State credit union · TOPEKA, Kansas · NCUA charter #60295
Empower Blue
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $53.7M
- Total assets
- 3,489
- Members
- 17.6%
- Net-worth ratio
Empower Blue scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $53.7M; members 3,489; net-worth ratio 17.61%; health rank #2,064 of 4,374; healthier than 50th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,064 of 4,374 health · 2025Q4Empower Blue · health 84/100 · $53.7M · 2025Q4
Call Report peers
Empower Blue in the assets neighbourhood
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Empower Blue vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Empower Blue sits in 80-84 with 767 others.
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Empower Blue: Call Report deltas vs peers
- Strongest edge vs 584 $50M–$100M peers is Net Worth Ratio: +3.99 pp (17.61% vs 13.62%).
Where Empower Blue sits in Kansas
- Kansas health ordinal: #24 of 61.
- Kansas assets place: #26 of 61.
- Membership ranks #29 of 61 among Kansas CUs with a reported count (3,489 members).
- One place up in Kansas, Hutchinson Postal & Community (#23) ties at 84/100; one place down, RELIANCE (#25) ties at 84/100.
Empower Blue Call Report trajectory
Empower Blue: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.4% from $53.7M (2025Q4) to $56.0M (2026Q1).
- Net-worth ratio shifted -0.60 pp (18.21% → 17.61%).
This credit union's 17.61% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 84/100 score is built
Empower Blue gives up 16 points in total. Member Growth costs the most, 11.5 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.1 pts
- Return on Assets 15.0 pts
- Member Growth 3.5 pts
- Loan-to-Share Ratio 14.4 pts
Empower Blue health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.61% | +3.99 pp |
| Delinquency Rate | 0.89% | -0.07 pp |
| Return on Assets | 0.78% | +0.13 pp |
| Member Growth | -3.03% | - |
| Loan-to-Share Ratio | 65.05% | +2.45 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Empower Blue filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $56.0M | - |
| 2025Q4 | $53.7M | 3,489 |
| 2024Q4 | $53.5M | 3,598 |
| 2023Q4 | $52.3M | 3,557 |
Credit Union Details
- Charter Number
- 60295
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Kansas
- City
- TOPEKA
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Empower Blue runs 3 offices.
| Office | City |
|---|---|
| Main Office (Main Office) | Topeka, KS |
| Vital Records | Topeka, KS |
| Communication Federal Credit Union | Topeka, KS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Kansas
A look at other Kansas credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Empower Blue
Similar total assets
Similar health score
Using this data
- Empower Blue ranks #2,064 of 4,374 nationally on financial health and #24 of 61 in KS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- United Northwest is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with United Northwest
Frequently Asked Questions
Is Empower Blue financially healthy?
Empower Blue has a financial health score of 84/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,064 of 4,374 nationally on health and #24 of 61 in Kansas. Its net worth ratio is 17.61% and its delinquency rate 0.89%.
How does Empower Blue compare to other credit unions?
Empower Blue scores 84/100, higher than 50% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is net worth ratio (17.61% vs 13.62%).
How can I join Empower Blue?
Membership eligibility for Empower Blue depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Empower Blue directly for current membership requirements and application steps.
Is my money safe at Empower Blue?
Empower Blue is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Empower Blue's net worth ratio of 17.61% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.