Federal credit union · Casa Grande, Arizona · NCUA charter #9099
Pinal County
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $332.3M
- Total assets
- 28,448
- Members
- 9.7%
- Net-worth ratio
Pinal County scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $332.3M; members 28,448; net-worth ratio 9.71%; health rank #841 of 4,374; healthier than 80th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#841 of 4,374 health · 2025Q4Pinal County · health 92/100 · $332.3M · 2025Q4
Call Report peers
Pinal County in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Pinal County vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Pinal County sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Pinal County: Call Report deltas vs peers
- Delinquency Rate leads the peer set - 0.46% here, 0.89% peer average (-0.44 pp).
- Loan-to-Share Ratio trails the peer set - 63.83% here, 72.20% peer average (-8.37 pp).
Arizona standing for Pinal County
- In Arizona, health place is #11 of 33 on the same NCUA-ratio sort used nationally.
- By total assets, Pinal County is #17 of 33 in Arizona.
- Arizona membership ordinal: #16 of 33.
- One place up in Arizona, TRUWEST (#10) ties at 92/100; one place down, FIRST (#12) ties at 92/100.
Quarter path for Pinal County
Pinal County: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.6% from $332.3M (2025Q4) to $341.0M (2026Q1).
- Net-worth ratio shifted -0.33 pp (10.04% → 9.71%).
This credit union's 9.71% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 92/100 score is built
Pinal County gives up 8 points in total. Return on Assets costs the most, 6.1 of its 15; Delinquency Rate and Member Growth score full marks.
- Net Worth Ratio 29.3 pts
- Delinquency Rate 25.0 pts
- Return on Assets 8.9 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 13.8 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.71% | -2.40 pp |
| Delinquency Rate | 0.46% | -0.44 pp |
| Return on Assets | 0.10% | -0.53 pp |
| Member Growth | 7.19% | - |
| Loan-to-Share Ratio | 63.83% | -8.37 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Pinal County filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $341.0M | - |
| 2025Q4 | $332.3M | 28,448 |
| 2024Q4 | $283.7M | 26,539 |
| 2023Q4 | $300.8M | 26,325 |
Credit Union Details
- Charter Number
- 9099
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $100M–$500M
- State
- Arizona
- City
- Casa Grande
- Data Quarter
- 2025Q4
Branch Locations (6)
Pinal County operates 6 offices across 6 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Casa Grande Branch (Main Office) | Casa Grande, AZ |
| Apache Junction Branch | Apache Junction, AZ |
| Coolidge Branch | Coolidge, AZ |
| Florence Branch | Florence, AZ |
| Maricopa | Maricopa, AZ |
| San Tan | SAN TAN VALLEY, AZ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Arizona
A look at other Arizona credit unions, ranked by how closely their peer group and asset size match this one.
Pinal County nationwide neighbourhoods
Similar total assets
Using this data
- Pinal County ranks #841 of 4,374 nationally on financial health and #11 of 33 in AZ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- AERO is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with AERO
Frequently Asked Questions
Is Pinal County financially healthy?
On its 2025Q4 NCUA 5300 filing, Pinal County scores 92/100 (Excellent), with a 9.71% net worth ratio and 0.46% of loans delinquent. It ranks #841 of 4,374 nationally on health and #11 of 33 in Arizona.
How does Pinal County compare to other credit unions?
Pinal County scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is delinquency rate (0.46% vs 0.89%). Its widest shortfall is loan-to-share ratio (63.83% vs 72.20%).
How can I join Pinal County?
Pinal County serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Pinal County directly for the current list of qualifying groups.
Is my money safe at Pinal County?
Pinal County is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Pinal County's net worth ratio of 9.71% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.