Federal credit union · Lisbon, Maine · NCUA charter #13190
Lisbon Community
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $205.5M
- Total assets
- 10,437
- Members
- 11.2%
- Net-worth ratio
Lisbon Community scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $205.5M; members 10,437; net-worth ratio 11.18%; health rank #800 of 4,374; healthier than 80th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#800 of 4,374 health · 2025Q4Lisbon Community · health 92/100 · $205.5M · 2025Q4
Call Report peers
Lisbon Community in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Lisbon Community vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Lisbon Community sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Lisbon Community diverges from peer averages
- Strongest edge vs 1069 $100M–$500M peers is Delinquency Rate: -0.59 pp (0.31% vs 0.89%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -16.54 pp (55.66% vs 72.20%).
Where Lisbon Community sits in Maine
- Health composite ranks #10 of 48 among scored Maine credit unions.
- By total assets, Lisbon Community is #25 of 48 in Maine.
- Member book place in Maine: #28 of 48.
- One place up in Maine, CASCO (#9) scores 93/100, 1 point higher; one place down, Saco Valley (#11) ties at 92/100.
Quarter path for Lisbon Community
Lisbon Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.8% from $205.5M (2025Q4) to $211.2M (2026Q1).
- Net-worth ratio shifted -0.11 pp (11.29% → 11.18%).
This credit union's 11.18% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 92/100 score is built
Lisbon Community gives up 8 points in total. Member Growth costs the most, 4.4 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 10.6 pts
- Loan-to-Share Ratio 11.4 pts
Call Report ratios for Lisbon Community
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.18% | -0.93 pp |
| Delinquency Rate | 0.31% | -0.59 pp |
| Return on Assets | 0.92% | +0.30 pp |
| Member Growth | 1.35% | - |
| Loan-to-Share Ratio | 55.66% | -16.54 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Lisbon Community filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $211.2M | - |
| 2025Q4 | $205.5M | 10,437 |
| 2024Q4 | $192.3M | 10,298 |
| 2023Q4 | $176.4M | 10,183 |
Credit Union Details
- Charter Number
- 13190
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Maine
- City
- Lisbon
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Lisbon Community runs 2 offices in 2 different cities.
| Office | City |
|---|---|
| Temp Main Office (Main Office) | Lisbon, ME |
| Lewiston Branch Office | Lewiston, ME |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Maine
A look at other Maine credit unions, ranked by how closely their peer group and asset size match this one.
Lisbon Community nationwide neighbourhoods
Using this data
- Lisbon Community ranks #800 of 4,374 nationally on financial health and #10 of 48 in ME -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Saco Valley is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Saco Valley
Frequently Asked Questions
Is Lisbon Community financially healthy?
Lisbon Community has a financial health score of 92/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #800 of 4,374 nationally on health and #10 of 48 in Maine. Its net worth ratio is 11.18% and its delinquency rate 0.31%.
How does Lisbon Community compare to other credit unions?
Lisbon Community scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is delinquency rate (0.31% vs 0.89%). Its widest shortfall is loan-to-share ratio (55.66% vs 72.20%).
How can I join Lisbon Community?
Lisbon Community operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Lisbon Community directly for the exact boundaries and application steps.
Is my money safe at Lisbon Community?
Lisbon Community is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Lisbon Community's net worth ratio of 11.18% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.