Federal credit union · Falls Church, Virginia · NCUA charter #24564
Healthcare Systems
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $137.3M
- Total assets
- 13,855
- Members
- 11.1%
- Net-worth ratio
Healthcare Systems scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $137.3M; members 13,855; net-worth ratio 11.11%; health rank #958 of 4,374; healthier than 77th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#958 of 4,374 health · 2025Q4Healthcare Systems · health 91/100 · $137.3M · 2025Q4
- NW 91/100
- DELQ 11.1%
- ROA 0.55%
- ASSETS 0.55%
- MEM $137.3M
- RANK 13,855
- PHOTO #958/4,374
- BOOK CENTURYFIRST
- CHARTER 24564
Call Report peers
Healthcare Systems in the assets neighbourhood
Healthcare Systems's $137.3M assets sit next to CENTURYFIRST ($137.3M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Healthcare Systems vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Healthcare Systems - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #24564. See our deposit-insurance coverage note.
Healthcare Systems vs $100M–$500M peers
- Largest favorable gap: Delinquency Rate at 0.55% vs peer 0.89% (-0.34 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -12.55 pp (59.65% vs 72.20%).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Healthcare Systems: in-state Call Report ranks
- Virginia health ordinal: #14 of 95.
- Assets rank #41 of 95 inside Virginia ($137.3M reported).
- Membership ranks #37 of 95 among Virginia CUs with a reported count (13,855 members).
In-state ordinals use the live credit_unions table for VA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Healthcare Systems's 5300 filing moved
Healthcare Systems: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.2% from $137.3M (2025Q4) to $137.5M (2026Q1).
- Net-worth ratio shifted +0.12 pp (10.99% → 11.11%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 11.11%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 91/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 91.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.5 pts
- Return on Assets 15.0 pts
- Member Growth 9.0 pts
- Loan-to-Share Ratio 12.5 pts
Call Report ratios for Healthcare Systems
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.11% | -1.00 pp |
| Delinquency Rate | 0.55% | -0.34 pp |
| Return on Assets | 0.55% | -0.07 pp |
| Member Growth | -0.01% | - |
| Loan-to-Share Ratio | 59.65% | -12.55 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $137.5M | - |
| 2025Q4 | $137.3M | 13,855 |
| 2024Q4 | $133.3M | 13,857 |
| 2023Q4 | $129.5M | 12,628 |
Credit Union Details
- Charter Number
- 24564
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Virginia
- City
- Falls Church
- Data Quarter
- 2025Q4
Branch Locations (8)
Per its most recent NCUA branch filing, Healthcare Systems runs 8 offices in 7 different cities.
| Office | City |
|---|---|
| Fairfax (Main Office) | Falls Church, VA |
| Alexandria | Alexandria, VA |
| Administration | Fairfax, VA |
| Hampton VA | Hampton, VA |
| Prince William | Manassas, VA |
| Leigh Hospital | Norfolk, VA |
| Norfolk General Hospital | Norfolk, VA |
| Obici Hospital | Suffolk, VA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Virginia
A look at other Virginia credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Healthcare Systems
Healthcare Systems's nationwide photo peers by assets and by health score, excluding Virginia charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($137.3M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (91/100 here).
Using this data
- Healthcare Systems ranks #958 of 4,374 nationally on financial health and #14 of 95 in VA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Celco Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Celco Community
- Rates and health both vary by institution, not just by state -- see how Virginia credit unions compare overall before assuming this one is typical. Virginia state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Healthcare Systems financially healthy?
Healthcare Systems scores 91/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #958 of 4,374; by total assets it ranks #1,563 of 4,374 nationally (same basis as /rankings/largest); and #41 of 95 within Virginia. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 11.11% net worth ratio and a 0.55% delinquency rate.
How does Healthcare Systems compare to other credit unions?
91/100 is Healthcare Systems's score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Healthcare Systems?
Healthcare Systems operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Healthcare Systems directly for the exact boundaries and application steps.
Is my money safe at Healthcare Systems?
Federal credit unions like Healthcare Systems are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Healthcare Systems's net worth ratio of 11.11% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Healthcare Systems offer compared to banks?
Credit unions like Healthcare Systems are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Healthcare Systems directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.