Federal credit union · Williston, Vermont · NCUA charter #19263
EASTRISE
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $3.17B
- Total assets
- 175,682
- Members
- 12.1%
- Net-worth ratio
EASTRISE scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.17B; members 175,682; net-worth ratio 12.09%; health rank #781 of 4,374; healthier than 80th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#781 of 4,374 health · 2025Q4EASTRISE · health 92/100 · $3.17B · 2025Q4
Call Report peers
EASTRISE in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
EASTRISE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); EASTRISE sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where EASTRISE diverges from peer averages
- Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +16.46 pp (100.36% vs 83.90%).
EASTRISE in Vermont
- In Vermont, health place is #5 of 14 on the same NCUA-ratio sort used nationally.
- Vermont assets place: #1 of 14.
- Vermont membership ordinal: #1 of 14.
- One place up in Vermont, Credit Union of Vermont (#4) scores 93/100, 1 point higher; one place down, North Country (#6) ties at 92/100.
How EASTRISE's 5300 filing moved
EASTRISE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.1% from $3.17B (2025Q4) to $3.17B (2026Q1).
- Net-worth ratio shifted +0.10 pp (11.99% → 12.09%).
12.09% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 92/100 score is built
EASTRISE gives up 8 points in total. Loan-to-Share Ratio costs the most, 4.6 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.7 pts
- Return on Assets 15.0 pts
- Member Growth 12.8 pts
- Loan-to-Share Ratio 10.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.09% | +0.91 pp |
| Delinquency Rate | 0.63% | -0.25 pp |
| Return on Assets | 0.67% | +0.16 pp |
| Member Growth | 3.13% | - |
| Loan-to-Share Ratio | 100.36% | +16.46 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
EASTRISE quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.17B | - |
| 2025Q4 | $3.17B | 175,682 |
| 2024Q4 | $3.04B | 170,345 |
| 2023Q4 | $3.00B | 166,811 |
Credit Union Details
- Charter Number
- 19263
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- Over $500M
- State
- Vermont
- City
- Williston
- Data Quarter
- 2025Q4
Branch Locations (18)
EASTRISE operates 18 offices across 13 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Harvest Lane (Main Office) | Williston, VT |
| Bennington | Bennington, VT |
| Berlin | Berlin, VT |
| Brattleboro | Brattleboro, VT |
| Healthcare | Burlington, VT |
| Burlington | Burlington, VT |
| Colchester Service Center | Colchester, VT |
| Pearl Street | Essex Junction, VT |
| IBM Building 969 | Essex Junction, VT |
| Bailey Ave | Montpelier, VT |
| Rutland Loan Production Office | Rutland, VT |
| Rutland | Rutland, VT |
| Shelburne Road | South Burlington, VT |
| Tech Park | South Burlington, VT |
| St. Albans | St Albans, VT |
| St Johnsbury | St Johnsbury, VT |
| Waterbury | Waterbury, VT |
| Williston | Williston, VT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Vermont
More federally-insured credit unions based in Vermont, ordered by peer group match and asset size.
EASTRISE nationwide neighbourhoods
Using this data
- EASTRISE ranks #781 of 4,374 nationally on financial health and #5 of 14 in VT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- North Country is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with North Country
Frequently Asked Questions
Is EASTRISE financially healthy?
EASTRISE has a financial health score of 92/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #781 of 4,374 nationally on health and #5 of 14 in Vermont. Its net worth ratio is 12.09% and its delinquency rate 0.63%.
How does EASTRISE compare to other credit unions?
EASTRISE scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (100.36% vs 83.90%).
How can I join EASTRISE?
EASTRISE operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact EASTRISE directly for the exact boundaries and application steps.
Is my money safe at EASTRISE?
EASTRISE is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. EASTRISE's net worth ratio of 12.09% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.