Federal credit union · Maite, Guam · NCUA charter #15222
COAST360
Health score 77/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 77
- Health / 100
- $618.7M
- Total assets
- 45,796
- Members
- 12.1%
- Net-worth ratio
COAST360 scores 77/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $618.7M; members 45,796; net-worth ratio 12.07%; health rank #3,098 of 4,374; healthier than 28th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,098 of 4,374 health · 2025Q4COAST360 · health 77/100 · $618.7M · 2025Q4
Call Report peers
COAST360 in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
COAST360 vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); COAST360 sits in 75-79 with 502 others.
77 28th percentile higher than 28% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
COAST360 vs Over $500M peers
- Net Worth Ratio leads the peer set - 12.07% here, 11.18% peer average (+0.89 pp).
- Loan-to-Share Ratio trails the peer set - 80.11% here, 83.90% peer average (-3.79 pp).
Guam standing for COAST360
- In Guam, health place is #2 of 2 on the same NCUA-ratio sort used nationally.
- By total assets, COAST360 is #1 of 2 in Guam.
- Guam membership ordinal: #1 of 2.
- No scored Guam credit union ranks lower; the next one up, Community First Guam (#1) scores 86/100, 9 points higher.
Quarter path for COAST360
COAST360: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.1% from $618.7M (2025Q4) to $625.6M (2026Q1).
- Net-worth ratio shifted +0.06 pp (12.01% → 12.07%).
12.07% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 77/100 score is built
COAST360 gives up 23 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.8 pts
- Return on Assets 10.2 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.07% | +0.89 pp |
| Delinquency Rate | 0.82% | -0.05 pp |
| Return on Assets | 0.18% | -0.33 pp |
| Member Growth | -7.03% | - |
| Loan-to-Share Ratio | 80.11% | -3.79 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
COAST360 quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $625.6M | - |
| 2025Q4 | $618.7M | 45,796 |
| 2024Q4 | $566.7M | 49,257 |
| 2023Q4 | $523.4M | 45,895 |
Credit Union Details
- Charter Number
- 15222
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Guam
- City
- Maite
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, COAST360 runs 3 offices in 3 different cities.
| Office | City |
|---|---|
| COAST360-Maite Member Center (Main Office) | Maite, GU |
| COAST360-Dededo Mall Member Center | Dededo, GU |
| COAST360-Upper Tumon Member Center | Tamuning, GU |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Guam
More federally-insured credit unions based in Guam, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Using this data
- COAST360 ranks #3,098 of 4,374 nationally on financial health and #2 of 2 in GU -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Community First Guam is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Community First Guam
Frequently Asked Questions
Is COAST360 financially healthy?
On its 2025Q4 NCUA 5300 filing, COAST360 scores 77/100 (Very Good), with a 12.07% net worth ratio and 0.82% of loans delinquent. It ranks #3,098 of 4,374 nationally on health and #2 of 2 in Guam.
How does COAST360 compare to other credit unions?
COAST360 scores 77/100, higher than 28% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is net worth ratio (12.07% vs 11.18%). Its widest shortfall is loan-to-share ratio (80.11% vs 83.90%).
How can I join COAST360?
COAST360 operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact COAST360 directly for the exact boundaries and application steps.
Is my money safe at COAST360?
COAST360 is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. COAST360's net worth ratio of 12.07% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.