Federal credit union · Van Nuys, California · NCUA charter #24553
Los Angeles Police
Health score 91/100 (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $1.36B
- Total assets
- 48,818
- Members
- 10.9%
- Net-worth ratio
Los Angeles Police - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #24553 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Los Angeles Police - Five Health Pillars
The five bars below are this credit union's pillar-level 0-100 sub-scores. Sum the weighted pillars and you get the headline health score above - same NCUA 5300 data, no normalisation tricks applied.
- Capital (net worth ratio)100
- Asset quality (delinquency)93
- Earnings (ROA)72
- Member growth93
- Liquidity (loan-to-share)89
Weighted composite: 91/100 - each bar is the 0–100 sub-score; the composite weights them 30/25/15/15/15.
This credit union's 10.86% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
Financial Health Metrics
| Metric | Value | Weight |
|---|---|---|
| Net Worth Ratio | 10.86% | 30% |
| Delinquency Rate | 0.67% | 25% |
| Return on Assets | 0.22% | 15% |
| Member Growth | 4.16% | 15% |
| Loan-to-Share Ratio | 62.59% | 15% |
Health score = weighted composite of above metrics. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2025Q4 | $1.36B | 48,818 |
| 2024Q4 | $1.33B | 46,867 |
| 2023Q4 | $1.40B | 45,218 |
Credit Union Details
- Charter Number
- 24553
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- Over $500M
- State
- California
- City
- Van Nuys
- Data Quarter
- 2025Q4
What This Data Says About Los Angeles Police
Los Angeles Police is a federal credit union headquartered in Van Nuys, California, serving 48,818 members with $1.36B in total assets and $766.5M in outstanding loans as of Q4 2025. Based on its five-factor composite, the institution earns a health score of 91/100 (Excellent), anchored by a net worth ratio of 10.86% - above the 7.0% NCUA "well capitalized" threshold under Prompt Corrective Action rules. Charter #24553 operates under peer group Over $500M, a cohort of 749 similarly-sized institutions.
On loan book quality: 0.67% of loans are 60+ days past due against the total loan book - the peer group average for Over $500M credit unions sits at 0.874%, so this institution is running tighter than peers. Meanwhile a 62.59% loan-to-share ratio shows how aggressively member deposits get deployed into lending, within the 60-80% range most industry analysts consider optimally balanced between yield and liquidity. Return on assets stands at 0.22% on net income of $2.9M for the period; a not-for-profit cooperative typically runs a modest positive ROA, returning surplus to members through better rates and lower fees rather than to shareholders.
Year-over-year membership changed by 4.16%. Reported quarterly to the NCUA, this data reflects the 2025Q4 Call Report period. Eligibility to join runs through the field of membership (currently: Low Income) - see our disclaimer before opening an account or borrowing, for NCUSIF coverage details and data usage notes.
Nearby Credit Unions in California
More federally-insured credit unions based in California, ordered by peer group match and asset size.
Sources & disclaimer
Source: NCUA 5300 Call Report, Q4 2025. Source: NCUA Share Insurance Fund (NCUSIF), federal deposit insurance up to $250,000. Not affiliated with NCUA. For informational purposes only.
Frequently Asked Questions
Is Los Angeles Police financially healthy?
Los Angeles Police has a financial health score of 91/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 10.86% and delinquency rate of 0.67%.
How does Los Angeles Police compare to other credit unions?
Five weighted metrics from NCUA filings produce Los Angeles Police's 91/100 score on PlainCU's health composite, compared to a peer group average for Over $500M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Los Angeles Police?
Los Angeles Police carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Los Angeles Police directly to confirm current membership steps.
Is my money safe at Los Angeles Police?
Federal credit unions like Los Angeles Police are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Los Angeles Police's net worth ratio of 10.86% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Los Angeles Police offer compared to banks?
Credit unions like Los Angeles Police are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Los Angeles Police directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.