State credit union · Norcross, Georgia · NCUA charter #67382
Genuine Parts
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $20.9M
- Total assets
- 1,476
- Members
- 64.5%
- Net-worth ratio
Genuine Parts scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $20.9M; members 1,476; net-worth ratio 64.53%; health rank #2,034 of 4,374; healthier than 50th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,034 of 4,374 health · 2025Q4Genuine Parts · health 84/100 · $20.9M · 2025Q4
Call Report peers
Genuine Parts in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Genuine Parts vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Genuine Parts sits in 80-84 with 767 others.
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Genuine Parts
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +49.67 pp (64.53% vs 14.86%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -22.54 pp (37.26% vs 59.80%).
Georgia standing for Genuine Parts
- Georgia health ordinal: #33 of 74.
- Georgia assets place: #49 of 74.
- Member book place in Georgia: #53 of 74.
- One place up in Georgia, North Georgia (#32) scores 85/100, 1 point higher; one place down, On the Grid Financial (#34) scores 83/100, 1 point lower.
Genuine Parts: 2025Q4 → 2026Q1
Genuine Parts: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -8.4% from $20.9M (2025Q4) to $19.1M (2026Q1).
- Net-worth ratio shifted -2.16 pp (66.69% → 64.53%).
This credit union's 64.53% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 84/100 score is built
Genuine Parts gives up 16 points in total. Member Growth costs the most, 10.1 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 4.9 pts
- Loan-to-Share Ratio 9.1 pts
Genuine Parts vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 64.53% | +49.67 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | 0.64% | -0.07 pp |
| Member Growth | -2.25% | - |
| Loan-to-Share Ratio | 37.26% | -22.54 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Genuine Parts
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $19.1M | - |
| 2025Q4 | $20.9M | 1,476 |
| 2024Q4 | $21.0M | 1,510 |
| 2023Q4 | $12.4M | 1,587 |
Credit Union Details
- Charter Number
- 67382
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Georgia
- City
- Norcross
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Genuine Parts runs 3 offices in 3 different cities across 2 states.
| Office | City |
|---|---|
| Genuine Parts (Main Office) | Norcross, GA |
| Genuine Parts Co. | Atlanta, GA |
| Centurion Disaster Recovery, Div. JHA | Birmingham, AL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Georgia
Other federally-insured credit unions in Georgia, closest first by peer group and asset size.
Genuine Parts nationwide neighbourhoods
Using this data
- Genuine Parts ranks #2,034 of 4,374 nationally on financial health and #33 of 74 in GA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Glynn County Federal Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Glynn County Federal Employees
Frequently Asked Questions
Is Genuine Parts financially healthy?
Genuine Parts has a financial health score of 84/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,034 of 4,374 nationally on health and #33 of 74 in Georgia. Its net worth ratio is 64.53% and its delinquency rate 0.00%.
How does Genuine Parts compare to other credit unions?
Genuine Parts scores 84/100, higher than 50% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (64.53% vs 14.86%). Its widest shortfall is loan-to-share ratio (37.26% vs 59.80%).
How can I join Genuine Parts?
Membership eligibility for Genuine Parts depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Genuine Parts directly for current membership requirements and application steps.
Is my money safe at Genuine Parts?
Genuine Parts is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Genuine Parts's net worth ratio of 64.53% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.