State credit union · Chatsworth, California · NCUA charter #68428
Premier America
Health score 79/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 79
- Health / 100
- $3.26B
- Total assets
- 116,748
- Members
- 9.8%
- Net-worth ratio
Premier America scores 79/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.26B; members 116,748; net-worth ratio 9.75%; health rank #2,888 of 4,374; healthier than 33rd of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,888 of 4,374 health · 2025Q4Premier America · health 79/100 · $3.26B · 2025Q4
- ROA 79/100
- ASSETS 9.8%
- MEM 1.13%
- RANK -0.28%
- PHOTO $3.26B
- BOOK 116,748
- CHARTER #2,888/4,374
- NCUSIF Fox Communities
- CAMELS 68428
Call Report peers
Premier America in the assets neighbourhood
Premier America's $3.26B assets sit next to Fox Communities ($3.27B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Premier America vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
79 33rd percentile higher than 33% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Premier America - Share Insurance Coverage
Charter #68428's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Peer-gap read for Premier America
- Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +7.49 pp (91.39% vs 83.90%).
- Net Worth Ratio trails the peer set - 9.75% here, 11.18% peer average (-1.43 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Premier America in California
- Health composite ranks #169 of 243 among scored California credit unions.
- California assets place: #24 of 243.
- California membership ordinal: #32 of 243.
In-state ordinals use the live credit_unions table for CA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Premier America: 2025Q4 → 2026Q1
Premier America: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.7% from $3.26B (2025Q4) to $3.31B (2026Q1).
- Net-worth ratio shifted -0.18 pp (9.93% → 9.75%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 9.75% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 79/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 79.
- Net Worth Ratio 29.4 pts
- Delinquency Rate 19.0 pts
- Return on Assets 2.0 pts
- Member Growth 13.9 pts
- Loan-to-Share Ratio 14.7 pts
Call Report ratios for Premier America
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.75% | -1.43 pp |
| Delinquency Rate | 1.13% | +0.26 pp |
| Return on Assets | -0.28% | -0.79 pp |
| Member Growth | 4.05% | - |
| Loan-to-Share Ratio | 91.39% | +7.49 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.31B | - |
| 2025Q4 | $3.26B | 116,748 |
| 2024Q4 | $3.40B | 112,205 |
| 2023Q4 | $3.47B | 110,927 |
Credit Union Details
- Charter Number
- 68428
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- California
- City
- Chatsworth
- Data Quarter
- 2025Q4
Branch Locations (21)
The NCUA branch filing lists 21 physical offices for Premier America, spread across 16 cities in 2 states.
| Office | City |
|---|---|
| Corporate Headquarters (Main Office) | Chatsworth, CA |
| Hollywood Way Branch | Burbank, CA |
| Burbank Empire | Burbank, CA |
| Camarillo Branch | Camarillo, CA |
| Chatsworth Branch | Chatsworth, CA |
| Granada Hills Branch | Granada Hills, CA |
| Rankin Center | Houston, TX |
| Houston Branch | Houston, TX |
| CSUN Branch - Northridge | Northridge, CA |
| North Oxnard Branch | Oxnard, CA |
| Port Hueneme Branch | Port Hueneme, CA |
| Reseda Branch | Reseda, CA |
| Santa Clarita Branch | Santa Clarita, CA |
| Simi Valley Town Center Branch | Simi Valley, CA |
| Simi Valley Tapo Branch | Simi Valley, CA |
| Thousand Oaks Branch | Thousand Oaks, CA |
| Universal Studios Branch | Universal City, CA |
| Ventura Branch | Ventura, CA |
| Westlake Branch | Westlake Village, CA |
| Warner Center Branch | Woodland Hills, CA |
| Woodland Hills NSD Branch | Woodland Hills, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
Other federally-insured credit unions in California, closest first by peer group and asset size.
Cross-state Call Report peers for Premier America
Two NCUA Call Report peer sets for Premier America, both outside California so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($3.26B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (79/100 here).
Using this data
- Premier America ranks #2,888 of 4,374 nationally on financial health and #169 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- California Coast is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with California Coast
- Rates and health both vary by institution, not just by state -- see how California credit unions compare overall before assuming this one is typical. California state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Premier America financially healthy?
Yes/no aside, the number is 79/100 (Very Good) - Premier America's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,888 of 4,374; by total assets it ranks #155 of 4,374 nationally (same basis as /rankings/largest); and #24 of 243 within California. Above 80 reads excellent, below 50 warrants closer monitoring; a 9.75% net worth ratio and 1.13% delinquency rate are the key drivers.
How does Premier America compare to other credit unions?
Premier America scores 79/100 on PlainCU's health composite, compared to a peer group average for Over $500M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Premier America?
Membership eligibility for Premier America depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Premier America directly for current membership requirements and application steps.
Is my money safe at Premier America?
Federal credit unions like Premier America are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Premier America's net worth ratio of 9.75% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Premier America offer compared to banks?
Credit unions like Premier America are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Premier America directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.