Federal credit union · MOORESTOWN, New Jersey · NCUA charter #9555
New Jersey Community
Health score 66/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 66
- Health / 100
- $8.8M
- Total assets
- 792
- Members
- 10.0%
- Net-worth ratio
New Jersey Community scores 66/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $8.8M; members 792; net-worth ratio 10.04%; health rank #3,829 of 4,374; healthier than 12th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,829 of 4,374 health · 2025Q4New Jersey Community · health 66/100 · $8.8M · 2025Q4
Call Report peers
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New Jersey Community vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); New Jersey Community sits in 65-69 with 275 others.
66 12th percentile higher than 12% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
New Jersey Community: Call Report deltas vs peers
- Return on Assets leads the peer set - 0.85% here, 0.45% peer average (+0.39 pp).
- Largest lag: Loan-to-Share Ratio at 30.15% vs peer 63.60% (-33.45 pp).
New Jersey standing for New Jersey Community
- Health composite ranks #97 of 127 among scored New Jersey credit unions.
- Assets rank #89 of 127 inside New Jersey ($8.8M reported).
- Membership ranks #100 of 127 among New Jersey CUs with a reported count (792 members).
- One place up in New Jersey, Public Service E.D. Trenton (#96) ties at 66/100; one place down, Israel Memorial a M E (#98) scores 65/100, 1 point lower.
How New Jersey Community's 5300 filing moved
New Jersey Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.2% from $8.8M (2025Q4) to $8.7M (2026Q1).
- Net-worth ratio shifted +0.06 pp (9.98% → 10.04%).
10.04% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 66/100 score is built
New Jersey Community gives up 34 points in total. Delinquency Rate costs the most, 14.4 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 10.6 pts
- Return on Assets 15.0 pts
- Member Growth 2.0 pts
- Loan-to-Share Ratio 8.4 pts
Call Report ratios for New Jersey Community
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.04% | -9.02 pp |
| Delinquency Rate | 2.31% | +0.50 pp |
| Return on Assets | 0.85% | +0.39 pp |
| Member Growth | -3.88% | - |
| Loan-to-Share Ratio | 30.15% | -33.45 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
New Jersey Community filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $8.7M | - |
| 2025Q4 | $8.8M | 792 |
| 2024Q4 | $8.6M | 824 |
| 2023Q4 | $8.7M | 919 |
Credit Union Details
- Charter Number
- 9555
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- New Jersey
- City
- MOORESTOWN
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, New Jersey Community runs one office.
| Office | City |
|---|---|
| Main Office (Main Office) | Moorestown, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
More federally-insured credit unions based in New Jersey, ordered by peer group match and asset size.
Cross-state Call Report peers for New Jersey Community
Similar health score
Using this data
- New Jersey Community ranks #3,829 of 4,374 nationally on financial health and #97 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Hmc (Nj) is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Hmc (Nj)
Frequently Asked Questions
Is New Jersey Community financially healthy?
On its 2025Q4 NCUA 5300 filing, New Jersey Community scores 66/100 (Good), with a 10.04% net worth ratio and 2.31% of loans delinquent. It ranks #3,829 of 4,374 nationally on health and #97 of 127 in New Jersey.
How does New Jersey Community compare to other credit unions?
New Jersey Community scores 66/100, higher than 12% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is return on assets (0.85% vs 0.45%). Its widest shortfall is loan-to-share ratio (30.15% vs 63.60%).
How can I join New Jersey Community?
New Jersey Community operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact New Jersey Community directly for the exact boundaries and application steps.
Is my money safe at New Jersey Community?
New Jersey Community is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. New Jersey Community's net worth ratio of 10.04% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.