Federal credit union · NORTH BEND, Oregon · NCUA charter #9376
South Coast Ilwu
Health score 97/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 97
- Health / 100
- $18.2M
- Total assets
- 1,055
- Members
- 17.7%
- Net-worth ratio
South Coast Ilwu scores 97/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $18.2M; members 1,055; net-worth ratio 17.72%; health rank #145 of 4,374; healthier than 95th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#145 of 4,374 health · 2025Q4South Coast Ilwu · health 97/100 · $18.2M · 2025Q4
Call Report peers
South Coast Ilwu in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
South Coast Ilwu vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); South Coast Ilwu sits in 95-99 with 391 others.
97 Top 5% higher than 95% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for South Coast Ilwu
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +4.97 pp (64.77% vs 59.80%).
Oregon standing for South Coast Ilwu
- Oregon health ordinal: #6 of 48.
- Oregon assets place: #45 of 48.
- Membership ranks #45 of 48 among Oregon CUs with a reported count (1,055 members).
- One place up in Oregon, Pacific Crest (#5) scores 98/100, 1 point higher; one place down, CONSOLIDATED (#7) scores 96/100, 1 point lower.
South Coast Ilwu Call Report trajectory
South Coast Ilwu: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.3% from $18.2M (2025Q4) to $18.8M (2026Q1).
- Net-worth ratio shifted -0.50 pp (18.22% → 17.72%).
At 17.72%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 97/100 score is built
South Coast Ilwu gives up 3 points in total. Member Growth costs the most, 2.2 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 12.8 pts
- Loan-to-Share Ratio 14.2 pts
South Coast Ilwu health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.72% | +2.86 pp |
| Delinquency Rate | 0.03% | -1.12 pp |
| Return on Assets | 1.74% | +1.03 pp |
| Member Growth | 3.13% | - |
| Loan-to-Share Ratio | 64.77% | +4.97 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
South Coast Ilwu quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $18.8M | - |
| 2025Q4 | $18.2M | 1,055 |
| 2024Q4 | $17.7M | 1,023 |
| 2023Q4 | $18.4M | 1,036 |
Credit Union Details
- Charter Number
- 9376
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- $10M–$50M
- State
- Oregon
- City
- NORTH BEND
- Data Quarter
- 2025Q4
Branch Location
South Coast Ilwu operates a single office in North Bend, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| South Coast ILWU Federal Credit Union (Main Office) | North Bend, OR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oregon
Other federally-insured credit unions in Oregon, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- South Coast Ilwu ranks #145 of 4,374 nationally on financial health and #6 of 48 in OR -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Ibew/Sj Cascade is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Ibew/Sj Cascade
Frequently Asked Questions
Is South Coast Ilwu financially healthy?
On its 2025Q4 NCUA 5300 filing, South Coast Ilwu scores 97/100 (Excellent), with a 17.72% net worth ratio and 0.03% of loans delinquent. It ranks #145 of 4,374 nationally on health and #6 of 48 in Oregon.
How does South Coast Ilwu compare to other credit unions?
South Coast Ilwu scores 97/100, higher than 95% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (64.77% vs 59.80%).
How can I join South Coast Ilwu?
South Coast Ilwu operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact South Coast Ilwu directly for the exact boundaries and application steps.
Is my money safe at South Coast Ilwu?
South Coast Ilwu is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. South Coast Ilwu's net worth ratio of 17.72% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.