State credit union · Woodstock, Georgia · NCUA charter #68571
Credit Union of Georgia
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $732.6M
- Total assets
- 36,459
- Members
- 10.3%
- Net-worth ratio
Credit Union of Georgia scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $732.6M; members 36,459; net-worth ratio 10.34%; health rank #672 of 4,374; healthier than 84th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#672 of 4,374 health · 2025Q4Credit Union of Georgia · health 93/100 · $732.6M · 2025Q4
Call Report peers
Credit Union of Georgia in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Credit Union of Georgia vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Credit Union of Georgia sits in 90-94 with 747 others.
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Credit Union of Georgia
- Strongest edge vs 749 Over $500M peers is Return on Assets: +0.49 pp (1.00% vs 0.51%).
- Largest lag: Loan-to-Share Ratio at 79.93% vs peer 83.90% (-3.97 pp).
Credit Union of Georgia in Georgia
- Health composite ranks #18 of 74 among scored Georgia credit unions.
- By total assets, Credit Union of Georgia is #9 of 74 in Georgia.
- Membership ranks #12 of 74 among Georgia CUs with a reported count (36,459 members).
- One place up in Georgia, Georgia Heritage (#17) ties at 93/100; one place down, E L C O (#19) scores 92/100, 1 point lower.
Credit Union of Georgia Call Report trajectory
Credit Union of Georgia: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.9% from $732.6M (2025Q4) to $760.8M (2026Q1).
- Net-worth ratio shifted +0.05 pp (10.29% → 10.34%).
10.34% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 93/100 score is built
Credit Union of Georgia gives up 7 points in total. Member Growth costs the most, 3.8 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.0 pts
- Return on Assets 15.0 pts
- Member Growth 11.2 pts
- Loan-to-Share Ratio 14.8 pts
Call Report ratios for Credit Union of Georgia
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.34% | -0.84 pp |
| Delinquency Rate | 0.80% | -0.07 pp |
| Return on Assets | 1.00% | +0.49 pp |
| Member Growth | 1.85% | - |
| Loan-to-Share Ratio | 79.93% | -3.97 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Credit Union of Georgia quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $760.8M | - |
| 2025Q4 | $732.6M | 36,459 |
| 2024Q4 | $673.0M | 35,796 |
| 2023Q4 | $633.2M | 36,283 |
Credit Union Details
- Charter Number
- 68571
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Georgia
- City
- Woodstock
- Data Quarter
- 2025Q4
Branch Locations (9)
The NCUA branch filing lists 9 physical offices for Credit Union of Georgia, spread across 4 cities.
| Office | City |
|---|---|
| Towne Lake Branch (Main Office) | Woodstock, GA |
| Canton | Canton, GA |
| Hickory Flat | Canton, GA |
| Jiles Road Operations Center | Kennesaw, GA |
| Jiles Rd. | Kennesaw, GA |
| Marietta | Marietta, GA |
| Contact Center | Marietta, GA |
| West Cobb | Marietta, GA |
| Johnson Ferry | Marietta, GA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Georgia
A look at other Georgia credit unions, ranked by how closely their peer group and asset size match this one.
Credit Union of Georgia nationwide neighbourhoods
Using this data
- Credit Union of Georgia ranks #672 of 4,374 nationally on financial health and #18 of 74 in GA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Coosa Valley is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Coosa Valley
Frequently Asked Questions
Is Credit Union of Georgia financially healthy?
Credit Union of Georgia has a financial health score of 93/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #672 of 4,374 nationally on health and #18 of 74 in Georgia. Its net worth ratio is 10.34% and its delinquency rate 0.80%.
How does Credit Union of Georgia compare to other credit unions?
Credit Union of Georgia scores 93/100, higher than 84% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is return on assets (1.00% vs 0.51%). Its widest shortfall is loan-to-share ratio (79.93% vs 83.90%).
How can I join Credit Union of Georgia?
Membership eligibility for Credit Union of Georgia depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Credit Union of Georgia directly for current membership requirements and application steps.
Is my money safe at Credit Union of Georgia?
Credit Union of Georgia is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Credit Union of Georgia's net worth ratio of 10.34% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.