State credit union · Centerville, Iowa · NCUA charter #65242
Industrial Employees
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $8.8M
- Total assets
- 866
- Members
- 21.7%
- Net-worth ratio
Industrial Employees scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $8.8M; members 866; net-worth ratio 21.74%; health rank #1,555 of 4,374; healthier than 60th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,555 of 4,374 health · 2025Q4Industrial Employees · health 87/100 · $8.8M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Industrial Employees vs every NCUA-scored credit union
Industrial Employees sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Industrial Employees
- Largest favorable gap: Loan-to-Share Ratio at 72.55% vs peer 63.60% (+8.95 pp).
Industrial Employees in Iowa
- Iowa health ordinal: #26 of 66.
- By total assets, Industrial Employees is #52 of 66 in Iowa.
- Membership ranks #54 of 66 among Iowa CUs with a reported count (866 members).
- One place up in Iowa, Gas & Electric Employees (#25) scores 88/100, 1 point higher; one place down, Dubuque Postal Employees (#27) ties at 87/100.
Quarter path for Industrial Employees
Industrial Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.9% from $8.8M (2025Q4) to $9.3M (2026Q1).
- Net-worth ratio shifted -0.82 pp (22.56% → 21.74%).
21.74% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 87/100 score is built
Industrial Employees gives up 13 points in total. Member Growth costs the most, 13.2 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 1.8 pts
- Loan-to-Share Ratio 15.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 21.74% | +2.68 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 1.32% | +0.87 pp |
| Member Growth | -3.99% | - |
| Loan-to-Share Ratio | 72.55% | +8.95 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Call Report history - Industrial Employees
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $9.3M | - |
| 2025Q4 | $8.8M | 866 |
| 2024Q4 | $8.9M | 902 |
| 2023Q4 | $9.3M | 910 |
Credit Union Details
- Charter Number
- 65242
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Iowa
- City
- Centerville
- Data Quarter
- 2025Q4
Branch Location
Industrial Employees operates a single office in Centerville, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Industrial Employees CU (Main Office) | Centerville, IA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Iowa
A look at other Iowa credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Industrial Employees
Using this data
- Industrial Employees ranks #1,555 of 4,374 nationally on financial health and #26 of 66 in IA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Teamsters Local #238 is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Teamsters Local #238
Frequently Asked Questions
Is Industrial Employees financially healthy?
Industrial Employees has a financial health score of 87/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,555 of 4,374 nationally on health and #26 of 66 in Iowa. Its net worth ratio is 21.74% and its delinquency rate 0.00%.
How does Industrial Employees compare to other credit unions?
Industrial Employees scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (72.55% vs 63.60%).
How can I join Industrial Employees?
Membership eligibility for Industrial Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Industrial Employees directly for current membership requirements and application steps.
Is my money safe at Industrial Employees?
Industrial Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Industrial Employees's net worth ratio of 21.74% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.