Federal credit union · Milford, New Jersey · NCUA charter #13944
RIEGEL
Health score 65/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 65
- Health / 100
- $165.7M
- Total assets
- 8,173
- Members
- 10.2%
- Net-worth ratio
RIEGEL scores 65/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $165.7M; members 8,173; net-worth ratio 10.15%; health rank #3,878 of 4,374; healthier than 11th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,878 of 4,374 health · 2025Q4RIEGEL · health 65/100 · $165.7M · 2025Q4
Call Report peers
RIEGEL in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
RIEGEL vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); RIEGEL sits in 65-69 with 275 others.
65 11th percentile higher than 11% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where RIEGEL diverges from peer averages
- Loan-to-Share Ratio trails the peer set - 30.75% here, 72.20% peer average (-41.45 pp).
RIEGEL: in-state Call Report ranks
- New Jersey health ordinal: #101 of 127.
- By total assets, RIEGEL is #19 of 127 in New Jersey.
- Membership ranks #26 of 127 among New Jersey CUs with a reported count (8,173 members).
- One place up in New Jersey, Monmouth County Postal Employees (#100) ties at 65/100; one place down, TEANECK (#102) scores 64/100, 1 point lower.
Quarter path for RIEGEL
RIEGEL: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.1% from $165.7M (2025Q4) to $169.2M (2026Q1).
- Net-worth ratio shifted -0.13 pp (10.28% → 10.15%).
At 10.15%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 65/100 score is built
RIEGEL gives up 35 points in total. Delinquency Rate costs the most, 10.1 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 14.9 pts
- Return on Assets 5.3 pts
- Member Growth 6.3 pts
- Loan-to-Share Ratio 8.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.15% | -1.96 pp |
| Delinquency Rate | 1.68% | +0.79 pp |
| Return on Assets | 0.02% | -0.61 pp |
| Member Growth | -1.52% | - |
| Loan-to-Share Ratio | 30.75% | -41.45 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
RIEGEL filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $169.2M | - |
| 2025Q4 | $165.7M | 8,173 |
| 2024Q4 | $165.7M | 8,299 |
| 2023Q4 | $168.9M | 8,310 |
Credit Union Details
- Charter Number
- 13944
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- New Jersey
- City
- Milford
- Data Quarter
- 2025Q4
Branch Locations (4)
The NCUA branch filing lists 4 physical offices for RIEGEL, spread across 4 cities in 2 states.
| Office | City |
|---|---|
| Riegel Federal Credit Union (Main Office) | Milford, NJ |
| Riegel Federal Credit Union | Clinton, NJ |
| Riegel Federal Credit Union | Flemington, NJ |
| Riegel Federal Credit Union | Pipersville, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
Other federally-insured credit unions in New Jersey, closest first by peer group and asset size.
RIEGEL nationwide neighbourhoods
Using this data
- RIEGEL ranks #3,878 of 4,374 nationally on financial health and #101 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- PRINCETON is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with PRINCETON
Frequently Asked Questions
Is RIEGEL financially healthy?
On its 2025Q4 NCUA 5300 filing, RIEGEL scores 65/100 (Good), with a 10.15% net worth ratio and 1.68% of loans delinquent. It ranks #3,878 of 4,374 nationally on health and #101 of 127 in New Jersey.
How does RIEGEL compare to other credit unions?
RIEGEL scores 65/100, higher than 11% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (30.75% vs 72.20%).
How can I join RIEGEL?
RIEGEL operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact RIEGEL directly for the exact boundaries and application steps.
Is my money safe at RIEGEL?
RIEGEL is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. RIEGEL's net worth ratio of 10.15% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.