State credit union · Hollywood, Florida · NCUA charter #67332
SUN
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $127.2M
- Total assets
- 6,447
- Members
- 10.7%
- Net-worth ratio
SUN scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $127.2M; members 6,447; net-worth ratio 10.68%; health rank #1,484 of 4,374; healthier than 65th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#1,484 of 4,374 health · 2025Q4SUN · health 88/100 · $127.2M · 2025Q4
- PHOTO 88/100
- BOOK 10.7%
- CHARTER 0.58%
- NCUSIF 0.74%
- CAMELS $127.2M
- HEALTH 6,447
- NW #1,484/4,374
- DELQ Jackson River Community
- ROA 67332
Call Report peers
SUN in the assets neighbourhood
SUN's $127.2M assets sit next to Jackson River Community ($127.3M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
SUN vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
SUN - Share Insurance Coverage
Charter #67332's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
SUN vs $100M–$500M peers
- Delinquency Rate leads the peer set - 0.58% here, 0.89% peer average (-0.32 pp).
- Largest lag: Loan-to-Share Ratio at 55.41% vs peer 72.20% (-16.79 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
SUN: in-state Call Report ranks
- In Florida, health place is #50 of 109 on the same NCUA-ratio sort used nationally.
- By total assets, SUN is #68 of 109 in Florida.
- Florida membership ordinal: #72 of 109.
In-state ordinals use the live credit_unions table for FL only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How SUN's 5300 filing moved
SUN: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.5% from $127.2M (2025Q4) to $129.1M (2026Q1).
- Net-worth ratio shifted +0.16 pp (10.52% → 10.68%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 10.68%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 88/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 88.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.2 pts
- Return on Assets 15.0 pts
- Member Growth 7.1 pts
- Loan-to-Share Ratio 11.7 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.68% | -1.43 pp |
| Delinquency Rate | 0.58% | -0.32 pp |
| Return on Assets | 0.74% | +0.12 pp |
| Member Growth | -1.06% | - |
| Loan-to-Share Ratio | 55.41% | -16.79 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
SUN quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $129.1M | - |
| 2025Q4 | $127.2M | 6,447 |
| 2024Q4 | $119.4M | 6,516 |
| 2023Q4 | $113.2M | 7,131 |
Credit Union Details
- Charter Number
- 67332
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Florida
- City
- Hollywood
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for SUN, spread across 3 cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Hollywood, FL |
| Miami Shores | Miami Shores, FL |
| Pines Branch | pembroke pines, FL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Florida
Other federally-insured credit unions in Florida, closest first by peer group and asset size.
Cross-state Call Report peers for SUN
SUN's nationwide photo peers by assets and by health score, excluding Florida charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($127.2M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (88/100 here).
Using this data
- SUN ranks #1,484 of 4,374 nationally on financial health and #50 of 109 in FL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Baptist Health South Florida is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Baptist Health South Florida
- Rates and health both vary by institution, not just by state -- see how Florida credit unions compare overall before assuming this one is typical. Florida state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is SUN financially healthy?
SUN has a financial health score of 88/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,484 of 4,374; by total assets it ranks #1,627 of 4,374 nationally (same basis as /rankings/largest); and #68 of 109 within Florida. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 10.68% and delinquency rate of 0.58%.
How does SUN compare to other credit unions?
PlainCU's health composite puts SUN at 88/100, compared to a peer group average for $100M–$500M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join SUN?
Membership eligibility for SUN depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact SUN directly for current membership requirements and application steps.
Is my money safe at SUN?
Federal credit unions like SUN are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. SUN's net worth ratio of 10.68% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does SUN offer compared to banks?
Credit unions like SUN are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact SUN directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.