Federal credit union · BREWER, Maine · NCUA charter #13682
BREWER
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $116.2M
- Total assets
- 8,494
- Members
- 10.3%
- Net-worth ratio
BREWER scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $116.2M; members 8,494; net-worth ratio 10.26%; health rank #832 of 4,374; healthier than 80th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#832 of 4,374 health · 2025Q4BREWER · health 92/100 · $116.2M · 2025Q4
Call Report peers
BREWER in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
BREWER vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); BREWER sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for BREWER
- Largest favorable gap: Delinquency Rate at 0.12% vs peer 0.89% (-0.78 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -2.53 pp (69.67% vs 72.20%).
BREWER: in-state Call Report ranks
- Maine health ordinal: #13 of 48.
- Assets rank #36 of 48 inside Maine ($116.2M reported).
- Maine membership ordinal: #33 of 48.
- One place up in Maine, CPORT (#12) ties at 92/100; one place down, ANCORUM (#14) ties at 92/100.
Quarter path for BREWER
BREWER: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.8% from $116.2M (2025Q4) to $117.1M (2026Q1).
- Net-worth ratio shifted +0.10 pp (10.16% → 10.26%).
This credit union's 10.26% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 92/100 score is built
BREWER gives up 8 points in total. Member Growth costs the most, 8.4 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 6.6 pts
- Loan-to-Share Ratio 15.4 pts
BREWER vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.26% | -1.85 pp |
| Delinquency Rate | 0.12% | -0.78 pp |
| Return on Assets | 0.62% | -0.00 pp |
| Member Growth | -1.31% | - |
| Loan-to-Share Ratio | 69.67% | -2.53 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - BREWER
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $117.1M | - |
| 2025Q4 | $116.2M | 8,494 |
| 2024Q4 | $108.2M | 8,607 |
| 2023Q4 | $102.4M | 8,629 |
Credit Union Details
- Charter Number
- 13682
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Maine
- City
- BREWER
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, BREWER runs 2 offices.
| Office | City |
|---|---|
| 229 Dirigo Dr (Main Office) | Brewer, ME |
| 77 N Main St | Brewer, ME |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Maine
Other federally-insured credit unions in Maine, closest first by peer group and asset size.
Cross-state Call Report peers for BREWER
Using this data
- BREWER ranks #832 of 4,374 nationally on financial health and #13 of 48 in ME -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- COMMUNITY is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with COMMUNITY
Frequently Asked Questions
Is BREWER financially healthy?
On its 2025Q4 NCUA 5300 filing, BREWER scores 92/100 (Excellent), with a 10.26% net worth ratio and 0.12% of loans delinquent. It ranks #832 of 4,374 nationally on health and #13 of 48 in Maine.
How does BREWER compare to other credit unions?
BREWER scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is delinquency rate (0.12% vs 0.89%). Its widest shortfall is loan-to-share ratio (69.67% vs 72.20%).
How can I join BREWER?
BREWER operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact BREWER directly for the exact boundaries and application steps.
Is my money safe at BREWER?
BREWER is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. BREWER's net worth ratio of 10.26% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.