Federal credit union · Signal Hill, California · NCUA charter #1438
Long Beach City Employees
Health score 78/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 78
- Health / 100
- $269.9M
- Total assets
- 9,732
- Members
- 13.3%
- Net-worth ratio
Long Beach City Employees scores 78/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $269.9M; members 9,732; net-worth ratio 13.32%; health rank #2,968 of 4,374; healthier than 31st of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2,968 of 4,374 health · 2025Q4Long Beach City Employees · health 78/100 · $269.9M · 2025Q4
Call Report peers
Long Beach City Employees in the assets neighbourhood
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Long Beach City Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Long Beach City Employees sits in 75-79 with 502 others.
78 31st percentile higher than 31% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Long Beach City Employees
- Largest favorable gap: Net Worth Ratio at 13.32% vs peer 12.11% (+1.21 pp).
- Loan-to-Share Ratio trails the peer set - 50.63% here, 72.20% peer average (-21.57 pp).
California standing for Long Beach City Employees
- In California, health place is #173 of 243 on the same NCUA-ratio sort used nationally.
- Assets rank #111 of 243 inside California ($269.9M reported).
- Membership ranks #126 of 243 among California CUs with a reported count (9,732 members).
- One place up in California, Utility District (#172) scores 79/100, 1 point higher; one place down, USC (#174) ties at 78/100.
How Long Beach City Employees's 5300 filing moved
Long Beach City Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.5% from $269.9M (2025Q4) to $279.3M (2026Q1).
- Net-worth ratio shifted -0.40 pp (13.72% → 13.32%).
13.32% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 78/100 score is built
Long Beach City Employees gives up 22 points in total. Return on Assets costs the most, 12.1 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 2.9 pts
- Member Growth 9.8 pts
- Loan-to-Share Ratio 10.3 pts
Call Report ratios for Long Beach City Employees
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.32% | +1.21 pp |
| Delinquency Rate | 0.03% | -0.86 pp |
| Return on Assets | -0.18% | -0.80 pp |
| Member Growth | 0.63% | - |
| Loan-to-Share Ratio | 50.63% | -21.57 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $279.3M | - |
| 2025Q4 | $269.9M | 9,732 |
| 2024Q4 | $277.5M | 9,671 |
| 2023Q4 | $284.3M | 9,698 |
Credit Union Details
- Charter Number
- 1438
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $100M–$500M
- State
- California
- City
- Signal Hill
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Long Beach City Employees runs 2 offices.
| Office | City |
|---|---|
| Long Beach City Employees Federal Credit Union (Main Office) | Signal Hill, CA |
| Long Beach City Employees Federal Credit Union 2845 Branch | Signal Hill, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
A look at other California credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Long Beach City Employees
Similar total assets
Similar health score
Using this data
- Long Beach City Employees ranks #2,968 of 4,374 nationally on financial health and #173 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- EDWARDS is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with EDWARDS
Frequently Asked Questions
Is Long Beach City Employees financially healthy?
Long Beach City Employees has a financial health score of 78/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,968 of 4,374 nationally on health and #173 of 243 in California. Its net worth ratio is 13.32% and its delinquency rate 0.03%.
How does Long Beach City Employees compare to other credit unions?
Long Beach City Employees scores 78/100, higher than 31% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (13.32% vs 12.11%). Its widest shortfall is loan-to-share ratio (50.63% vs 72.20%).
How can I join Long Beach City Employees?
Long Beach City Employees serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Long Beach City Employees directly for the current list of qualifying groups.
Is my money safe at Long Beach City Employees?
Long Beach City Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Long Beach City Employees's net worth ratio of 13.32% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.