Federal credit union · BLASDELL, New York · NCUA charter #18800
Greater Woodlawn
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $162.6M
- Total assets
- 12,673
- Members
- 23.8%
- Net-worth ratio
Greater Woodlawn scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $162.6M; members 12,673; net-worth ratio 23.80%; health rank #2,370 of 4,374; healthier than 43rd of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,370 of 4,374 health · 2025Q4Greater Woodlawn · health 82/100 · $162.6M · 2025Q4
- NW 82/100
- DELQ 23.8%
- ROA 0.36%
- ASSETS 1.99%
- MEM $162.6M
- RANK 12,673
- PHOTO #2,370/4,374
- BOOK BFG
- CHARTER 18800
Call Report peers
Greater Woodlawn in the assets neighbourhood
Greater Woodlawn's $162.6M assets sit next to BFG ($162.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Greater Woodlawn vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Greater Woodlawn - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #18800. See our deposit-insurance coverage note.
Peer-gap read for Greater Woodlawn
- Largest favorable gap: Net Worth Ratio at 23.80% vs peer 12.11% (+11.69 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -16.37 pp (55.83% vs 72.20%).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Greater Woodlawn in New York
- In New York, health place is #134 of 272 on the same NCUA-ratio sort used nationally.
- By total assets, Greater Woodlawn is #67 of 272 in New York.
- Membership ranks #62 of 272 among New York CUs with a reported count (12,673 members).
In-state ordinals use the live credit_unions table for NY only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Greater Woodlawn: 2025Q4 → 2026Q1
Greater Woodlawn: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.2% from $162.6M (2025Q4) to $166.2M (2026Q1).
- Net-worth ratio shifted -0.13 pp (23.93% → 23.80%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
23.80% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 82/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 82.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 12.0 pts
Call Report ratios for Greater Woodlawn
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 23.80% | +11.69 pp |
| Delinquency Rate | 0.36% | -0.53 pp |
| Return on Assets | 1.99% | +1.36 pp |
| Member Growth | -5.06% | - |
| Loan-to-Share Ratio | 55.83% | -16.37 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Greater Woodlawn quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $166.2M | - |
| 2025Q4 | $162.6M | 12,673 |
| 2024Q4 | $158.2M | 13,349 |
| 2023Q4 | $151.5M | 14,279 |
Credit Union Details
- Charter Number
- 18800
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- New York
- City
- BLASDELL
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for Greater Woodlawn, spread across 3 cities.
| Office | City |
|---|---|
| GREATER WOODLAWN FCU (Main Office) | BLASDELL, NY |
| GREATER WOODLAWN FCU | DUNKIRK, NY |
| GREATER WOODLAWN FCU | LAKEWOOD, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
A look at other New York credit unions, ranked by how closely their peer group and asset size match this one.
Greater Woodlawn nationwide neighbourhoods
Greater Woodlawn's nationwide photo peers by assets and by health score, excluding New York charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($162.6M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (82/100 here).
Using this data
- Greater Woodlawn ranks #2,370 of 4,374 nationally on financial health and #134 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Southern Chautauqua is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Southern Chautauqua
- Rates and health both vary by institution, not just by state -- see how New York credit unions compare overall before assuming this one is typical. New York state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Greater Woodlawn financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Greater Woodlawn carries a financial health score of 82/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #2,370 of 4,374; by total assets it ranks #1,435 of 4,374 nationally (same basis as /rankings/largest); and #67 of 272 within New York. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 23.80% net worth ratio and a 0.36% delinquency rate.
How does Greater Woodlawn compare to other credit unions?
On PlainCU's health composite, Greater Woodlawn lands at 82/100, compared to a peer group average for $100M–$500M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Greater Woodlawn?
Greater Woodlawn operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Greater Woodlawn directly for the exact boundaries and application steps.
Is my money safe at Greater Woodlawn?
Federal credit unions like Greater Woodlawn are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Greater Woodlawn's net worth ratio of 23.80% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Greater Woodlawn offer compared to banks?
Credit unions like Greater Woodlawn are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Greater Woodlawn directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.