Federal credit union · Virginia Beach, Virginia · NCUA charter #13242
CHARTWAY
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $3.23B
- Total assets
- 265,212
- Members
- 8.1%
- Net-worth ratio
CHARTWAY scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.23B; members 265,212; net-worth ratio 8.12%; health rank #2,798 of 4,374; healthier than 36th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,798 of 4,374 health · 2025Q4CHARTWAY · health 80/100 · $3.23B · 2025Q4
Call Report peers
CHARTWAY in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
CHARTWAY vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); CHARTWAY sits in 80-84 with 767 others.
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for CHARTWAY
- Largest favorable gap: Loan-to-Share Ratio at 95.87% vs peer 83.90% (+11.97 pp).
- Largest lag: Net Worth Ratio at 8.12% vs peer 11.18% (-3.06 pp).
CHARTWAY in Virginia
- In Virginia, health place is #53 of 95 on the same NCUA-ratio sort used nationally.
- Virginia assets place: #7 of 95.
- Member book place in Virginia: #7 of 95.
- One place up in Virginia, AGRICULTURE (#52) ties at 80/100; one place down, State Department (#54) scores 79/100, 1 point lower.
Quarter path for CHARTWAY
CHARTWAY: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.9% from $3.23B (2025Q4) to $3.29B (2026Q1).
- Net-worth ratio shifted -0.04 pp (8.16% → 8.12%).
At 8.12%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 80/100 score is built
CHARTWAY gives up 20 points in total. Delinquency Rate costs the most, 6.2 of its 25; Return on Assets loses the least, 0.6.
- Net Worth Ratio 25.3 pts
- Delinquency Rate 18.8 pts
- Return on Assets 14.4 pts
- Member Growth 9.1 pts
- Loan-to-Share Ratio 12.4 pts
CHARTWAY health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.12% | -3.06 pp |
| Delinquency Rate | 1.16% | +0.28 pp |
| Return on Assets | 0.46% | -0.05 pp |
| Member Growth | 0.12% | - |
| Loan-to-Share Ratio | 95.87% | +11.97 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - CHARTWAY
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.29B | - |
| 2025Q4 | $3.23B | 265,212 |
| 2024Q4 | $3.07B | 264,886 |
| 2023Q4 | $2.89B | 233,562 |
Credit Union Details
- Charter Number
- 13242
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Virginia
- City
- Virginia Beach
- Data Quarter
- 2025Q4
Branch Locations (42)
CHARTWAY operates 42 offices across 18 cities, spanning 3 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Headquarters Office (Main Office) | Virginia Beach, VA |
| Cedar City | Cedar City, UT |
| Great Bridge | Chesapeake, VA |
| Crossroads | Chesapeake, VA |
| Greenbrier | Chesapeake, VA |
| Western Branch ITM | Chesapeake, VA |
| Grantsville | Grantsville, UT |
| Champions | Houston, TX |
| IAH Bush Airport ITM | Houston, TX |
| Humble | Humble, TX |
| Hurricane | Hurricane, UT |
| Murray | Murray, UT |
| Newtown | Norfolk, VA |
| C-9 | Norfolk, VA |
| Southern Shopping Ctr | Norfolk, VA |
| Hampton Blvd | Norfolk, VA |
| Raby Road Branch | Norfolk, VA |
| BAE ITM | Norfolk, VA |
| ODU ITM | Norfolk, VA |
| East Beach | Norfolk, VA |
| Olde Towne ITM | Portsmouth, VA |
| Frederick Blvd ITM | Portsmouth, VA |
| Tabernacle | Saint George, UT |
| Sunset | Saint George, UT |
| Salt Lake Crossing | Salt Lake City, UT |
| West Valley | Salt Lake City, UT |
| South Jordan | South Jordan, UT |
| Stansbury | Stansbury Park, UT |
| Obici | Suffolk, VA |
| Harbour View | Suffolk, VA |
| College Drive ITM | Suffolk, VA |
| Tooele | Tooele, UT |
| Lynnhaven | Virginia Beach, VA |
| Holland | Virginia Beach, VA |
| Ferrell Parkway | Virginia Beach, VA |
| General Booth | Virginia Beach, VA |
| Kellam Road | Virginia Beach, VA |
| Great Neck | Virginia Beach, VA |
| HQ Office ITM | Virginia Beach, VA |
| Pacific | Virginia Beach, VA |
| Red Cliffs | Washington, UT |
| West Jordan | West Jordan, UT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Virginia
Other federally-insured credit unions in Virginia, closest first by peer group and asset size.
CHARTWAY nationwide neighbourhoods
Using this data
- CHARTWAY ranks #2,798 of 4,374 nationally on financial health and #53 of 95 in VA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- State Department is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with State Department
Frequently Asked Questions
Is CHARTWAY financially healthy?
CHARTWAY has a financial health score of 80/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,798 of 4,374 nationally on health and #53 of 95 in Virginia. Its net worth ratio is 8.12% and its delinquency rate 1.16%.
How does CHARTWAY compare to other credit unions?
CHARTWAY scores 80/100, higher than 36% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (95.87% vs 83.90%). Its widest shortfall is net worth ratio (8.12% vs 11.18%).
How can I join CHARTWAY?
CHARTWAY operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact CHARTWAY directly for the exact boundaries and application steps.
Is my money safe at CHARTWAY?
CHARTWAY is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. CHARTWAY's net worth ratio of 8.12% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.