Federal credit union · Greenwood, South Carolina · NCUA charter #24851
Neighbors United
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $63.3M
- Total assets
- 7,168
- Members
- 12.3%
- Net-worth ratio
Neighbors United scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $63.3M; members 7,168; net-worth ratio 12.26%; health rank #626 of 4,374; healthier than 84th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#626 of 4,374 health · 2025Q4Neighbors United · health 93/100 · $63.3M · 2025Q4
Call Report peers
Neighbors United in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Neighbors United vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Neighbors United sits in 90-94 with 747 others.
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Neighbors United diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 66.67% vs peer 62.60% (+4.07 pp).
- Largest lag: Net Worth Ratio at 12.26% vs peer 13.62% (-1.36 pp).
Neighbors United in South Carolina
- Health composite ranks #11 of 46 among scored South Carolina credit unions.
- South Carolina assets place: #29 of 46.
- Member book place in South Carolina: #25 of 46.
- One place up in South Carolina, Pee Dee (#10) ties at 93/100; one place down, Santee Cooper Credit Union (#12) scores 92/100, 1 point lower.
How Neighbors United's 5300 filing moved
Neighbors United: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.9% from $63.3M (2025Q4) to $65.8M (2026Q1).
- Net-worth ratio shifted -0.73 pp (12.99% → 12.26%).
12.26% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 93/100 score is built
Neighbors United gives up 7 points in total. Delinquency Rate costs the most, 3.8 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.2 pts
- Return on Assets 15.0 pts
- Member Growth 12.6 pts
- Loan-to-Share Ratio 14.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.26% | -1.36 pp |
| Delinquency Rate | 0.88% | -0.09 pp |
| Return on Assets | 0.87% | +0.21 pp |
| Member Growth | 3.00% | - |
| Loan-to-Share Ratio | 66.67% | +4.07 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Call Report history - Neighbors United
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $65.8M | - |
| 2025Q4 | $63.3M | 7,168 |
| 2024Q4 | $64.5M | 6,959 |
| 2023Q4 | $61.5M | 6,899 |
Credit Union Details
- Charter Number
- 24851
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- South Carolina
- City
- Greenwood
- Data Quarter
- 2025Q4
Branch Locations (4)
Per its most recent NCUA branch filing, Neighbors United runs 4 offices in 2 different cities.
| Office | City |
|---|---|
| Administration Building (Main Office) | Greenwood, SC |
| Birchtree | Greenwood, SC |
| Hwy 246 | Greenwood, SC |
| Saluda Branch | Saluda, SC |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in South Carolina
Other federally-insured credit unions in South Carolina, closest first by peer group and asset size.
Cross-state Call Report peers for Neighbors United
Using this data
- Neighbors United ranks #626 of 4,374 nationally on financial health and #11 of 46 in SC -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- TRU is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with TRU
Frequently Asked Questions
Is Neighbors United financially healthy?
Neighbors United has a financial health score of 93/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #626 of 4,374 nationally on health and #11 of 46 in South Carolina. Its net worth ratio is 12.26% and its delinquency rate 0.88%.
How does Neighbors United compare to other credit unions?
Neighbors United scores 93/100, higher than 84% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (66.67% vs 62.60%). Its widest shortfall is net worth ratio (12.26% vs 13.62%).
How can I join Neighbors United?
Neighbors United operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Neighbors United directly for the exact boundaries and application steps.
Is my money safe at Neighbors United?
Neighbors United is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Neighbors United's net worth ratio of 12.26% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.