among Arkansas CUs with a reported count (7,139 members).
- One place up in Arkansas, COMBINED (#43) scores 67/100, 1 point higher; one place down, Cotton Belt (#45) scores 60/100, 6 points lower.
Baptist Health: 2025Q4 → 2026Q1
Baptist Health: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.1% from $46.0M (2025Q4) to $46.6M (2026Q1).
- Net-worth ratio shifted -0.17 pp (23.20% → 23.03%).
At 23.03%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 66/100 score is built
Baptist Health gives up 34 points in total. Delinquency Rate costs the most, 15.7 of its 25; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 9.3 pts
- Return on Assets 11.4 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.3 pts
Call Report ratios for Baptist Health
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 23.03% | +8.17 pp |
| Delinquency Rate | 2.52% | +1.37 pp |
| Return on Assets | 0.26% | -0.45 pp |
| Member Growth | -13.20% | - |
| Loan-to-Share Ratio | 84.12% | +24.32 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Baptist Health filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $46.6M | - |
| 2025Q4 | $46.0M | 7,139 |
| 2024Q4 | $38.0M | 8,225 |
| 2023Q4 | $42.8M | 8,063 |
Credit Union Details
- Charter Number
- 12813
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Arkansas
- City
- Little Rock
- Data Quarter
- 2025Q4
Branch Locations (5)
The NCUA branch filing lists 5 physical offices for Baptist Health, spread across 4 cities.
| Office | City |
|---|---|
| Kanis Location (Main Office) | Little Rock, AR |
| BH Ft.Smith Office | Fort Smith, AR |
| Little Rock Office | Little Rock, AR |
| N Little Rock Office | N Little Rock, AR |
| BH Van Buren Office | Van Buren, AR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Arkansas
More federally-insured credit unions based in Arkansas, ordered by peer group match and asset size.
Other-state peers near Baptist Health
Using this data
- Baptist Health ranks #3,803 of 4,374 nationally on financial health and #44 of 48 in AR -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- PATTERSON is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with PATTERSON
Frequently Asked Questions
Is Baptist Health financially healthy?
Baptist Health has a financial health score of 66/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,803 of 4,374 nationally on health and #44 of 48 in Arkansas. Its net worth ratio is 23.03% and its delinquency rate 2.52%.
How does Baptist Health compare to other credit unions?
Baptist Health scores 66/100, higher than 12% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (84.12% vs 59.80%). Its widest shortfall is delinquency rate (2.52% vs 1.15%).
How can I join Baptist Health?
Baptist Health operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Baptist Health directly for the exact boundaries and application steps.
Is my money safe at Baptist Health?
Baptist Health is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Baptist Health's net worth ratio of 23.03% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.