State credit union · WEST BEND, Wisconsin · NCUA charter #67238
Glacier Hills
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $275.0M
- Total assets
- 16,977
- Members
- 10.7%
- Net-worth ratio
Glacier Hills scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $275.0M; members 16,977; net-worth ratio 10.71%; health rank #2,146 of 4,374; healthier than 50th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2,146 of 4,374 health · 2025Q4Glacier Hills · health 84/100 · $275.0M · 2025Q4
- ROA 84/100
- ASSETS 10.7%
- MEM 0.69%
- RANK 0.99%
- PHOTO $275.0M
- BOOK 16,977
- CHARTER #2,146/4,374
- NCUSIF Western Vista
- CAMELS 67238
Call Report peers
Glacier Hills in the assets neighbourhood
Glacier Hills's $275.0M assets sit next to Western Vista ($274.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Glacier Hills vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Glacier Hills - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #67238: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Peer-gap read for Glacier Hills
- Loan-to-Share Ratio leads the peer set - 81.83% here, 72.20% peer average (+9.63 pp).
- Net Worth Ratio trails the peer set - 10.71% here, 12.11% peer average (-1.40 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Glacier Hills sits in Wisconsin
- In Wisconsin, health place is #73 of 100 on the same NCUA-ratio sort used nationally.
- By total assets, Glacier Hills is #33 of 100 in Wisconsin.
- Membership ranks #29 of 100 among Wisconsin CUs with a reported count (16,977 members).
In-state ordinals use the live credit_unions table for WI only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Glacier Hills's 5300 filing moved
Glacier Hills: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.3% from $275.0M (2025Q4) to $284.0M (2026Q1).
- Net-worth ratio shifted -0.09 pp (10.80% → 10.71%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
10.71% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 84/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 84.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.1 pts
- Return on Assets 15.0 pts
- Member Growth 1.3 pts
- Loan-to-Share Ratio 14.6 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.71% | -1.40 pp |
| Delinquency Rate | 0.69% | -0.21 pp |
| Return on Assets | 0.99% | +0.36 pp |
| Member Growth | -4.29% | - |
| Loan-to-Share Ratio | 81.83% | +9.63 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Glacier Hills quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $284.0M | - |
| 2025Q4 | $275.0M | 16,977 |
| 2024Q4 | $259.7M | 17,738 |
| 2023Q4 | $236.5M | 17,312 |
Credit Union Details
- Charter Number
- 67238
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Wisconsin
- City
- WEST BEND
- Data Quarter
- 2025Q4
Branch Locations (4)
Per its most recent NCUA branch filing, Glacier Hills runs 4 offices in 4 different cities.
| Office | City |
|---|---|
| Main Office (Main Office) | West Bend, WI |
| Fond du Lac Office | Fond Du Lac, WI |
| Hartford Office | Hartford, WI |
| Jackson Office | Jackson, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
Other federally-insured credit unions in Wisconsin, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for Glacier Hills - kept outside Wisconsin; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($275.0M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (84/100 here).
Using this data
- Glacier Hills ranks #2,146 of 4,374 nationally on financial health and #73 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- 1st Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with 1st Community
- Rates and health both vary by institution, not just by state -- see how Wisconsin credit unions compare overall before assuming this one is typical. Wisconsin state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Glacier Hills financially healthy?
A 10.71% net worth ratio and a 0.69% delinquency rate feed into Glacier Hills's financial health score of 84/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,146 of 4,374; by total assets it ranks #1,082 of 4,374 nationally (same basis as /rankings/largest); and #33 of 100 within Wisconsin. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Glacier Hills compare to other credit unions?
On PlainCU's health composite, Glacier Hills lands at 84/100, compared to a peer group average for $100M–$500M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Glacier Hills?
Membership eligibility for Glacier Hills depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Glacier Hills directly for current membership requirements and application steps.
Is my money safe at Glacier Hills?
Federal credit unions like Glacier Hills are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Glacier Hills's net worth ratio of 10.71% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Glacier Hills offer compared to banks?
Credit unions like Glacier Hills are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Glacier Hills directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.