State credit union · Norcross, Georgia · NCUA charter #67382
Genuine Parts
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $20.9M
- Total assets
- 1,476
- Members
- 64.5%
- Net-worth ratio
Genuine Parts scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $20.9M; members 1,476; net-worth ratio 64.53%; health rank #2,034 of 4,374; healthier than 50th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,034 of 4,374 health · 2025Q4Genuine Parts · health 84/100 · $20.9M · 2025Q4
- DELQ 84/100
- ROA 64.5%
- ASSETS 0.00%
- MEM 0.64%
- RANK $20.9M
- PHOTO 1,476
- BOOK #2,034/4,374
- CHARTER LCRA
- NCUSIF 67382
Call Report peers
Genuine Parts in the assets neighbourhood
Genuine Parts's $20.9M assets sit next to LCRA ($20.9M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Genuine Parts vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Genuine Parts - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #67382: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Peer-gap read for Genuine Parts
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +49.67 pp (64.53% vs 14.86%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -22.54 pp (37.26% vs 59.80%).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Georgia standing for Genuine Parts
- Georgia health ordinal: #33 of 74.
- Georgia assets place: #49 of 74.
- Member book place in Georgia: #53 of 74.
In-state ordinals use the live credit_unions table for GA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Genuine Parts: 2025Q4 → 2026Q1
Genuine Parts: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -8.4% from $20.9M (2025Q4) to $19.1M (2026Q1).
- Net-worth ratio shifted -2.16 pp (66.69% → 64.53%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 64.53% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 84/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 84.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 4.9 pts
- Loan-to-Share Ratio 9.1 pts
Genuine Parts vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 64.53% | +49.67 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | 0.64% | -0.07 pp |
| Member Growth | -2.25% | - |
| Loan-to-Share Ratio | 37.26% | -22.54 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Call Report history - Genuine Parts
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $19.1M | - |
| 2025Q4 | $20.9M | 1,476 |
| 2024Q4 | $21.0M | 1,510 |
| 2023Q4 | $12.4M | 1,587 |
Credit Union Details
- Charter Number
- 67382
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Georgia
- City
- Norcross
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Genuine Parts runs 3 offices in 3 different cities across 2 states.
| Office | City |
|---|---|
| Genuine Parts (Main Office) | Norcross, GA |
| Genuine Parts Co. | Atlanta, GA |
| Centurion Disaster Recovery, Div. JHA | Birmingham, AL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Georgia
Other federally-insured credit unions in Georgia, closest first by peer group and asset size.
Genuine Parts nationwide neighbourhoods
Cross-state asset and health neighbours for Genuine Parts - kept outside Georgia; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($20.9M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (84/100 here).
Using this data
- Genuine Parts ranks #2,034 of 4,374 nationally on financial health and #33 of 74 in GA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Glynn County Federal Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Glynn County Federal Employees
- Rates and health both vary by institution, not just by state -- see how Georgia credit unions compare overall before assuming this one is typical. Georgia state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Genuine Parts financially healthy?
A 64.53% net worth ratio and a 0.00% delinquency rate feed into Genuine Parts's financial health score of 84/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,034 of 4,374; by total assets it ranks #3,122 of 4,374 nationally (same basis as /rankings/largest); and #49 of 74 within Georgia. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Genuine Parts compare to other credit unions?
On PlainCU's health composite, Genuine Parts lands at 84/100, compared to a peer group average for $10M–$50M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Genuine Parts?
Membership eligibility for Genuine Parts depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Genuine Parts directly for current membership requirements and application steps.
Is my money safe at Genuine Parts?
Federal credit unions like Genuine Parts are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Genuine Parts's net worth ratio of 64.53% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Genuine Parts offer compared to banks?
Credit unions like Genuine Parts are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Genuine Parts directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.