State credit union · Chatsworth, California · NCUA charter #68428
Premier America
Health score 79/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 79
- Health / 100
- $3.26B
- Total assets
- 116,748
- Members
- 9.8%
- Net-worth ratio
Premier America scores 79/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.26B; members 116,748; net-worth ratio 9.75%; health rank #2,888 of 4,374; healthier than 33rd of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,888 of 4,374 health · 2025Q4Premier America · health 79/100 · $3.26B · 2025Q4
Call Report peers
Premier America in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Premier America vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Premier America sits in 75-79 with 502 others.
79 33rd percentile higher than 33% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Premier America
- Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +7.49 pp (91.39% vs 83.90%).
- Net Worth Ratio trails the peer set - 9.75% here, 11.18% peer average (-1.43 pp).
Premier America in California
- Health composite ranks #169 of 243 among scored California credit unions.
- California assets place: #24 of 243.
- California membership ordinal: #32 of 243.
- One place up in California, First Technology (#168) ties at 79/100; one place down, South Bay (#170) ties at 79/100.
Premier America: 2025Q4 → 2026Q1
Premier America: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.7% from $3.26B (2025Q4) to $3.31B (2026Q1).
- Net-worth ratio shifted -0.18 pp (9.93% → 9.75%).
This credit union's 9.75% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 79/100 score is built
Premier America gives up 21 points in total. Return on Assets costs the most, 13 of its 15; Net Worth Ratio loses the least, 0.6.
- Net Worth Ratio 29.4 pts
- Delinquency Rate 19.0 pts
- Return on Assets 2.0 pts
- Member Growth 13.9 pts
- Loan-to-Share Ratio 14.7 pts
Call Report ratios for Premier America
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.75% | -1.43 pp |
| Delinquency Rate | 1.13% | +0.26 pp |
| Return on Assets | -0.28% | -0.79 pp |
| Member Growth | 4.05% | - |
| Loan-to-Share Ratio | 91.39% | +7.49 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.31B | - |
| 2025Q4 | $3.26B | 116,748 |
| 2024Q4 | $3.40B | 112,205 |
| 2023Q4 | $3.47B | 110,927 |
Credit Union Details
- Charter Number
- 68428
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- California
- City
- Chatsworth
- Data Quarter
- 2025Q4
Branch Locations (21)
The NCUA branch filing lists 21 physical offices for Premier America, spread across 16 cities in 2 states.
| Office | City |
|---|---|
| Corporate Headquarters (Main Office) | Chatsworth, CA |
| Hollywood Way Branch | Burbank, CA |
| Burbank Empire | Burbank, CA |
| Camarillo Branch | Camarillo, CA |
| Chatsworth Branch | Chatsworth, CA |
| Granada Hills Branch | Granada Hills, CA |
| Rankin Center | Houston, TX |
| Houston Branch | Houston, TX |
| CSUN Branch - Northridge | Northridge, CA |
| North Oxnard Branch | Oxnard, CA |
| Port Hueneme Branch | Port Hueneme, CA |
| Reseda Branch | Reseda, CA |
| Santa Clarita Branch | Santa Clarita, CA |
| Simi Valley Town Center Branch | Simi Valley, CA |
| Simi Valley Tapo Branch | Simi Valley, CA |
| Thousand Oaks Branch | Thousand Oaks, CA |
| Universal Studios Branch | Universal City, CA |
| Ventura Branch | Ventura, CA |
| Westlake Branch | Westlake Village, CA |
| Warner Center Branch | Woodland Hills, CA |
| Woodland Hills NSD Branch | Woodland Hills, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
Other federally-insured credit unions in California, closest first by peer group and asset size.
Cross-state Call Report peers for Premier America
Using this data
- Premier America ranks #2,888 of 4,374 nationally on financial health and #169 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- California Coast is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with California Coast
Frequently Asked Questions
Is Premier America financially healthy?
Premier America has a financial health score of 79/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,888 of 4,374 nationally on health and #169 of 243 in California. Its net worth ratio is 9.75% and its delinquency rate 1.13%.
How does Premier America compare to other credit unions?
Premier America scores 79/100, higher than 33% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (91.39% vs 83.90%). Its widest shortfall is net worth ratio (9.75% vs 11.18%).
How can I join Premier America?
Membership eligibility for Premier America depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Premier America directly for current membership requirements and application steps.
Is my money safe at Premier America?
Premier America is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Premier America's net worth ratio of 9.75% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.