State credit union · Edgeley, North Dakota · NCUA charter #63613
Dakota Plains
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $97.9M
- Total assets
- 4,241
- Members
- 11.9%
- Net-worth ratio
Dakota Plains scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $97.9M; members 4,241; net-worth ratio 11.94%; health rank #2,114 of 4,374; healthier than 50th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,114 of 4,374 health · 2025Q4Dakota Plains · health 84/100 · $97.9M · 2025Q4
Call Report peers
Dakota Plains in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Dakota Plains vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Dakota Plains sits in 80-84 with 767 others.
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Dakota Plains diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 94.20% here, 62.60% peer average (+31.60 pp).
- Widest shortfall vs peers is Net Worth Ratio: -1.68 pp (11.94% vs 13.62%).
North Dakota standing for Dakota Plains
- Health composite ranks #16 of 29 among scored North Dakota credit unions.
- Assets rank #13 of 29 inside North Dakota ($97.9M reported).
- North Dakota membership ordinal: #10 of 29.
- One place up in North Dakota, Postal Family (#15) scores 85/100, 1 point higher; one place down, TEL-U-WATT (#17) ties at 84/100.
Dakota Plains: 2025Q4 → 2026Q1
Dakota Plains: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -3.6% from $97.9M (2025Q4) to $94.4M (2026Q1).
- Net-worth ratio shifted +0.63 pp (11.31% → 11.94%).
At 11.94%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 84/100 score is built
Dakota Plains gives up 16 points in total. Delinquency Rate costs the most, 7.7 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 17.3 pts
- Return on Assets 15.0 pts
- Member Growth 8.8 pts
- Loan-to-Share Ratio 12.9 pts
Dakota Plains health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.94% | -1.68 pp |
| Delinquency Rate | 1.36% | +0.40 pp |
| Return on Assets | 0.57% | -0.09 pp |
| Member Growth | -0.09% | - |
| Loan-to-Share Ratio | 94.20% | +31.60 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $94.4M | - |
| 2025Q4 | $97.9M | 4,241 |
| 2024Q4 | $93.4M | 4,245 |
| 2023Q4 | $93.4M | 4,395 |
Credit Union Details
- Charter Number
- 63613
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- North Dakota
- City
- Edgeley
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Dakota Plains runs 3 offices in 3 different cities.
| Office | City |
|---|---|
| DPCU - Edgeley (Main Office) | Edgeley, ND |
| DPCU - Ellendale | Ellendale, ND |
| DPCU - Enderlin | Enderlin, ND |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in North Dakota
More federally-insured credit unions based in North Dakota, ordered by peer group match and asset size.
Other-state peers near Dakota Plains
Using this data
- Dakota Plains ranks #2,114 of 4,374 nationally on financial health and #16 of 29 in ND -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Affinity First is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Affinity First
Frequently Asked Questions
Is Dakota Plains financially healthy?
On its 2025Q4 NCUA 5300 filing, Dakota Plains scores 84/100 (Excellent), with a 11.94% net worth ratio and 1.36% of loans delinquent. It ranks #2,114 of 4,374 nationally on health and #16 of 29 in North Dakota.
How does Dakota Plains compare to other credit unions?
Dakota Plains scores 84/100, higher than 50% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (94.20% vs 62.60%). Its widest shortfall is net worth ratio (11.94% vs 13.62%).
How can I join Dakota Plains?
Membership eligibility for Dakota Plains depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Dakota Plains directly for current membership requirements and application steps.
Is my money safe at Dakota Plains?
Dakota Plains is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Dakota Plains's net worth ratio of 11.94% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.