State credit union · DES MOINES, Iowa · NCUA charter #64943
Des Moines Fire Department
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $3.4M
- Total assets
- 934
- Members
- 23.8%
- Net-worth ratio
Des Moines Fire Department scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.4M; members 934; net-worth ratio 23.78%; health rank #715 of 4,374; healthier than 80th of scored peers.
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NCUA 5300 Call Report Masthead
#715 of 4,374 health · 2025Q4Des Moines Fire Department · health 92/100 · $3.4M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Des Moines Fire Department vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Des Moines Fire Department sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Des Moines Fire Department
- Loan-to-Share Ratio leads the peer set - 84.09% here, 63.60% peer average (+20.49 pp).
Where Des Moines Fire Department sits in Iowa
- Health composite ranks #12 of 66 among scored Iowa credit unions.
- Assets rank #61 of 66 inside Iowa ($3.4M reported).
- Member book place in Iowa: #52 of 66.
- One place up in Iowa, River Valley (#11) scores 93/100, 1 point higher; one place down, North Western Employees (#13) ties at 92/100.
Des Moines Fire Department: 2025Q4 → 2026Q1
Des Moines Fire Department: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.4% from $3.4M (2025Q4) to $3.4M (2026Q1).
- Net-worth ratio shifted +0.23 pp (23.55% → 23.78%).
This credit union's 23.78% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 92/100 score is built
Des Moines Fire Department gives up 8 points in total. Member Growth costs the most, 5.2 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.4 pts
- Return on Assets 15.0 pts
- Member Growth 9.8 pts
- Loan-to-Share Ratio 14.8 pts
Des Moines Fire Department vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 23.78% | +4.72 pp |
| Delinquency Rate | 0.76% | -1.05 pp |
| Return on Assets | 2.11% | +1.66 pp |
| Member Growth | 0.65% | - |
| Loan-to-Share Ratio | 84.09% | +20.49 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Des Moines Fire Department quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.4M | - |
| 2025Q4 | $3.4M | 934 |
| 2024Q4 | $3.4M | 928 |
| 2023Q4 | $3.5M | 915 |
Credit Union Details
- Charter Number
- 64943
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Iowa
- City
- DES MOINES
- Data Quarter
- 2025Q4
Branch Location
Des Moines Fire Department operates a single office in Des Moines, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Des Moines Fire Dept Credit Union (Main Office) | Des Moines, IA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Iowa
A look at other Iowa credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Des Moines Fire Department
Similar health score
Using this data
- Des Moines Fire Department ranks #715 of 4,374 nationally on financial health and #12 of 66 in IA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Lee County is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Lee County
Frequently Asked Questions
Is Des Moines Fire Department financially healthy?
On its 2025Q4 NCUA 5300 filing, Des Moines Fire Department scores 92/100 (Excellent), with a 23.78% net worth ratio and 0.76% of loans delinquent. It ranks #715 of 4,374 nationally on health and #12 of 66 in Iowa.
How does Des Moines Fire Department compare to other credit unions?
Des Moines Fire Department scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (84.09% vs 63.60%).
How can I join Des Moines Fire Department?
Membership eligibility for Des Moines Fire Department depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Des Moines Fire Department directly for current membership requirements and application steps.
Is my money safe at Des Moines Fire Department?
Des Moines Fire Department is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Des Moines Fire Department's net worth ratio of 23.78% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.