State credit union · Milwaukee, Wisconsin · NCUA charter #66555
Northwestern Mutual
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $264.7M
- Total assets
- 6,703
- Members
- 10.6%
- Net-worth ratio
Northwestern Mutual scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $264.7M; members 6,703; net-worth ratio 10.60%; health rank #1,487 of 4,374; healthier than 65th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#1,487 of 4,374 health · 2025Q4Northwestern Mutual · health 88/100 · $264.7M · 2025Q4
- ROA 88/100
- ASSETS 10.6%
- MEM 0.08%
- RANK 0.35%
- PHOTO $264.7M
- BOOK 6,703
- CHARTER #1,487/4,374
- NCUSIF Service One
- CAMELS 66555
Call Report peers
Northwestern Mutual in the assets neighbourhood
Northwestern Mutual's $264.7M assets sit next to Service One ($265.1M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Northwestern Mutual vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Northwestern Mutual - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #66555 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Northwestern Mutual vs $100M–$500M peers
- Delinquency Rate leads the peer set - 0.08% here, 0.89% peer average (-0.81 pp).
- Largest lag: Loan-to-Share Ratio at 56.04% vs peer 72.20% (-16.16 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Northwestern Mutual sits in Wisconsin
- Wisconsin health ordinal: #57 of 100.
- By total assets, Northwestern Mutual is #34 of 100 in Wisconsin.
- Wisconsin membership ordinal: #52 of 100.
In-state ordinals use the live credit_unions table for WI only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Northwestern Mutual Call Report trajectory
Northwestern Mutual: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +10.4% from $264.7M (2025Q4) to $292.3M (2026Q1).
- Net-worth ratio shifted -0.97 pp (11.57% → 10.60%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 10.60%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 88/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 88.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 12.7 pts
- Member Growth 8.9 pts
- Loan-to-Share Ratio 11.4 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.60% | -1.51 pp |
| Delinquency Rate | 0.08% | -0.81 pp |
| Return on Assets | 0.35% | -0.28 pp |
| Member Growth | -0.07% | - |
| Loan-to-Share Ratio | 56.04% | -16.16 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Northwestern Mutual filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $292.3M | - |
| 2025Q4 | $264.7M | 6,703 |
| 2024Q4 | $246.2M | 6,708 |
| 2023Q4 | $235.5M | 6,792 |
Credit Union Details
- Charter Number
- 66555
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Wisconsin
- City
- Milwaukee
- Data Quarter
- 2025Q4
Branch Locations (4)
Northwestern Mutual operates 4 offices across 3 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Northwestern Mutual (Main Office) | Milwaukee, WI |
| Northwestern Mutual | Franklin, WI |
| Vital Records Control | Milwaukee, WI |
| Shared Branch | New Berlin, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
More federally-insured credit unions based in Wisconsin, ordered by peer group match and asset size.
Cross-state Call Report peers for Northwestern Mutual
Two NCUA Call Report peer sets for Northwestern Mutual, both outside Wisconsin so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($264.7M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (88/100 here).
Using this data
- Northwestern Mutual ranks #1,487 of 4,374 nationally on financial health and #57 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Glacier Hills is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Glacier Hills
- Rates and health both vary by institution, not just by state -- see how Wisconsin credit unions compare overall before assuming this one is typical. Wisconsin state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Northwestern Mutual financially healthy?
Northwestern Mutual scores 88/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,487 of 4,374; by total assets it ranks #1,100 of 4,374 nationally (same basis as /rankings/largest); and #34 of 100 within Wisconsin. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 10.60% net worth ratio and a 0.08% delinquency rate.
How does Northwestern Mutual compare to other credit unions?
88/100 is Northwestern Mutual's score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Northwestern Mutual?
Membership eligibility for Northwestern Mutual depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Northwestern Mutual directly for current membership requirements and application steps.
Is my money safe at Northwestern Mutual?
Federal credit unions like Northwestern Mutual are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Northwestern Mutual's net worth ratio of 10.60% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Northwestern Mutual offer compared to banks?
Credit unions like Northwestern Mutual are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Northwestern Mutual directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.