State credit union · South Hutchinso, Kansas · NCUA charter #65466
MORTON
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $5.3M
- Total assets
- 781
- Members
- 13.7%
- Net-worth ratio
MORTON scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.3M; members 781; net-worth ratio 13.74%; health rank #1,618 of 4,374; healthier than 60th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,618 of 4,374 health · 2025Q4MORTON · health 87/100 · $5.3M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
MORTON vs every NCUA-scored credit union
MORTON sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
MORTON: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 81.29% vs peer 63.60% (+17.69 pp).
- Widest shortfall vs peers is Net Worth Ratio: -5.32 pp (13.74% vs 19.06%).
Where MORTON sits in Kansas
- In Kansas, health place is #16 of 61 on the same NCUA-ratio sort used nationally.
- By total assets, MORTON is #52 of 61 in Kansas.
- Member book place in Kansas: #49 of 61.
- One place up in Kansas, Credit Union of Emporia (#15) ties at 87/100; one place down, Central Kansas Education (#17) ties at 87/100.
MORTON: 2025Q4 → 2026Q1
MORTON: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.2% from $5.3M (2025Q4) to $5.3M (2026Q1).
- Net-worth ratio shifted -0.27 pp (14.01% → 13.74%).
13.74% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 87/100 score is built
MORTON gives up 13 points in total. Member Growth costs the most, 13.3 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 1.7 pts
- Loan-to-Share Ratio 15.3 pts
MORTON health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.74% | -5.32 pp |
| Delinquency Rate | 0.47% | -1.34 pp |
| Return on Assets | 0.95% | +0.50 pp |
| Member Growth | -4.05% | - |
| Loan-to-Share Ratio | 81.29% | +17.69 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.3M | - |
| 2025Q4 | $5.3M | 781 |
| 2024Q4 | $5.3M | 814 |
| 2023Q4 | $5.4M | 846 |
Credit Union Details
- Charter Number
- 65466
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Kansas
- City
- South Hutchinso
- Data Quarter
- 2025Q4
Branch Locations (4)
The NCUA branch filing lists 4 physical offices for MORTON, spread across 2 cities.
| Office | City |
|---|---|
| Morton Credit Union (Main Office) | South Hutchinson, KS |
| Bell Credit Union | Hutchinson, KS |
| Underground Vault and Storage | Hutchinson, KS |
| Hutchinson Government Employees Credit Union | Hutchinson, KS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Kansas
Other federally-insured credit unions in Kansas, closest first by peer group and asset size.
Cross-state Call Report peers for MORTON
Using this data
- MORTON ranks #1,618 of 4,374 nationally on financial health and #16 of 61 in KS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ELLIS is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ELLIS
Frequently Asked Questions
Is MORTON financially healthy?
MORTON has a financial health score of 87/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,618 of 4,374 nationally on health and #16 of 61 in Kansas. Its net worth ratio is 13.74% and its delinquency rate 0.47%.
How does MORTON compare to other credit unions?
MORTON scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (81.29% vs 63.60%). Its widest shortfall is net worth ratio (13.74% vs 19.06%).
How can I join MORTON?
Membership eligibility for MORTON depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact MORTON directly for current membership requirements and application steps.
Is my money safe at MORTON?
MORTON is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. MORTON's net worth ratio of 13.74% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.