Federal credit union · LITTLE ROCK, Arkansas · NCUA charter #24429
Va Hospital
Health score 78/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 78
- Health / 100
- $8.4M
- Total assets
- 1,537
- Members
- 10.9%
- Net-worth ratio
Va Hospital scores 78/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $8.4M; members 1,537; net-worth ratio 10.94%; health rank #2,991 of 4,374; healthier than 31st of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,991 of 4,374 health · 2025Q4Va Hospital · health 78/100 · $8.4M · 2025Q4
- NCUSIF 78/100
- CAMELS 10.9%
- HEALTH 0.00%
- NW 0.17%
- DELQ $8.4M
- ROA 1,537
- ASSETS #2,991/4,374
- MEM n/a
- RANK 24429
Va Hospital carries $8.4M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Va Hospital vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
78 31st percentile higher than 31% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Va Hospital - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #24429, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Va Hospital: Call Report deltas vs peers
- Strongest edge vs 566 $2M–$10M peers is Delinquency Rate: -1.81 pp (0.00% vs 1.81%).
- Widest shortfall vs peers is Net Worth Ratio: -8.12 pp (10.94% vs 19.06%).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Va Hospital sits in Arkansas
- Health composite ranks #32 of 48 among scored Arkansas credit unions.
- Assets rank #34 of 48 inside Arkansas ($8.4M reported).
- Membership ranks #31 of 48 among Arkansas CUs with a reported count (1,537 members).
In-state ordinals use the live credit_unions table for AR only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Va Hospital
Va Hospital: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.4% from $8.4M (2025Q4) to $8.6M (2026Q1).
- Net-worth ratio shifted -0.16 pp (11.10% → 10.94%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 10.94% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 78/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 78.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 10.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 13.0 pts
Va Hospital health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.94% | -8.12 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 0.17% | -0.28 pp |
| Member Growth | -6.34% | - |
| Loan-to-Share Ratio | 62.96% | -0.64 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Va Hospital quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $8.6M | - |
| 2025Q4 | $8.4M | 1,537 |
| 2024Q4 | $9.0M | 1,641 |
| 2023Q4 | $8.8M | 1,696 |
Credit Union Details
- Charter Number
- 24429
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Arkansas
- City
- LITTLE ROCK
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Va Hospital runs one office.
| Office | City |
|---|---|
| VA HOSPITAL FCU (Main Office) | LITTLE ROCK, AR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Arkansas
A look at other Arkansas credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for Va Hospital - kept outside Arkansas; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (78/100 here).
Using this data
- Va Hospital ranks #2,991 of 4,374 nationally on financial health and #32 of 48 in AR -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- COMBINED is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with COMBINED
- Rates and health both vary by institution, not just by state -- see how Arkansas credit unions compare overall before assuming this one is typical. Arkansas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Va Hospital financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Va Hospital carries a financial health score of 78/100 (Very Good). On the national health ranking (same basis as /rankings/healthiest), it sits at #2,991 of 4,374; by total assets it ranks #3,647 of 4,374 nationally (same basis as /rankings/largest); and #34 of 48 within Arkansas. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 10.94% net worth ratio and a 0.00% delinquency rate.
How does Va Hospital compare to other credit unions?
PlainCU's health composite puts Va Hospital at 78/100, compared to a peer group average for $2M–$10M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Va Hospital?
Va Hospital operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Va Hospital directly for the exact boundaries and application steps.
Is my money safe at Va Hospital?
Federal credit unions like Va Hospital are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Va Hospital's net worth ratio of 10.94% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Va Hospital offer compared to banks?
Credit unions like Va Hospital are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Va Hospital directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.