Federal credit union · JOPLIN, Missouri · NCUA charter #6853
Great Plains
Health score 67/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 67
- Health / 100
- $326.6M
- Total assets
- 28,478
- Members
- 12.9%
- Net-worth ratio
Great Plains scores 67/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $326.6M; members 28,478; net-worth ratio 12.86%; health rank #3,762 of 4,374; healthier than 13th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,762 of 4,374 health · 2025Q4Great Plains · health 67/100 · $326.6M · 2025Q4
- CAMELS 67/100
- HEALTH 12.9%
- NW 0.79%
- DELQ -2.11%
- ROA $326.6M
- ASSETS 28,478
- MEM #3,762/4,374
- RANK First Northern
- PHOTO 6853
Call Report peers
Great Plains in the assets neighbourhood
Great Plains's $326.6M assets sit next to First Northern ($327.1M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Great Plains vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
67 13th percentile higher than 13% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Great Plains - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #6853 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Great Plains: Call Report deltas vs peers
- Largest favorable gap: Net Worth Ratio at 12.86% vs peer 12.11% (+0.75 pp).
- Loan-to-Share Ratio trails the peer set - 39.51% here, 72.20% peer average (-32.69 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Great Plains: in-state Call Report ranks
- In Missouri, health place is #75 of 89 on the same NCUA-ratio sort used nationally.
- Missouri assets place: #15 of 89.
- Membership ranks #11 of 89 among Missouri CUs with a reported count (28,478 members).
In-state ordinals use the live credit_unions table for MO only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Great Plains's 5300 filing moved
Great Plains: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -1.0% from $326.6M (2025Q4) to $323.2M (2026Q1).
- Net-worth ratio shifted +0.08 pp (12.78% → 12.86%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 12.86% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 67/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 67.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.1 pts
- Return on Assets 0.0 pts
- Member Growth 5.9 pts
- Loan-to-Share Ratio 9.0 pts
Great Plains health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.86% | +0.75 pp |
| Delinquency Rate | 0.79% | -0.10 pp |
| Return on Assets | -2.11% | -2.73 pp |
| Member Growth | -1.73% | - |
| Loan-to-Share Ratio | 39.51% | -32.69 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Great Plains quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $323.2M | - |
| 2025Q4 | $326.6M | 28,478 |
| 2024Q4 | $323.0M | 28,980 |
| 2023Q4 | $336.6M | 29,062 |
Credit Union Details
- Charter Number
- 6853
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Missouri
- City
- JOPLIN
- Data Quarter
- 2025Q4
Branch Locations (11)
The NCUA branch filing lists 11 physical offices for Great Plains, spread across 10 cities in 2 states.
| Office | City |
|---|---|
| HEADQUARTERS (Main Office) | JOPLIN, MO |
| ABILENE | ABILENE, KS |
| CARTHAGE | CARTHAGE, MO |
| COLUMBUS | COLUMBUS, KS |
| HILLSBORO | HILLSBORO, KS |
| INDEPENDENCE | INDEPENDENCE, KS |
| Independence Drive Thru | INDEPENDENCE, KS |
| MCPHERSON | MCPHERSON, KS |
| MONTEZUMA | MONTEZUMA, KS |
| SALINA I | SALINA, KS |
| WICHITA | WICHITA, KS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Missouri
Other federally-insured credit unions in Missouri, closest first by peer group and asset size.
Other-state peers near Great Plains
Two NCUA Call Report peer sets for Great Plains, both outside Missouri so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($326.6M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (67/100 here).
Using this data
- Great Plains ranks #3,762 of 4,374 nationally on financial health and #75 of 89 in MO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- TELCOMM is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with TELCOMM
- Rates and health both vary by institution, not just by state -- see how Missouri credit unions compare overall before assuming this one is typical. Missouri state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Great Plains financially healthy?
Yes/no aside, the number is 67/100 (Good) - Great Plains's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,762 of 4,374; by total assets it ranks #991 of 4,374 nationally (same basis as /rankings/largest); and #15 of 89 within Missouri. Above 80 reads excellent, below 50 warrants closer monitoring; a 12.86% net worth ratio and 0.79% delinquency rate are the key drivers.
How does Great Plains compare to other credit unions?
On PlainCU's health composite, Great Plains lands at 67/100, compared to a peer group average for $100M–$500M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Great Plains?
Great Plains operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Great Plains directly for the exact boundaries and application steps.
Is my money safe at Great Plains?
Federal credit unions like Great Plains are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Great Plains's net worth ratio of 12.86% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Great Plains offer compared to banks?
Credit unions like Great Plains are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Great Plains directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.