State credit union · Red Wing, Minnesota · NCUA charter #61778
Red Wing
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $205.0M
- Total assets
- 9,714
- Members
- 12.2%
- Net-worth ratio
Red Wing scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $205.0M; members 9,714; net-worth ratio 12.24%; health rank #628 of 4,374; healthier than 84th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#628 of 4,374 health · 2025Q4Red Wing · health 93/100 · $205.0M · 2025Q4
Call Report peers
Red Wing in the assets neighbourhood
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Red Wing vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Red Wing sits in 90-94 with 747 others.
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Red Wing vs $100M–$500M peers
- Strongest edge vs 1069 $100M–$500M peers is Delinquency Rate: -0.54 pp (0.35% vs 0.89%).
- Largest lag: Loan-to-Share Ratio at 58.45% vs peer 72.20% (-13.75 pp).
Minnesota standing for Red Wing
- Minnesota health ordinal: #18 of 82.
- By total assets, Red Wing is #30 of 82 in Minnesota.
- Minnesota membership ordinal: #34 of 82.
- One place up in Minnesota, Two Harbors (#17) ties at 93/100; one place down, Trustone Financial (#19) ties at 93/100.
Red Wing: 2025Q4 → 2026Q1
Red Wing: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.3% from $205.0M (2025Q4) to $207.8M (2026Q1).
- Net-worth ratio shifted +0.16 pp (12.08% → 12.24%).
12.24% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 93/100 score is built
Red Wing gives up 7 points in total. Member Growth costs the most, 4.2 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 10.8 pts
- Loan-to-Share Ratio 12.2 pts
Red Wing health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.24% | +0.13 pp |
| Delinquency Rate | 0.35% | -0.54 pp |
| Return on Assets | 1.01% | +0.39 pp |
| Member Growth | 1.48% | - |
| Loan-to-Share Ratio | 58.45% | -13.75 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - Red Wing
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $207.8M | - |
| 2025Q4 | $205.0M | 9,714 |
| 2024Q4 | $189.6M | 9,572 |
| 2023Q4 | $168.6M | 9,450 |
Credit Union Details
- Charter Number
- 61778
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Minnesota
- City
- Red Wing
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Red Wing runs one office.
| Office | City |
|---|---|
| Red Wing Credit Union (Main Office) | Red Wing, MN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Minnesota
Other federally-insured credit unions in Minnesota, closest first by peer group and asset size.
Other-state peers near Red Wing
Using this data
- Red Wing ranks #628 of 4,374 nationally on financial health and #18 of 82 in MN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ACCENTRA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ACCENTRA
Frequently Asked Questions
Is Red Wing financially healthy?
Red Wing has a financial health score of 93/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #628 of 4,374 nationally on health and #18 of 82 in Minnesota. Its net worth ratio is 12.24% and its delinquency rate 0.35%.
How does Red Wing compare to other credit unions?
Red Wing scores 93/100, higher than 84% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is delinquency rate (0.35% vs 0.89%). Its widest shortfall is loan-to-share ratio (58.45% vs 72.20%).
How can I join Red Wing?
Membership eligibility for Red Wing depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Red Wing directly for current membership requirements and application steps.
Is my money safe at Red Wing?
Red Wing is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Red Wing's net worth ratio of 12.24% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.