Federal credit union · Little Valley, New York · NCUA charter #19027
Cattaraugus County Employees
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $17.8M
- Total assets
- 1,582
- Members
- 12.0%
- Net-worth ratio
Cattaraugus County Employees scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $17.8M; members 1,582; net-worth ratio 11.96%; health rank #1,970 of 4,374; healthier than 54th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#1,970 of 4,374 health · 2025Q4Cattaraugus County Employees · health 85/100 · $17.8M · 2025Q4
Call Report peers
Cattaraugus County Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Cattaraugus County Employees vs every NCUA-scored credit union
Cattaraugus County Employees sits in the busiest band, 85-89, alongside 857 other credit unions.
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Cattaraugus County Employees vs $10M–$50M peers
- Delinquency Rate leads the peer set - 0.35% here, 1.15% peer average (-0.80 pp).
- Widest shortfall vs peers is Net Worth Ratio: -2.90 pp (11.96% vs 14.86%).
Cattaraugus County Employees in New York
- New York health ordinal: #114 of 272.
- Assets rank #192 of 272 inside New York ($17.8M reported).
- Membership ranks #194 of 272 among New York CUs with a reported count (1,582 members).
- One place up in New York, Community Resource (#113) ties at 85/100; one place down, Crouse Hinds Employees (#115) ties at 85/100.
Cattaraugus County Employees: 2024Q4 → 2025Q4
Cattaraugus County Employees: total assets by quarter
2023Q4 to 2025Q4, NCUA 5300
- Assets moved +1.2% from $17.6M (2024Q4) to $17.8M (2025Q4).
- Membership moved -3.7% from 1,643 to 1,582 over the same window.
- Net-worth ratio shifted +1.31 pp (10.65% → 11.96%).
11.96% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 85/100 score is built
Cattaraugus County Employees gives up 15 points in total. Member Growth costs the most, 12.7 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 2.3 pts
- Loan-to-Share Ratio 12.7 pts
Cattaraugus County Employees health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.96% | -2.90 pp |
| Delinquency Rate | 0.35% | -0.80 pp |
| Return on Assets | 1.16% | +0.45 pp |
| Member Growth | -3.71% | - |
| Loan-to-Share Ratio | 59.41% | -0.39 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Cattaraugus County Employees filing history
| Quarter | Assets | Members |
|---|---|---|
| 2025Q4 | $17.8M | 1,582 |
| 2024Q4 | $17.6M | 1,643 |
| 2023Q4 | $17.2M | 1,638 |
Credit Union Details
- Charter Number
- 19027
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- New York
- City
- Little Valley
- Data Quarter
- 2025Q4
Nearby Credit Unions in New York
Other federally-insured credit unions in New York, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- Cattaraugus County Employees ranks #1,970 of 4,374 nationally on financial health and #114 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- TRANSIT is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with TRANSIT
Frequently Asked Questions
Is Cattaraugus County Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Cattaraugus County Employees scores 85/100 (Excellent), with a 11.96% net worth ratio and 0.35% of loans delinquent. It ranks #1,970 of 4,374 nationally on health and #114 of 272 in New York.
How does Cattaraugus County Employees compare to other credit unions?
Cattaraugus County Employees scores 85/100, higher than 54% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.35% vs 1.15%). Its widest shortfall is net worth ratio (11.96% vs 14.86%).
How can I join Cattaraugus County Employees?
Cattaraugus County Employees serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Cattaraugus County Employees directly for the current list of qualifying groups.
Is my money safe at Cattaraugus County Employees?
Cattaraugus County Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Cattaraugus County Employees's net worth ratio of 11.96% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.