Federal credit union · Glendale, California · NCUA charter #1207
Los Angeles
Health score 76/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 76
- Health / 100
- $1.26B
- Total assets
- 74,139
- Members
- 11.3%
- Net-worth ratio
Los Angeles scores 76/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.26B; members 74,139; net-worth ratio 11.35%; health rank #3,186 of 4,374; healthier than 26th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,186 of 4,374 health · 2025Q4Los Angeles · health 76/100 · $1.26B · 2025Q4
Call Report peers
Los Angeles in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Los Angeles vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Los Angeles sits in 75-79 with 502 others.
76 26th percentile higher than 26% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Los Angeles diverges from peer averages
- Largest favorable gap: Net Worth Ratio at 11.35% vs peer 11.18% (+0.17 pp).
- Largest lag: Loan-to-Share Ratio at 80.45% vs peer 83.90% (-3.45 pp).
Los Angeles: in-state Call Report ranks
- California health ordinal: #184 of 243.
- By total assets, Los Angeles is #55 of 243 in California.
- Membership ranks #48 of 243 among California CUs with a reported count (74,139 members).
- One place up in California, Mckesson & Healthcare Providers (#183) ties at 76/100; one place down, AEROSPACE (#185) ties at 76/100.
Los Angeles Call Report trajectory
Los Angeles: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.8% from $1.26B (2025Q4) to $1.28B (2026Q1).
- Net-worth ratio shifted -0.06 pp (11.41% → 11.35%).
11.35% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 76/100 score is built
Los Angeles gives up 24 points in total. Return on Assets costs the most, 12.3 of its 15; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.9 pts
- Return on Assets 2.7 pts
- Member Growth 5.5 pts
- Loan-to-Share Ratio 14.9 pts
Los Angeles vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.35% | +0.17 pp |
| Delinquency Rate | 0.71% | -0.16 pp |
| Return on Assets | -0.20% | -0.71 pp |
| Member Growth | -1.92% | - |
| Loan-to-Share Ratio | 80.45% | -3.45 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Los Angeles filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.28B | - |
| 2025Q4 | $1.26B | 74,139 |
| 2024Q4 | $1.28B | 75,594 |
| 2023Q4 | $1.31B | 75,377 |
Credit Union Details
- Charter Number
- 1207
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- Over $500M
- State
- California
- City
- Glendale
- Data Quarter
- 2025Q4
Branch Locations (8)
The NCUA branch filing lists 8 physical offices for Los Angeles, spread across 8 cities.
| Office | City |
|---|---|
| Glendale (Main Office) | Glendale, CA |
| Cerritos | Cerritos, CA |
| Culver City | Culver City, CA |
| El Monte | El Monte, CA |
| Gardena | Gardena, CA |
| L.A. Mall | Los Angeles, CA |
| Montebello | Montebello, CA |
| Van Nuys | Panorama City, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
Other federally-insured credit unions in California, closest first by peer group and asset size.
Other-state peers near Los Angeles
Similar total assets
Using this data
- Los Angeles ranks #3,186 of 4,374 nationally on financial health and #184 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- 1st United is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with 1st United
Frequently Asked Questions
Is Los Angeles financially healthy?
On its 2025Q4 NCUA 5300 filing, Los Angeles scores 76/100 (Very Good), with a 11.35% net worth ratio and 0.71% of loans delinquent. It ranks #3,186 of 4,374 nationally on health and #184 of 243 in California.
How does Los Angeles compare to other credit unions?
Los Angeles scores 76/100, higher than 26% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is net worth ratio (11.35% vs 11.18%). Its widest shortfall is loan-to-share ratio (80.45% vs 83.90%).
How can I join Los Angeles?
Los Angeles serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Los Angeles directly for the current list of qualifying groups.
Is my money safe at Los Angeles?
Los Angeles is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Los Angeles's net worth ratio of 11.35% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.