State credit union · RICHMOND, California · NCUA charter #63630

Atchison Village

Health score 68/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.

68
Health / 100
$13.2M
Total assets
1,838
Members
12.0%
Net-worth ratio

Atchison Village scores 68/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $13.2M; members 1,838; net-worth ratio 11.97%; health rank #3,716 of 4,374; healthier than 15th of scored peers.

NCUA Call Report stamp band

NCUA 5300 Call Report Masthead

#3,716 of 4,374 health · 2025Q4

Atchison Village · health 68/100 · $13.2M · 2025Q4

Atchison Village in the assets neighbourhood

EWA$13.2MAtchison Village (this)$13.2MYour Choice$13.2MNortheast Alabama Postal$13.1MBLAW-KNOX$13.1MN. Mississippi Health Services Emp.N. Mississippi Health Servic…$13.1M
Nearest other-state credit unions by total assets (NCUA 5300)

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Atchison Village vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); Atchison Village sits in 65-69 with 275 others.

68 15th percentile higher than 15% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Where Atchison Village diverges from peer averages

  • Return on Assets leads the peer set - 0.80% here, 0.70% peer average (+0.09 pp).
  • Widest shortfall vs peers is Loan-to-Share Ratio: -5.96 pp (53.84% vs 59.80%).

Atchison Village: in-state Call Report ranks

  • Health composite ranks #215 of 243 among scored California credit unions.
  • By total assets, Atchison Village is #223 of 243 in California.
  • Membership ranks #210 of 243 among California CUs with a reported count (1,838 members).
  • One place up in California, SLO (#214) ties at 68/100; one place down, PARISHIONERS (#216) ties at 68/100.

Quarter path for Atchison Village

Atchison Village: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

12,000,00012,500,00013,000,00013,500,000 2023Q42024Q42025Q42026Q1 12,641,732 13,270,694 ▲ +5.0%
  • Assets moved +0.8% from $13.2M (2025Q4) to $13.3M (2026Q1).
  • Net-worth ratio shifted -0.34 pp (12.31% → 11.97%).
Net worth ratio vs. NCUA well-capitalized threshold 79.8%

This credit union's 11.97% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.

How the 68/100 score is built

Atchison Village gives up 32 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio and Return on Assets score full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 0.0 pts
  • Return on Assets 15.0 pts
  • Member Growth 11.9 pts
  • Loan-to-Share Ratio 11.1 pts

Atchison Village vs peer ratios

Metric Value vs peer
Net Worth Ratio 11.97% -2.89 pp
Delinquency Rate 5.85% +4.71 pp
Return on Assets 0.80% +0.09 pp
Member Growth 2.45% -
Loan-to-Share Ratio 53.84% -5.96 pp

Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.

Atchison Village quarterly book

Quarter Assets Members
2026Q1 $13.3M -
2025Q4 $13.2M 1,838
2024Q4 $12.4M 1,794
2023Q4 $12.6M 1,761

Credit Union Details

Charter Number
63630
Type
State
Field of Membership
Other
Peer Group
$10M–$50M
State
California
City
RICHMOND
Data Quarter
2025Q4

Branch Location

Per its most recent NCUA branch filing, Atchison Village runs one office.

Office City
Atchison Village Credit Union (Main Office) Richmond, CA

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in California

Other federally-insured credit unions in California, closest first by peer group and asset size.

Compare Atchison Village vs UNITED ASSOCIATION

Nationwide credit unions with similar profiles

Using this data

  • Atchison Village ranks #3,716 of 4,374 nationally on financial health and #215 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • United Association is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with United Association

Frequently Asked Questions

Is Atchison Village financially healthy?

Atchison Village has a financial health score of 68/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,716 of 4,374 nationally on health and #215 of 243 in California. Its net worth ratio is 11.97% and its delinquency rate 5.85%.

How does Atchison Village compare to other credit unions?

Atchison Village scores 68/100, higher than 15% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is return on assets (0.80% vs 0.70%). Its widest shortfall is loan-to-share ratio (53.84% vs 59.80%).

How can I join Atchison Village?

Membership eligibility for Atchison Village depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Atchison Village directly for current membership requirements and application steps.

Is my money safe at Atchison Village?

Atchison Village is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Atchison Village's net worth ratio of 11.97% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for Atchison Village. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.