State credit union · Anniston, Alabama · NCUA charter #61800
Fort Mcclellan
Health score 71/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 71
- Health / 100
- $222.5M
- Total assets
- 15,295
- Members
- 12.7%
- Net-worth ratio
Fort Mcclellan scores 71/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $222.5M; members 15,295; net-worth ratio 12.68%; health rank #3,527 of 4,374; healthier than 18th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,527 of 4,374 health · 2025Q4Fort Mcclellan · health 71/100 · $222.5M · 2025Q4
Call Report peers
Fort Mcclellan in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Fort Mcclellan vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Fort Mcclellan sits in 70-74 with 317 others.
71 18th percentile higher than 18% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Fort Mcclellan vs $100M–$500M peers
- Strongest edge vs 1069 $100M–$500M peers is Net Worth Ratio: +0.57 pp (12.68% vs 12.11%).
- Largest lag: Loan-to-Share Ratio at 47.59% vs peer 72.20% (-24.61 pp).
Alabama standing for Fort Mcclellan
- In Alabama, health place is #72 of 89 on the same NCUA-ratio sort used nationally.
- Assets rank #24 of 89 inside Alabama ($222.5M reported).
- Membership ranks #26 of 89 among Alabama CUs with a reported count (15,295 members).
- One place up in Alabama, Chem Family (#71) scores 72/100, 1 point higher; one place down, Red Oak (#73) ties at 71/100.
Fort Mcclellan Call Report trajectory
Fort Mcclellan: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.0% from $222.5M (2025Q4) to $224.7M (2026Q1).
- Net-worth ratio shifted -0.08 pp (12.76% → 12.68%).
At 12.68%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 71/100 score is built
Fort Mcclellan gives up 29 points in total. Return on Assets costs the most, 13.2 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.2 pts
- Return on Assets 1.8 pts
- Member Growth 8.9 pts
- Loan-to-Share Ratio 10.1 pts
Fort Mcclellan vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.68% | +0.57 pp |
| Delinquency Rate | 0.98% | +0.08 pp |
| Return on Assets | -0.30% | -0.92 pp |
| Member Growth | -0.05% | - |
| Loan-to-Share Ratio | 47.59% | -24.61 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - Fort Mcclellan
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $224.7M | - |
| 2025Q4 | $222.5M | 15,295 |
| 2024Q4 | $219.6M | 15,302 |
| 2023Q4 | $234.2M | 15,766 |
Credit Union Details
- Charter Number
- 61800
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Alabama
- City
- Anniston
- Data Quarter
- 2025Q4
Branch Locations (6)
The NCUA branch filing lists 6 physical offices for Fort Mcclellan, spread across 5 cities.
| Office | City |
|---|---|
| Golden Springs Corporate Office (Main Office) | Anniston, AL |
| Anniston | Anniston, AL |
| Jacksonville | Jacksonville, AL |
| Ohatchee | OHATCHEE, AL |
| Pell City | Pell City, AL |
| Roanoke | Roanoke, AL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Alabama
A look at other Alabama credit unions, ranked by how closely their peer group and asset size match this one.
Fort Mcclellan nationwide neighbourhoods
Using this data
- Fort Mcclellan ranks #3,527 of 4,374 nationally on financial health and #72 of 89 in AL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- NAHEOLA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with NAHEOLA
Frequently Asked Questions
Is Fort Mcclellan financially healthy?
Fort Mcclellan has a financial health score of 71/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,527 of 4,374 nationally on health and #72 of 89 in Alabama. Its net worth ratio is 12.68% and its delinquency rate 0.98%.
How does Fort Mcclellan compare to other credit unions?
Fort Mcclellan scores 71/100, higher than 18% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (12.68% vs 12.11%). Its widest shortfall is loan-to-share ratio (47.59% vs 72.20%).
How can I join Fort Mcclellan?
Membership eligibility for Fort Mcclellan depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Fort Mcclellan directly for current membership requirements and application steps.
Is my money safe at Fort Mcclellan?
Fort Mcclellan is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Fort Mcclellan's net worth ratio of 12.68% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.