Federal credit union · Jersey City, New Jersey · NCUA charter #6700
Jersey City Firemen
Health score 78/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 78
- Health / 100
- $11.6M
- Total assets
- 1,252
- Members
- 46.6%
- Net-worth ratio
Jersey City Firemen scores 78/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $11.6M; members 1,252; net-worth ratio 46.63%; health rank #2,912 of 4,374; healthier than 31st of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2,912 of 4,374 health · 2025Q4Jersey City Firemen · health 78/100 · $11.6M · 2025Q4
Call Report peers
Jersey City Firemen in the assets neighbourhood
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Jersey City Firemen vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Jersey City Firemen sits in 75-79 with 502 others.
78 31st percentile higher than 31% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Jersey City Firemen diverges from peer averages
- Net Worth Ratio leads the peer set - 46.63% here, 14.86% peer average (+31.77 pp).
- Largest lag: Return on Assets at -0.11% vs peer 0.70% (-0.81 pp).
Jersey City Firemen in New Jersey
- New Jersey health ordinal: #48 of 127.
- By total assets, Jersey City Firemen is #79 of 127 in New Jersey.
- Member book place in New Jersey: #78 of 127.
- One place up in New Jersey, AFFINITY (#47) scores 79/100, 1 point higher; one place down, Public Service H C Employees (#49) ties at 78/100.
How Jersey City Firemen's 5300 filing moved
Jersey City Firemen: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.5% from $11.6M (2025Q4) to $11.6M (2026Q1).
- Net-worth ratio shifted -0.11 pp (46.74% → 46.63%).
46.63% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 78/100 score is built
Jersey City Firemen gives up 22 points in total. Return on Assets costs the most, 11.5 of its 15; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.3 pts
- Return on Assets 3.5 pts
- Member Growth 4.9 pts
- Loan-to-Share Ratio 15.3 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 46.63% | +31.77 pp |
| Delinquency Rate | 0.57% | -0.58 pp |
| Return on Assets | -0.11% | -0.81 pp |
| Member Growth | -2.26% | - |
| Loan-to-Share Ratio | 85.70% | +25.90 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Jersey City Firemen
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $11.6M | - |
| 2025Q4 | $11.6M | 1,252 |
| 2024Q4 | $11.5M | 1,281 |
| 2023Q4 | $12.3M | 1,294 |
Credit Union Details
- Charter Number
- 6700
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- $10M–$50M
- State
- New Jersey
- City
- Jersey City
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Jersey City Firemen.
| Office | City |
|---|---|
| Jersey City Firemen FCU (Main Office) | Jersey City, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
A look at other New Jersey credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Jersey City Firemen
Using this data
- Jersey City Firemen ranks #2,912 of 4,374 nationally on financial health and #48 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- WAKEFERN is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with WAKEFERN
Frequently Asked Questions
Is Jersey City Firemen financially healthy?
Jersey City Firemen has a financial health score of 78/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,912 of 4,374 nationally on health and #48 of 127 in New Jersey. Its net worth ratio is 46.63% and its delinquency rate 0.57%.
How does Jersey City Firemen compare to other credit unions?
Jersey City Firemen scores 78/100, higher than 31% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (46.63% vs 14.86%). Its widest shortfall is return on assets (-0.11% vs 0.70%).
How can I join Jersey City Firemen?
Jersey City Firemen carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Jersey City Firemen directly to confirm current membership steps.
Is my money safe at Jersey City Firemen?
Jersey City Firemen is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Jersey City Firemen's net worth ratio of 46.63% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.