State credit union · Dallas, Texas · NCUA charter #67669
CITY
Health score 77/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 77
- Health / 100
- $623.2M
- Total assets
- 34,196
- Members
- 11.9%
- Net-worth ratio
CITY scores 77/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $623.2M; members 34,196; net-worth ratio 11.88%; health rank #3,102 of 4,374; healthier than 28th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,102 of 4,374 health · 2025Q4CITY · health 77/100 · $623.2M · 2025Q4
Call Report peers
CITY in the assets neighbourhood
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CITY vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); CITY sits in 75-79 with 502 others.
77 28th percentile higher than 28% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for CITY
- Net Worth Ratio leads the peer set - 11.88% here, 11.18% peer average (+0.70 pp).
- Loan-to-Share Ratio trails the peer set - 60.73% here, 83.90% peer average (-23.17 pp).
CITY in Texas
- In Texas, health place is #273 of 386 on the same NCUA-ratio sort used nationally.
- By total assets, CITY is #55 of 386 in Texas.
- Member book place in Texas: #63 of 386.
- One place up in Texas, EDUCATION (#272) ties at 77/100; one place down, EVOLVE (#274) ties at 77/100.
CITY Call Report trajectory
CITY: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.2% from $623.2M (2025Q4) to $630.5M (2026Q1).
- Net-worth ratio shifted +0.03 pp (11.85% → 11.88%).
11.88% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 77/100 score is built
CITY gives up 23 points in total. Member Growth costs the most, 11.1 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 15.6 pts
- Return on Assets 15.0 pts
- Member Growth 3.9 pts
- Loan-to-Share Ratio 12.5 pts
CITY vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.88% | +0.70 pp |
| Delinquency Rate | 1.58% | +0.71 pp |
| Return on Assets | 0.54% | +0.03 pp |
| Member Growth | -2.85% | - |
| Loan-to-Share Ratio | 60.73% | -23.17 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
CITY filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $630.5M | - |
| 2025Q4 | $623.2M | 34,196 |
| 2024Q4 | $639.5M | 35,198 |
| 2023Q4 | $676.7M | 35,381 |
Credit Union Details
- Charter Number
- 67669
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Texas
- City
- Dallas
- Data Quarter
- 2025Q4
Branch Locations (6)
Per its most recent NCUA branch filing, CITY runs 6 offices in 5 different cities.
| Office | City |
|---|---|
| Cityview (Main Office) | Dallas, TX |
| East Dallas Branch | Dallas, TX |
| Duncanville | Duncanville, TX |
| Gainesville | Gainesville, TX |
| Sherman | Sherman, TX |
| Waxahachie | Waxahachie, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
Other federally-insured credit unions in Texas, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- CITY ranks #3,102 of 4,374 nationally on financial health and #273 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Union Square is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Union Square
Frequently Asked Questions
Is CITY financially healthy?
On its 2025Q4 NCUA 5300 filing, CITY scores 77/100 (Very Good), with a 11.88% net worth ratio and 1.58% of loans delinquent. It ranks #3,102 of 4,374 nationally on health and #273 of 386 in Texas.
How does CITY compare to other credit unions?
CITY scores 77/100, higher than 28% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is net worth ratio (11.88% vs 11.18%). Its widest shortfall is loan-to-share ratio (60.73% vs 83.90%).
How can I join CITY?
Membership eligibility for CITY depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact CITY directly for current membership requirements and application steps.
Is my money safe at CITY?
CITY is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. CITY's net worth ratio of 11.88% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.