State credit union · Fort Worth, Texas · NCUA charter #67532
Fort Worth City
Health score 96/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 96
- Health / 100
- $324.7M
- Total assets
- 16,107
- Members
- 12.7%
- Net-worth ratio
Fort Worth City scores 96/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $324.7M; members 16,107; net-worth ratio 12.68%; health rank #248 of 4,374; healthier than 93rd of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#248 of 4,374 health · 2025Q4Fort Worth City · health 96/100 · $324.7M · 2025Q4
Call Report peers
Fort Worth City in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Fort Worth City vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Fort Worth City sits in 95-99 with 391 others.
96 Top 7% higher than 93% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Fort Worth City diverges from peer averages
- Delinquency Rate leads the peer set - 0.03% here, 0.89% peer average (-0.87 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -7.49 pp (64.71% vs 72.20%).
Texas standing for Fort Worth City
- In Texas, health place is #22 of 386 on the same NCUA-ratio sort used nationally.
- Texas assets place: #81 of 386.
- Membership ranks #95 of 386 among Texas CUs with a reported count (16,107 members).
- One place up in Texas, Austin Telco (#21) ties at 96/100; one place down, WINDTHORST (#23) ties at 96/100.
Quarter path for Fort Worth City
Fort Worth City: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.2% from $324.7M (2025Q4) to $335.1M (2026Q1).
- Net-worth ratio shifted +0.09 pp (12.59% → 12.68%).
12.68% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 96/100 score is built
Fort Worth City gives up 4 points in total. Member Growth costs the most, 2.7 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 12.3 pts
- Loan-to-Share Ratio 13.7 pts
Fort Worth City vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.68% | +0.57 pp |
| Delinquency Rate | 0.03% | -0.87 pp |
| Return on Assets | 0.66% | +0.03 pp |
| Member Growth | 2.79% | - |
| Loan-to-Share Ratio | 64.71% | -7.49 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - Fort Worth City
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $335.1M | - |
| 2025Q4 | $324.7M | 16,107 |
| 2024Q4 | $303.1M | 15,670 |
| 2023Q4 | $300.5M | 15,245 |
Credit Union Details
- Charter Number
- 67532
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Texas
- City
- Fort Worth
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Fort Worth City.
| Office | City |
|---|---|
| Main (Main Office) | Fort Worth, TX |
| Felix Street Micro Branch | Fort Worth, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
More federally-insured credit unions based in Texas, ordered by peer group match and asset size.
Cross-state Call Report peers for Fort Worth City
Similar total assets
Using this data
- Fort Worth City ranks #248 of 4,374 nationally on financial health and #22 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- EVOLVE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with EVOLVE
Frequently Asked Questions
Is Fort Worth City financially healthy?
Fort Worth City has a financial health score of 96/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #248 of 4,374 nationally on health and #22 of 386 in Texas. Its net worth ratio is 12.68% and its delinquency rate 0.03%.
How does Fort Worth City compare to other credit unions?
Fort Worth City scores 96/100, higher than 93% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is delinquency rate (0.03% vs 0.89%). Its widest shortfall is loan-to-share ratio (64.71% vs 72.20%).
How can I join Fort Worth City?
Membership eligibility for Fort Worth City depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Fort Worth City directly for current membership requirements and application steps.
Is my money safe at Fort Worth City?
Fort Worth City is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Fort Worth City's net worth ratio of 12.68% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.