State credit union · Waynesboro, Virginia · NCUA charter #62474
Dupont Community
Health score 95/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 95
- Health / 100
- $2.00B
- Total assets
- 123,262
- Members
- 10.8%
- Net-worth ratio
Dupont Community scores 95/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.00B; members 123,262; net-worth ratio 10.77%; health rank #400 of 4,374; healthier than 90th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#400 of 4,374 health · 2025Q4Dupont Community · health 95/100 · $2.00B · 2025Q4
Call Report peers
Dupont Community in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Dupont Community vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Dupont Community sits in 95-99 with 391 others.
95 Top 10% higher than 90% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Dupont Community diverges from peer averages
- Delinquency Rate leads the peer set - 0.35% here, 0.87% peer average (-0.52 pp).
- Largest lag: Loan-to-Share Ratio at 66.14% vs peer 83.90% (-17.76 pp).
Virginia standing for Dupont Community
- Health composite ranks #5 of 95 among scored Virginia credit unions.
- By total assets, Dupont Community is #10 of 95 in Virginia.
- Membership ranks #9 of 95 among Virginia CUs with a reported count (123,262 members).
- One place up in Virginia, Blue Eagle (#4) ties at 95/100; one place down, Beacon Credit Union, Incorporated (#6) scores 94/100, 1 point lower.
Dupont Community Call Report trajectory
Dupont Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.5% from $2.00B (2025Q4) to $2.07B (2026Q1).
- Net-worth ratio shifted -0.15 pp (10.92% → 10.77%).
10.77% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 95/100 score is built
Dupont Community gives up 5 points in total. Member Growth costs the most, 3.3 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 14.1 pts
- Member Growth 11.7 pts
- Loan-to-Share Ratio 14.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.77% | -0.41 pp |
| Delinquency Rate | 0.35% | -0.52 pp |
| Return on Assets | 0.44% | -0.07 pp |
| Member Growth | 2.23% | - |
| Loan-to-Share Ratio | 66.14% | -17.76 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.07B | - |
| 2025Q4 | $2.00B | 123,262 |
| 2024Q4 | $1.86B | 120,573 |
| 2023Q4 | $1.79B | 117,602 |
Credit Union Details
- Charter Number
- 62474
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Virginia
- City
- Waynesboro
- Data Quarter
- 2025Q4
Branch Locations (16)
Dupont Community operates 16 offices across 8 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| DCCU Corporate Headquarters (Main Office) | Waynesboro, VA |
| DCCU Branch - Windward Pointe | Fishersville, VA |
| DCCU Branch - Kaylor Office | Harrisonburg, VA |
| DCCU Branch - Reservoir Office | Harrisonburg, VA |
| DCCU Branch - South High Street Office | Harrisonburg, VA |
| DCCU Branch - Stone Port | Harrisonburg, VA |
| DCCU Branch - Lexington Office | Lexington, VA |
| DCCU Branch - Community Way Office | Staunton, VA |
| DCCU Branch - Downtown Staunton | Staunton, VA |
| DCCU Branch - Stuarts Draft Office | Stuarts Draft, VA |
| DCCU Branch - Verona Office | Verona, VA |
| DCCU Branch - Lucy Lane Office | Waynesboro, VA |
| DCCU Branch - West Main Office | Waynesboro, VA |
| DCCU Branch - Riverside Office | Waynesboro, VA |
| DCCU Operations Center | Waynesboro, VA |
| DCCU Branch - Woodstock Office | Woodstock, VA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Virginia
More federally-insured credit unions based in Virginia, ordered by peer group match and asset size.
Other-state peers near Dupont Community
Using this data
- Dupont Community ranks #400 of 4,374 nationally on financial health and #5 of 95 in VA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- University of Va Community Cu is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with University of Va Community Cu
Frequently Asked Questions
Is Dupont Community financially healthy?
On its 2025Q4 NCUA 5300 filing, Dupont Community scores 95/100 (Excellent), with a 10.77% net worth ratio and 0.35% of loans delinquent. It ranks #400 of 4,374 nationally on health and #5 of 95 in Virginia.
How does Dupont Community compare to other credit unions?
Dupont Community scores 95/100, higher than 90% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is delinquency rate (0.35% vs 0.87%). Its widest shortfall is loan-to-share ratio (66.14% vs 83.90%).
How can I join Dupont Community?
Membership eligibility for Dupont Community depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Dupont Community directly for current membership requirements and application steps.
Is my money safe at Dupont Community?
Dupont Community is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Dupont Community's net worth ratio of 10.77% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.