State credit union · Nashua, New Hampshire · NCUA charter #68210
TRIANGLE
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $858.7M
- Total assets
- 55,154
- Members
- 8.7%
- Net-worth ratio
TRIANGLE scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $858.7M; members 55,154; net-worth ratio 8.73%; health rank #2,656 of 4,374; healthier than 39th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,656 of 4,374 health · 2025Q4TRIANGLE · health 81/100 · $858.7M · 2025Q4
- CHARTER 81/100
- NCUSIF 8.7%
- CAMELS 0.52%
- HEALTH 0.12%
- NW $858.7M
- DELQ 55,154
- ROA #2,656/4,374
- ASSETS Central One
- MEM 68210
Call Report peers
TRIANGLE in the assets neighbourhood
TRIANGLE's $858.7M assets sit next to Central One ($858.4M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
TRIANGLE vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
TRIANGLE - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #68210, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
TRIANGLE vs Over $500M peers
- Delinquency Rate leads the peer set - 0.52% here, 0.87% peer average (-0.35 pp).
- Widest shortfall vs peers is Net Worth Ratio: -2.45 pp (8.73% vs 11.18%).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
New Hampshire standing for TRIANGLE
- Health composite ranks #9 of 12 among scored New Hampshire credit unions.
- By total assets, TRIANGLE is #4 of 12 in New Hampshire.
- Membership ranks #4 of 12 among New Hampshire CUs with a reported count (55,154 members).
In-state ordinals use the live credit_unions table for NH only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
TRIANGLE: 2025Q4 → 2026Q1
TRIANGLE: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.6% from $858.7M (2025Q4) to $872.0M (2026Q1).
- Net-worth ratio shifted +0.04 pp (8.69% → 8.73%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 8.73% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 81/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 81.
- Net Worth Ratio 26.8 pts
- Delinquency Rate 24.8 pts
- Return on Assets 9.3 pts
- Member Growth 4.9 pts
- Loan-to-Share Ratio 15.2 pts
Call Report ratios for TRIANGLE
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.73% | -2.45 pp |
| Delinquency Rate | 0.52% | -0.35 pp |
| Return on Assets | 0.12% | -0.39 pp |
| Member Growth | -2.30% | - |
| Loan-to-Share Ratio | 82.20% | -1.70 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $872.0M | - |
| 2025Q4 | $858.7M | 55,154 |
| 2024Q4 | $843.5M | 56,453 |
| 2023Q4 | $865.4M | 58,278 |
Credit Union Details
- Charter Number
- 68210
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- New Hampshire
- City
- Nashua
- Data Quarter
- 2025Q4
Branch Locations (9)
The NCUA branch filing lists 9 physical offices for TRIANGLE, spread across 6 cities.
| Office | City |
|---|---|
| Franklin Street Branch (Main Office) | Nashua, NH |
| Amherst Branch | Amherst, NH |
| Derry Branch | Derry, NH |
| Elm Street Branch | Manchester, NH |
| Candia Road Branch | Manchester, NH |
| Merrimack Branch | Merrimack, NH |
| DW South | Nashua, NH |
| Temple St. Operations Center | NASHUA, NH |
| St. Joseph Hospital Branch | Nashua, NH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Hampshire
A look at other New Hampshire credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for TRIANGLE
TRIANGLE's nationwide photo peers by assets and by health score, excluding New Hampshire charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($858.7M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (81/100 here).
Using this data
- TRIANGLE ranks #2,656 of 4,374 nationally on financial health and #9 of 12 in NH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Granite State is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Granite State
- Rates and health both vary by institution, not just by state -- see how New Hampshire credit unions compare overall before assuming this one is typical. New Hampshire state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is TRIANGLE financially healthy?
TRIANGLE scores 81/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,656 of 4,374; by total assets it ranks #527 of 4,374 nationally (same basis as /rankings/largest); and #4 of 12 within New Hampshire. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 8.73% net worth ratio and a 0.52% delinquency rate.
How does TRIANGLE compare to other credit unions?
On PlainCU's health composite, TRIANGLE lands at 81/100, compared to a peer group average for Over $500M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join TRIANGLE?
Membership eligibility for TRIANGLE depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact TRIANGLE directly for current membership requirements and application steps.
Is my money safe at TRIANGLE?
Federal credit unions like TRIANGLE are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. TRIANGLE's net worth ratio of 8.73% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does TRIANGLE offer compared to banks?
Credit unions like TRIANGLE are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact TRIANGLE directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.