State credit union · Auburn, Alabama · NCUA charter #68701
Auburn University
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $262.0M
- Total assets
- 17,740
- Members
- 9.6%
- Net-worth ratio
Auburn University scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $262.0M; members 17,740; net-worth ratio 9.57%; health rank #1,704 of 4,374; healthier than 60th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,704 of 4,374 health · 2025Q4Auburn University · health 87/100 · $262.0M · 2025Q4
Call Report peers
Auburn University in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Auburn University vs every NCUA-scored credit union
Auburn University sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Auburn University vs $100M–$500M peers
- Widest shortfall vs peers is Loan-to-Share Ratio: -12.53 pp (59.67% vs 72.20%).
Where Auburn University sits in Alabama
- In Alabama, health place is #32 of 89 on the same NCUA-ratio sort used nationally.
- Assets rank #22 of 89 inside Alabama ($262.0M reported).
- Membership ranks #24 of 89 among Alabama CUs with a reported count (17,740 members).
- One place up in Alabama, Jefferson Credit Union (#31) ties at 87/100; one place down, Wcu Credit Union (#33) ties at 87/100.
Auburn University: 2025Q4 → 2026Q1
Auburn University: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.7% from $262.0M (2025Q4) to $269.1M (2026Q1).
- Net-worth ratio shifted -0.12 pp (9.69% → 9.57%).
At 9.57%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 87/100 score is built
Auburn University gives up 13 points in total. Delinquency Rate costs the most, 4.8 of its 25; Net Worth Ratio loses the least, 1.1.
- Net Worth Ratio 28.9 pts
- Delinquency Rate 20.2 pts
- Return on Assets 12.5 pts
- Member Growth 12.2 pts
- Loan-to-Share Ratio 13.2 pts
Auburn University health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.57% | -2.54 pp |
| Delinquency Rate | 0.98% | +0.08 pp |
| Return on Assets | 0.34% | -0.29 pp |
| Member Growth | 2.67% | - |
| Loan-to-Share Ratio | 59.67% | -12.53 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - Auburn University
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $269.1M | - |
| 2025Q4 | $262.0M | 17,740 |
| 2024Q4 | $242.6M | 17,279 |
| 2023Q4 | $243.4M | 16,933 |
Credit Union Details
- Charter Number
- 68701
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Alabama
- City
- Auburn
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Auburn University runs 3 offices in 2 different cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Auburn, AL |
| N. College St. Branch | Auburn, AL |
| Eastchase | Montgomery, AL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Alabama
A look at other Alabama credit unions, ranked by how closely their peer group and asset size match this one.
Auburn University nationwide neighbourhoods
Using this data
- Auburn University ranks #1,704 of 4,374 nationally on financial health and #32 of 89 in AL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- New Horizons is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with New Horizons
Frequently Asked Questions
Is Auburn University financially healthy?
Auburn University has a financial health score of 87/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,704 of 4,374 nationally on health and #32 of 89 in Alabama. Its net worth ratio is 9.57% and its delinquency rate 0.98%.
How does Auburn University compare to other credit unions?
Auburn University scores 87/100, higher than 60% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (59.67% vs 72.20%).
How can I join Auburn University?
Membership eligibility for Auburn University depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Auburn University directly for current membership requirements and application steps.
Is my money safe at Auburn University?
Auburn University is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Auburn University's net worth ratio of 9.57% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.