State credit union · AMARILLO, Texas · NCUA charter #67651
INTERCORP
Health score 63/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 63
- Health / 100
- $4.2M
- Total assets
- 621
- Members
- 18.4%
- Net-worth ratio
INTERCORP scores 63/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $4.2M; members 621; net-worth ratio 18.41%; health rank #3,940 of 4,374; healthier than 9th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,940 of 4,374 health · 2025Q4INTERCORP · health 63/100 · $4.2M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
INTERCORP vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); INTERCORP sits in 60-64 with 179 others.
63 9th percentile higher than 9% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for INTERCORP
- Largest favorable gap: Loan-to-Share Ratio at 69.76% vs peer 63.60% (+6.16 pp).
- Largest lag: Delinquency Rate at 4.81% vs peer 1.81% (+3.00 pp).
INTERCORP in Texas
- In Texas, health place is #347 of 386 on the same NCUA-ratio sort used nationally.
- By total assets, INTERCORP is #348 of 386 in Texas.
- Texas membership ordinal: #354 of 386.
- One place up in Texas, Natural Resources Conservation Serv (#346) ties at 63/100; one place down, Pampa Teachers (#348) ties at 63/100.
INTERCORP Call Report trajectory
INTERCORP: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.4% from $4.2M (2025Q4) to $4.2M (2026Q1).
- Net-worth ratio shifted +0.21 pp (18.20% → 18.41%).
18.41% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 63/100 score is built
INTERCORP gives up 37 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 9.4 pts
- Member Growth 8.1 pts
- Loan-to-Share Ratio 15.5 pts
INTERCORP health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.41% | -0.65 pp |
| Delinquency Rate | 4.81% | +3.00 pp |
| Return on Assets | 0.13% | -0.32 pp |
| Member Growth | -0.48% | - |
| Loan-to-Share Ratio | 69.76% | +6.16 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $4.2M | - |
| 2025Q4 | $4.2M | 621 |
| 2024Q4 | $4.3M | 624 |
| 2023Q4 | $4.3M | 599 |
Credit Union Details
- Charter Number
- 67651
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Texas
- City
- AMARILLO
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for INTERCORP.
| Office | City |
|---|---|
| Intercorp Credit Union (Main Office) | Amarillo, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
Other federally-insured credit unions in Texas, closest first by peer group and asset size.
INTERCORP nationwide neighbourhoods
Using this data
- INTERCORP ranks #3,940 of 4,374 nationally on financial health and #347 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Thd District 17 is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Thd District 17
Frequently Asked Questions
Is INTERCORP financially healthy?
INTERCORP has a financial health score of 63/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,940 of 4,374 nationally on health and #347 of 386 in Texas. Its net worth ratio is 18.41% and its delinquency rate 4.81%.
How does INTERCORP compare to other credit unions?
INTERCORP scores 63/100, higher than 9% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (69.76% vs 63.60%). Its widest shortfall is delinquency rate (4.81% vs 1.81%).
How can I join INTERCORP?
Membership eligibility for INTERCORP depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact INTERCORP directly for current membership requirements and application steps.
Is my money safe at INTERCORP?
INTERCORP is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. INTERCORP's net worth ratio of 18.41% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.