State credit union · DENTON, Texas · NCUA charter #67535
DATCU
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $1.75B
- Total assets
- 111,860
- Members
- 17.0%
- Net-worth ratio
DATCU scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.75B; members 111,860; net-worth ratio 17.04%; health rank #894 of 4,374; healthier than 77th of scored peers.
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NCUA 5300 Call Report Masthead
#894 of 4,374 health · 2025Q4DATCU · health 91/100 · $1.75B · 2025Q4
Call Report peers
DATCU in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
DATCU vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); DATCU sits in 90-94 with 747 others.
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
DATCU vs Over $500M peers
- Loan-to-Share Ratio leads the peer set - 103.35% here, 83.90% peer average (+19.45 pp).
DATCU in Texas
- In Texas, health place is #84 of 386 on the same NCUA-ratio sort used nationally.
- By total assets, DATCU is #20 of 386 in Texas.
- Member book place in Texas: #20 of 386.
- One place up in Texas, Ellis County Teachers and Employees (#83) ties at 91/100; one place down, Matagorda County (#85) ties at 91/100.
DATCU: 2025Q4 → 2026Q1
DATCU: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.2% from $1.75B (2025Q4) to $1.77B (2026Q1).
- Net-worth ratio shifted +0.16 pp (16.88% → 17.04%).
17.04% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 91/100 score is built
DATCU gives up 9 points in total. Loan-to-Share Ratio costs the most, 5.8 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 11.4 pts
- Loan-to-Share Ratio 9.6 pts
DATCU health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.04% | +5.86 pp |
| Delinquency Rate | 0.17% | -0.70 pp |
| Return on Assets | 1.22% | +0.71 pp |
| Member Growth | 2.02% | - |
| Loan-to-Share Ratio | 103.35% | +19.45 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
DATCU filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.77B | - |
| 2025Q4 | $1.75B | 111,860 |
| 2024Q4 | $1.63B | 109,642 |
| 2023Q4 | $1.57B | 107,932 |
Credit Union Details
- Charter Number
- 67535
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Texas
- City
- DENTON
- Data Quarter
- 2025Q4
Branch Locations (16)
Per its most recent NCUA branch filing, DATCU runs 16 offices in 12 different cities.
| Office | City |
|---|---|
| CORPORATE OFFICE (Main Office) | Corinth, TX |
| ARGYLE | Argyle, TX |
| AUBREY | AUBREY, TX |
| CORINTH | Corinth, TX |
| DECATUR | DECATUR, TX |
| DENTON EAST | Denton, TX |
| DENTON SOUTH | DENTON, TX |
| DENTON WEST | Denton, TX |
| UNT | Denton, TX |
| DENTON NORTH | Denton, TX |
| FLOWER MOUND | FLOWER MOUND, TX |
| GAINESVILLE | Gainesville, TX |
| Highland Village | Highland Village, TX |
| LEWISVILLE | LEWISVILLE, TX |
| SANGER | SANGER, TX |
| THE COLONY | THE COLONY, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for DATCU
Similar total assets
Similar health score
Using this data
- DATCU ranks #894 of 4,374 nationally on financial health and #84 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- United Heritage is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with United Heritage
Frequently Asked Questions
Is DATCU financially healthy?
DATCU has a financial health score of 91/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #894 of 4,374 nationally on health and #84 of 386 in Texas. Its net worth ratio is 17.04% and its delinquency rate 0.17%.
How does DATCU compare to other credit unions?
DATCU scores 91/100, higher than 77% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (103.35% vs 83.90%).
How can I join DATCU?
Membership eligibility for DATCU depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact DATCU directly for current membership requirements and application steps.
Is my money safe at DATCU?
DATCU is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. DATCU's net worth ratio of 17.04% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.