Federal credit union · Falls Church, Virginia · NCUA charter #24564
Healthcare Systems
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $137.3M
- Total assets
- 13,855
- Members
- 11.1%
- Net-worth ratio
Healthcare Systems scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $137.3M; members 13,855; net-worth ratio 11.11%; health rank #958 of 4,374; healthier than 77th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#958 of 4,374 health · 2025Q4Healthcare Systems · health 91/100 · $137.3M · 2025Q4
Call Report peers
Healthcare Systems in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Healthcare Systems vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Healthcare Systems sits in 90-94 with 747 others.
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Healthcare Systems vs $100M–$500M peers
- Largest favorable gap: Delinquency Rate at 0.55% vs peer 0.89% (-0.34 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -12.55 pp (59.65% vs 72.20%).
Healthcare Systems: in-state Call Report ranks
- Virginia health ordinal: #14 of 95.
- Assets rank #41 of 95 inside Virginia ($137.3M reported).
- Membership ranks #37 of 95 among Virginia CUs with a reported count (13,855 members).
- One place up in Virginia, NORTHWEST (#13) ties at 91/100; one place down, Augusta Health Care Credit Union (#15) scores 90/100, 1 point lower.
How Healthcare Systems's 5300 filing moved
Healthcare Systems: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.2% from $137.3M (2025Q4) to $137.5M (2026Q1).
- Net-worth ratio shifted +0.12 pp (10.99% → 11.11%).
At 11.11%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 91/100 score is built
Healthcare Systems gives up 9 points in total. Member Growth costs the most, 6 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.5 pts
- Return on Assets 15.0 pts
- Member Growth 9.0 pts
- Loan-to-Share Ratio 12.5 pts
Call Report ratios for Healthcare Systems
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.11% | -1.00 pp |
| Delinquency Rate | 0.55% | -0.34 pp |
| Return on Assets | 0.55% | -0.07 pp |
| Member Growth | -0.01% | - |
| Loan-to-Share Ratio | 59.65% | -12.55 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $137.5M | - |
| 2025Q4 | $137.3M | 13,855 |
| 2024Q4 | $133.3M | 13,857 |
| 2023Q4 | $129.5M | 12,628 |
Credit Union Details
- Charter Number
- 24564
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Virginia
- City
- Falls Church
- Data Quarter
- 2025Q4
Branch Locations (8)
Per its most recent NCUA branch filing, Healthcare Systems runs 8 offices in 7 different cities.
| Office | City |
|---|---|
| Fairfax (Main Office) | Falls Church, VA |
| Alexandria | Alexandria, VA |
| Administration | Fairfax, VA |
| Hampton VA | Hampton, VA |
| Prince William | Manassas, VA |
| Leigh Hospital | Norfolk, VA |
| Norfolk General Hospital | Norfolk, VA |
| Obici Hospital | Suffolk, VA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Virginia
A look at other Virginia credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Healthcare Systems
Similar total assets
Similar health score
Using this data
- Healthcare Systems ranks #958 of 4,374 nationally on financial health and #14 of 95 in VA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Celco Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Celco Community
Frequently Asked Questions
Is Healthcare Systems financially healthy?
Healthcare Systems has a financial health score of 91/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #958 of 4,374 nationally on health and #14 of 95 in Virginia. Its net worth ratio is 11.11% and its delinquency rate 0.55%.
How does Healthcare Systems compare to other credit unions?
Healthcare Systems scores 91/100, higher than 77% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is delinquency rate (0.55% vs 0.89%). Its widest shortfall is loan-to-share ratio (59.65% vs 72.20%).
How can I join Healthcare Systems?
Healthcare Systems operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Healthcare Systems directly for the exact boundaries and application steps.
Is my money safe at Healthcare Systems?
Healthcare Systems is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Healthcare Systems's net worth ratio of 11.11% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.